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Charming and Cozy Describe Home of Aberdeen Family

Thursday, January 28, 2016

“Our overall feelings toward the home are inexplicable joy and relief. It feels….like it was time and meant to be….home,” said new homeowner, Jennifer Hornedeagle.


The Hornedeagle family’s main financing for their new home came through a USDA Rural Development Section 502 Direct Single Family Housing packaged loan by Homes Are Possible Inc. in Aberdeen. 


Other partners joined in the financing package to achieve maximum affordability. “GROW South Dakota was honored to be a part of the Hornedeagle’s story. Their dedication and commitment to create a lasting legacy for their family is undeniably homeownership at its best,” stated Wade Veflin, Housing Loan Officer for GROW South Dakota. The down payment/closing cost funding utilized for this family was awarded to GROW SD through a competitive application from the South Dakota Housing Opportunity Fund.


Additional partners to support this family’s home ownership success were the Coalition of Indian Housing Advocates & Native Developers (CIHAND) and Dacotah Bank. Together these partners deliver the Native American Homeownership Initiative (NAHI) program which is funded through the Federal Home Loan Bank of Des Moines (FHLB). NAHI can provide an eligible household a forgivable grant for down payment and costs in conjunction with a 502 Direct loan from USDA Rural Development. Through the partnership, CIHAND funds the NAHI grant at the time of closing on the property. Once the repairs or rehab have been completed, FHLB and Dacotah Bank reimburse the funds to CIHAND. This funding helps provide a Native American family a homeownership opportunity that is affordable to them.


The Hornedeagles’ story is a great message for advocating how the various links and connections are solutions to providing affordable housing,” stated Lori Moen, Chief Operating Officer, at GROW South Dakota. 


But best of all -- “This home enabled us to put down roots and provided a place for our children to create lasting memories. The best words to describe it are charming and cozy,” added Hornedeagle. “There is no doubt our family’s quality of life has improved and the location is perfect.”

Category: Success Stories

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