News & Events

This page highlights the most recent news about GROW South Dakota and our surrounding communities!

A New Homeowner Testimonial

Friday, October 26, 2018

The Urban Institute recently released a study that shows millennials are buying homes at lower rates than the two previous generations. One of the report’s recommendations is to improve young adults’ knowledge about finances, including homeownership down payment assistance options. GROW South Dakota has long been helping first-time homebuyers navigate the complicated process of home buying. We provide people with the right resources and knowledge to make informed decisions. People who access GROW SD’s services are often surprised at the financial help that’s available to them. Those of low and moderate incomes may qualify for financial assistance towards some of the biggest...
Recognizing Women in Business

Friday, October 12, 2018

October is National Women's Small Business Month. It’s an opportune time to recognize and celebrate the impact female entrepreneurs have on our economy. About one-third of businesses in the U.S. are now owned by women. When women hold visible business leadership roles, it encourages other women to consider starting their own business. Amanda Bechen is a stellar example of entrepreneurism in Wagner. She’s a CPA with a successful business who recently began investing in commercial real estate. Bechen grew up in Charles County but moved away for college and then worked at a regional public accounting firm in the Black Hills. In...
BIG IDEA COMPETITION LAUNCHES STATEWIDE

Thursday, October 04, 2018

Youth! Entrepreneurship! Cash! Scholarships! These are the key ingredients in the 2018 BIG Idea Competition, which launched on September 1. High school students across South Dakota are invited to compete in this business idea competition where winners will receive over $5,500 in cash awards and scholarships. Students may work individually or as a team and will be able to submit their business idea applications online until October 31, 2018. The online application as well as various resources and examples can be accessed at the BIG Idea website: www.BIGIdeaSD.com. For the optional marketing design competition, which carries a $500 cash prize, students will create...
GROW SD Receives Over $1.4 Million in CDFI Funding

Thursday, October 04, 2018

GROW South Dakota was recently awarded $1.45 million from the U.S. Treasury’s Community Development Financial Institutions Fund (CDFI Fund). GROW South Dakota and the Northeast South Dakota Economic Corporation (NESDEC), both of which are certified CDFIs, received the awards, which will expand their small business and first mortgage housing lending programs. The announcement came in September. GROW South Dakota received a grant of $950,000 in CDFI Financial Assistance funds, which will support its direct lending program for housing mortgages. Of the total, $250,000 will be directed to focus on South Dakota counties identified by the CDFI Fund as areas of persistent poverty. NESDEC...
GROW SD Recognizes Women’s Small Business Month

Thursday, October 04, 2018

October is National Women’s Small Business Month, raising awareness of the increasing role women are playing in business ownership in the United States. Nationally, 38% of businesses are owned by women. GROW South Dakota has also increased its attention on supporting women-owned businesses. Women-owned businesses in South Dakota are mixed. The 2012 Census Survey of Business Owners found the following ownership breakdown in South Dakota: 53.8% male-owned, 30.09% female-owned, and 16.11% male-/female-owned. In that survey, the state was last in the U.S. in the proportion of women-owned businesses. On the other hand, women-owned businesses have been a bright spot in the U.S....
GROW SD to Celebrate Weatherization Day

Thursday, October 04, 2018

Each year, October 30 is recognized as Weatherization Day. This day highlights the fact that low-income households spend a disproportionate percentage of their annual incomes on home energy bills. Weatherization provides cost-effective, permanent solutions for reducing the heavy energy burden these families endure. The US Department of Energy has supported weatherization of more than 7 million homes across the nation since 1976. Weatherization programs focus on upgrades to mechanical and electrical systems, health and safety measures, and building shell issues. These services not only save energy through advanced technologies to improve energy affordability for low-income families, but they also save lives...
40 Years of Helping Businesses Grow

Thursday, September 06, 2018

For 40 years, entrepreneurs and existing businesses have benefitted from GROW South Dakota’s business lending program. It has now given 2,022 loans to 1,220 companies in northeast South Dakota, directly financing more than $70.3 million in business loans. It began in 1978 when the Northeast South Dakota Energy Conservation Corporation (now DBA as GROW South Dakota) made its first loan. The nonprofit was one of the first in the state to offer revolving loan funds for businesses. At the time, it served 10 counties in northeast South Dakota. Now, its service area has more than doubled to 22 counties.   One of the...
Back to a Place Called Home

Thursday, September 06, 2018

Returning to his roots was something Michael Raver always wished for throughout his adult life. The perfect opportunity presented itself when he landed his dream job at Crazy Horse Memorial Foundation in 2016. Having grown up in the Hills, he knew he wanted his children to have the same experiences he did during childhood. Michael and his wife wanted to raise their children in a happy, stable environment so they would always feel the warmth of home. With a new baby on the way in just a few short weeks, they needed to find a bigger place to live, and...
BIG Idea Competition Opens September 1

Wednesday, August 08, 2018

by Kelly Weaver, Small Business Development Center Regional Director Entrepreneurship - taking initiative and risk in a business venture - is one key to supporting our rural economies The BIG Idea Competition, entering its eleventh year, seeks to promote entrepreneurship, spur creative thinking, and encourage students to start a business. The BIG Idea Competition is a free business idea competition for high school students.  Students submit a written description of their business idea and compete for over $5,500 in cash awards and scholarships. There is also an optional Marketing Design award where students create an ad to support their business idea. Additional...
Loan Supports Young Entrepreneur’s Daycare Dreams in Philip

Tuesday, July 10, 2018

A young entrepreneur is pursuing her dream of owning her own daycare business, thanks to the help of a loan from GROW South Dakota. Hallie Konst was born and raised in Philip, South Dakota. She has always loved children and caring for people. She considered pursuing a teaching degree but opted to study business management because she thought it would translate to a higher paying job after graduation. In the end, she figured out a way to combine her passion with her schooling by purchasing an existing Philip daycare in 2017 and opening Konst Kids Daycare. The daycare facility in Philip has been...
GROW SD Grant Supports Faulkton Elevator Mural

Monday, July 09, 2018

GROW South Dakota has received a grant that will support a unique mural going up in Faulkton this summer. Australian artist Guido van Helten, who has created large murals on public buildings around the world, will be painting images representative of the people of the Faulkton area on the grain elevator there. GROW SD received a grant from a Rural Local Initiatives Support Corporation (LISC) program meant to support arts and culture projects that help drive economic development.  Van Helten was recruited to Faulkton to paint the Agtegra elevator in order to create a one-of-a-kind South Dakota artwork in the town...
Unique Board Structure Guides GROW South Dakota

Monday, July 09, 2018

GROW South Dakota is not a typical nonprofit organization. Governing an affiliation of three separate, independent nonprofits with complementary missions and shared staff can be a challenge, but the boards of directors of the three agencies are up to the task. Each organization has its own board of directors. NESDCAP, founded as part of President Lyndon Johnson’s War on Poverty, has a 15-member board, divided into groups serving from three sets of counties in the 17-county service area. By law, board members must represent low-income, private, or public official constituencies. NESDEC also has a 15-member board representing its 22-county service area....
GROW SD Celebrates 40th Anniversary with Business Loan Special

Tuesday, June 26, 2018

In 1978, GROW South Dakota made its first business loans. In the 40 years since then, the agency has had significant impact on businesses and communities throughout northeastern South Dakota and beyond. To celebrate this milestone, GROW SD is offering a business loan special.   GROW SD’s revolving loan fund was established in 1978 with the purpose of supporting economic development in 22 northeastern South Dakota counties through small business loans and job creation. Since that time, the agency has made 2,009 loans for a total of more than $69.7 million to 1,214 area businesses (as of 3/31/18). These loans have assisted...
Celebrating Homeownership Month

Tuesday, June 05, 2018

June is National Homeownership Month, a time to recognize how owning a home relates not just to achieving the American Dream, but also to providing stable lives for families and creating stronger neighborhoods and communities. Homeownership is always a focus for GROW South Dakota, as we provide a variety of products and services to help people purchase or improve their homes. GROW SD has made 324 loans this year. GROW SD is putting three newly constructed single family homes on the market in Sisseton. These two bedroom, two bath homes include a two-car garage and are 1,140-1,230 square feet. Construction of...
GROW SD Celebrates Community during NeighborWorks Week

Tuesday, June 05, 2018

During NeighborWorks Week, GROW South Dakota will host two open houses on June 6, 11 AM to 6 PM, with lunch being served 11 AM to 2 PM. The homes are located at 616 8th Ave E., and 105 Arnie Dr., Sisseton, SD. This year’s theme is “Advancing Opportunity,” and NeighborWorks organizations advance opportunity by empowering residents and communities with the tools, skills and services they need to help everyone thrive. GROW South Dakota and other NeighborWorks organizations across the country will mobilize tens of thousands of residents, business people and government officials in a week of neighborhood change and awareness,...
Celebrating Homeownership in June

Monday, June 04, 2018

June is National Homeownership Month. It’s a time to celebrate the positive effect homebuying can have on household wealth and neighborhood stability as well as our region’s overall economic health. Homeownership is a part of the quintessential American Dream. But for many people, the idea of buying a house is daunting. There are many common misperceptions about the homebuying process. One of the most prominent is that buyers must save 20 percent for a down payment. In reality, the majority of first-time homebuyers put down 6 percent or less.  GROW South Dakota has long been a valuable resource for homebuyers. The organization...
Facilitating Strong Communities, Celebrating NeighborWorks Week

Thursday, May 31, 2018

“We cannot seek achievement for ourselves and forget about progress and prosperity for our community … Our ambitions must be broad enough to include the aspirations and needs of others, for their sakes and for our own.” ~Cesar Chavez This quote by Chavez speaks to the importance of community engagement. June 2-9 is NeighborWorks week, an opportune time for citizens, businesses and public officials to reflect on local efforts to better our communities and celebrate the progress we’ve made. GROW SD is a part of NeighborWorks America, along with a vast network of local organizations throughout the country. During this week, we...
Encouraging Homegrown Businesses

Monday, May 14, 2018

Small businesses can have a big impact. Did you know that two out of three new private-sector jobs in the United States since the Great Recession were created by small businesses? Since 1963, the President of the United States has issued a proclamation announcing National Small Business Week. In 2018, this week falls between April 29 and May 5. It’s a time to honor the remarkable contributions of America’s entrepreneurs and small business owners. For the first time this year, the Small Business Alliance is hosting a virtual conference as part of National Small Business Week. This is a wonderful opportunity for...
Celebrating Community Action Month

Monday, April 30, 2018

In May, community action agencies nationwide observe Community Action Month, a period set aside to recognize the contributions that nonprofits, volunteers, and other committed citizens can make in improving their communities. The Northeast South Dakota Community Action Program (NESDCAP) dba GROW South Dakota has been at it for 50 years. It was created in 1966, soon after President Lyndon Johnson signed the Economic Opportunity Act of 1964, which created Community Action Agencies as part of the War on Poverty. GROW South Dakota was established to wage the war on poverty by implementing innovative and cost-effective programs to improve the lives and...
Encouraging Homegrown Businesses

Monday, April 30, 2018

Small businesses can have a big impact. Did you know that two out of three new private-sector jobs in the United States since the Great Recession were created by small businesses? Since 1963, the President of the United States has issued a proclamation announcing National Small Business Week. In 2018, this week falls between April 29 and May 5. It’s a time to honor the remarkable contributions of America’s entrepreneurs and small business owners. For the first time this year, the Small Business Alliance is hosting a virtual conference as part of National Small Business Week. This is a wonderful opportunity for...
An Opportune Time to Improve Financial Literacy

Monday, April 16, 2018

A recent survey by GOBankingRates indicates 57 percent of Americans have less than $1000 in savings. Without an adequate buffer of emergency funds, unexpected expenses like car repairs or doctor’s appointments can quickly translate into debt. April is Financial Literacy Month, a perfect excuse to get a jump start on healthier financial habits, such as budgeting, saving and taking general control of one’s finances for the future. Many of us were taught how to balance a checkbook in high school. But education about how to manage debt, reduce spending or establish a long-range financial plan is less common. Financial literacy is a life...
NESDEC Board Member Sought

Monday, April 16, 2018

The Northeast South Dakota Economic Corporation (NESDEC) dba GROW South Dakota is seeking a board candidate for a Low Income Representative on the Board of Directors. The board member will represent constituents from Clark, Codington, Day, Grant, Marshall, and Roberts counties. If you would like further information, please contact Lori Finnesand at 605-698-7654 or lori@growsd.org.  For more information about GROW South Dakota’s housing and business development programs and services, please visit our website at www.growsd.org or call (605) 698-7654.
Down Payment Funds Deploying Ahead of Schedule

Wednesday, April 04, 2018

GROW South Dakota has received $4.1 million in funding to support down payment assistance for families with low to moderate income. In April 2017, GROW SD received funding from Project Reinvest for 200 deferred loans at $10,500 each and was expected to deploy them within two years. In November, 2017, the Wells Fargo Neighborhood LIFT funding for 225 forgivable loans at $7,500 each was launched and also had a two-year deployment time. In both programs, the down payment assistance was paired with a first mortgage typically financed by a Grow SD approved lender. As of late March 2018, GROW SD has...
Bringing Homeowners Warmth, Safety and Savings

Thursday, March 01, 2018

Taking steps to weatherize and increase the energy efficiency of a home can result in serious long-term savings. The average American homeowner that makes weatherization upgrades saves $300 per year in reduced utility costs. Unfortunately, the upfront cost of completing such home improvements can be prohibitive for many homeowners. Thankfully, there is assistance available. GROW South Dakota has an income based program, funded by the federal government, to help people weatherize their homes. Weatherization provides cost-effective, permanent solutions for reducing the heavy energy burden families endure. GROW South Dakota completes weatherization projects on approximately 30-40 homes each year. Applicants are placed on...
Tax Law Changes Demand Attention

Friday, February 16, 2018

by Kelly Weaver, Small Business Development Center Regional Director   For most small business owners, changes in the tax law take a back seat to the day to day operations.  Here’s a couple reason why you should pay attention to the recent tax law changes. Payroll Issues – The tax tables used to calculate withholding for paychecks have changed significantly.  First, make sure you (or your payroll service) is using the most recent tax tables (IRS Publication 15).  If you are using a payroll software, be sure to update it before every payroll so you are using current tables.  The new 2018 tables...
GROW SD Receives State Farm® Grant to Support Small Business

Friday, February 09, 2018

The Northeast South Dakota Economic Corporation (NESDEC) dba GROW South Dakota (GROW SD) recently received a Good Neighbor Citizenship Grant from State Farm for its technical assistance (TA) program for small business borrowers. The purpose of the project is to assist small business loan applicants prepare to borrow money and grow their business. The TA provided by GROW SD business loan officers will support business owners in various aspects of their operations. Each business will have different needs, but in general, TA comprises starting or expanding a business before, during, and after financing. NESDEC primarily serves northeastern South Dakota, but the...
Aberdeen to Host 2018 SD Women’s Business Conference

Wednesday, February 07, 2018

On March 9, 2018, women business leaders from across the state will gather in Aberdeen, South Dakota for The Women’s Business Conference. The one-day will, encourage, inspire and educate female executives and entrepreneurs. For more than a year, The South Dakota Center for Enterprise Opportunity (Women’s Business Center) has been planning the event along with a team of local volunteers. The event will feature Keynote Speaker Dee Dee Raap, BHSU School of Business Professor Dr. Barbara Looney, a panel of local women executives, and local women-owned business entrepreneurs. Kelly Weaver, Small Business Development Center Regional Director, and GROW South Dakota’s Loan Officer,...
Improve the Air Quality in Your Home

Wednesday, February 07, 2018

According to the Environmental Protection Agency, indoor air quality is very important. Poor indoor air quality is currently one of the top five leading factors that affect respiratory health in the United States. There are many tips you can take to improve indoor air quality in your home: • Cleaning up any mold problems and controlling moisture • Changing furnace filters and keeping air ducts clean • Living in a smoke-free environment • Keeping your home clean and dust free • Installing carbon monoxide alarms • Installing an air purifier to help keep the air inside your home as clean as possible • Using safe practices when renovating Weatherization...
Boosting homeownership rates

Monday, January 29, 2018

After the housing crash, the U.S. homeownership rate fell to 50-year low. The economy has taken a while to turn around but Census Bureau data indicates homeownership is on the rise. In July of 2017, the rate was up to 63.7 percent. GROW South Dakota has been helping people realize their dreams of homeownership for over 50 years. With our help, eligible South Dakota residents can obtain zero percent interest loans towards a home purchase. These loans of up to $10,500 are deferred for the term of the mortgage. Check out our website for details and get started on the path to...
Promoting stable housing

Monday, January 22, 2018

One of the big benefits of owning a home is a stable living environment for children. Studies have shown that safe, secure housing improves children’s well being. If you want to give your family the stability that comes with homeownership, consider getting in touch with GROW South Dakota. You might be surprised at the resources out there to help first time homebuyers. Our knowledgeable staff can help you translate your dream of owning a house into reality. Zero percent interest deferred loans for down payments are available to qualified applicants. Loans of up to $10,500 are possible. Learn more by visiting our website.  
Homebuyer 101

Monday, January 15, 2018

Are you ready to buy your first home? This is a question GROW South Dakota wants to help you answer. Our knowledgeable staff can work with you to assess your finances and determine how much house you can afford. GROW SD’s free homebuyer coaching helps you set financial goals and improve your credit score. We can also help you shop around for the best loans and get through the preapproval process. Contact GROW SD to set up your homebuyer education today! You can email us at info@growsd.org or call (605) 698-7654.
Making home ownership a reality

Monday, January 08, 2018

Experts have long recommend that people have 20 percent to put towards a down payment for a home purchase. But for countless families, saving up that much money while paying 30 percent or more of their income towards rent each month isn’t realistic. Low and moderate income families can get help with this common home buying hurdle from GROW South Dakota. Those eligible may qualify for $5,000-$10,500 in down payment assistance. The zero percent loans are deferred for the mortgage period. Visit our website to apply online and turn your dream of buying a home into reality.  
Homeless Count to be held January 23, 2018

Thursday, January 04, 2018

Homeless Count to be held January 23, 2018 Every year, the South Dakota Housing Development Authority conducts a one-day count of homeless persons in the state. The count is mandated by HUD. Again this year, SDHDA contracted with the four CAP agencies in the state to coordinate counts in their service areas, and GROW SD will support the 17 NESDCAP counties. The results of the count are used both to identify the problem and to request funds to address it. The date for this year’s count is January 23.   Last year, participation in the count by NESDCAP’s 17 counties increased from...
NESDEC Provides Financing to Dakota Provisions

Thursday, January 04, 2018

NESDEC Provides Financing to Dakota Provisions The Northeast South Dakota Economic Corporation (NESDEC), dba GROW South Dakota, recently received a $780,800 Community Economic Development grant from the Office of Community Services in the Administration for Children and Families in the Department of Health and Human Services. The grant will allow NESDEC to help finance the expansion of the Dakota Provisions Turkey Processing Plant in Huron, South Dakota, to provide a retail ready-to-eat food line of lean meat turkey products. NESDEC will provide a working capital loan along with no-cost business development services to Dakota Provisions in order to help create a...
An ally for first time homebuyers

Monday, January 01, 2018

Buying a home is a complicated endeavor. The paperwork and legalese involved are daunting, especially for first time homebuyers. Fortunately, South Dakota residents have an ally in the home buying arena. GROW South Dakota walks people through the home buying process. The point is to ensure first time homebuyers have the resources and knowledge they need to make informed decisions. Staff works with clients to check their credit history and evaluate finances in order to gauge homebuyer readiness. They can also help determine loan eligibility. Apply online today to get the process started.
Homebuyer Coaching is a Success

Sunday, December 31, 2017

Homebuyer Coaching is a Success GROW SD received grants from the Citi Foundation and State Farm to support programs to help prepare people to buy homes through coaching efforts that helped hundreds of potential home buyers. These interested people received assistance in learning more about the process and making them ready to be successful. The following highlights success with the coaching program: A single mother reached out to GROW SD for guidance on applying for a home loan, when she first came to our office, she had credit issues as she had unpaid judgements.  After being instructed to pay off the judgments and...
Amplify your savings

Monday, December 25, 2017

Saving money isn’t easy. In a recent survey, 62 percent of Americans reported they had less than $1,000 in their savings accounts. Twenty-one percent didn’t even have a savings account. Having an incentive to save can help. The Dakota Dream Savings Fund is geared towards helping people put away enough money for a home down payment. The fund gives a $3 match for every $1 saved, up to $2,000. If participants save $2,000, they have $8,000 to put towards a home purchase. Find out if you qualify for this stellar savings opportunity today. Contact GROW South Dakota at (605) 698-7654, ext. 128...
Helping you save for homeownership

Monday, December 18, 2017

“There is something permanent, and something extremely profound, in owning a home.” ~Kenny Guinn Buying a house is life changing. It brings a sense of accomplishment – of settling down. Most people would prefer to pay a monthly mortgage rather than rent, saving enough for down payment and closing costs is a big hurdle. First time South Dakota homebuyers can access an excellent resource to help match their savings. The Dakota Dream Savings Fund will triple every dollar saved, up to $2000. Participants that invest $2,000 end up with $8,000 to apply towards a home purchase. Contact GROW South Dakota at (605) 698-7654,...
SDHDA Awards $9 Million for Affordable Housing in South Dakota

Monday, December 18, 2017

South Dakotans’ will be seeing additional housing development and preservation across the state. South Dakota Housing Development Authority’s (SDHDA) Board of Commissioners approved the award of more than $9 million in funding for housing activities. The developments will receive $2.7 million in Housing Tax Credits, $3.7 million in HOME Investment Partnership Program funds, $1.2 million in Housing Opportunity Funds and $1.4 million in Housing Trust Funds.   The 21 projects funded will provide South Dakotans with 249 newly constructed multifamily housing units, four single-family homes, 30 rehabilitated multifamily housing units, and assistance with homelessness prevention, homeowner rehabilitation and downpayment and closings costs. Click...
Act now to breathe easy later

Monday, December 11, 2017

October is National Indoor Air Quality Month. It’s a great way to raise awareness, because even though we spend 80 percent of our time in indoor environments, most people don’t stop to think about the quality of the air we’re breathing when inside. The average home can contain a wide range of pollutants, such as carbon monoxide, radon, mildew, molds, lead and secondhand smoke. Homeowners should ensure adequate ventilation as well as install carbon monoxide detectors and consider having radon testing done. There are a number of simple ways to mitigate the harmful effects of indoor pollution. Consider moving VOCs such as...
Buying a home makes financial sense

Monday, December 04, 2017

There are many benefits to owning a home. One of the biggest is financial: homeowners build wealth over time in a way that renters do not. The more mortgage payments you make, the more equity you build in a home. Though buying a home may seem like an onerous task to those without a large savings, there are various loan programs to help make it easier, particularly for first-time home buyers. GROW South Dakota has resources to help people understand the home buying process, including homeowner education classes. We can help determine your ability to purchase a home based on financial information...
Rental Property Repairs Available

Monday, December 04, 2017

Whether it is for a new roof or a new bathroom, landlords looking to improve their properties have a great opportunity. Rental property owners can receive up to $15,000 in matching funds to renovate their single family properties under a program operated by the Northeast South Dakota Economic Corporation (NESDEC). The financial support will be in the form of a forgivable loan.   The program requires that property owners supply funds at least equal to NESDEC funding for a proposed project. The minimum total cost of a project is $6,000 ($3,000 from the owner and $3,000 from NESDEC). NESDEC’s maximum contribution may...
Triple your savings

Monday, November 27, 2017

Many Americans pay more than the recommended 30 percent of their income towards renting a home or apartment each month. This makes saving up for a down payment to purchase a home difficult. If you’ve always dreamed of owning your own house, don’t despair. There are programs to help get you on the path to homeownership. The Dakota Dream Savings Fund can help triple your savings. It matches every $1 saved with $3. Participants that invest $2,000, end up with $8,000 to use towards a home purchase. Contact GROW South Dakota at (605) 698-7654, ext. 128 to find out more about the...
A home for the holidays

Monday, November 20, 2017

Do you have a house on your holiday wish list? Consider working with GROW South Dakota to make that dream a reality. The end of the year can be a good time to buy. There are often fewer homes on the market and there’s usually less competition from other buyers, which means better deals. Plus, GROW South Dakota has a generous loan program for down payments. Qualified area residents can access zero interest, deferred loans of up to $10,500. Wouldn’t it be wonderful to be settled in your new home in time for the holidays? Learn more and get in touch soon to...
A day for giving back

Monday, November 13, 2017

The day after Thanksgiving, millions of Americans head to the stores seeking Black Friday holiday bargains. On Cyber Monday, there are internet shopping deals to be had. Following the excitement of these popular shopping holidays comes Giving Tuesday. It's a day focused on a different sort of giving. Many people choose to make charitable donations to nonprofits at the end of the year. Giving Tuesday is the perfect opportunity to kick off such generosity. This Giving Tuesday, consider a donation to GROW South Dakota to support our work to promote affordable housing and economic development initiatives.  
The benefits of shopping small

Monday, November 06, 2017

American Express started Small Business Saturday as a shopping “holiday” back in 2010. The idea was to encourage shoppers to support small, local businesses on the Saturday after Thanksgiving. Initially, AmEx even offered customers a credit for patronizing local businesses. Since then, Small Business Saturday has taken on a life of it’s own. In 2016, an estimated 112 million people participated, injecting billions of dollars into local economies. We know shopping local can have a big impact. The Andersonville Study of Retail Economics found a small business generates 70 percent more local economic activity per square foot than a big box...
GROW SD Uses State Farm® Grant to Prepare Homebuyers

Wednesday, November 01, 2017

GROW SD Uses State Farm® Grant to Prepare Homebuyers New homebuyers in South Dakota are more prepared for homeownership thanks to GROW South Dakota’s Preparing Homebuyers project and the help of a Good Neighbor Citizenship Grant from State Farm. The project supports prospective homebuyers in evaluating their readiness to purchase a home, preparing to apply for a mortgage, and building their understanding of all aspects of owning a home. The grant funded an information sheet on basic steps in preparing for homeownership. GROW SD began the project with a goal of reaching at least 200 people with homeownership information. Through a variety of...
Find an affordable apartment

Monday, October 30, 2017

If you struggle to afford to pay for housing, you’re not alone. Nearly 40 million Americans can’t afford the exorbitant cost of housing, according to a recent study by Harvard University. Homeownership rates are down and rents are rising. At GROW South Dakota, we believe everyone should be able to find a quality apartment in a safe neighborhood. That’s why we have a rental incentive program. We also own apartment complexes in Milbank, SD and manage apartments in Doland, Leola, Pollock, Sisseton, Tulare and Wilmot, SD. These are clean and comfortable apartments. Some rental prices include utilities and some complexes offer subsidized...
Children benefit from stable housing

Monday, October 23, 2017

There are many advantages to owning a home. The financial benefits of homeownership are well established. Increasingly, we’re learning about the many social benefits of being a homeowner. A stable home environment is particularly important for children. In fact, studies have shown children of homeowners tend to do better in school and have fewer behavioral problems. While buying a house might seem like a hurdle your family can’t overcome, the long-term benefits make it a goal worth striving for. Plus, financial help is available for those who qualify. Learn about down payment assistance via our website.  
Need help buying a house?

Monday, October 16, 2017

Rates of homeownership have hit an all-time low. Only about 63 percent of Americans own a home, the lowest rate since 1965. The primary reason is affordability. As housing costs have surged in recent years, many can’t even imagine a path forward to home ownership. Thankfully, there may be help for the disheartened. GROW South Dakota offers assistance of up to $10,500 for a down payment or closing costs on the purchase of a home. Not only that, we offer resources and knowledge to help navigate the complicated process of home buying. Our goal is to make sure first time home buyers...
Kelly Weaver Recognized for Providing Exceptional Service

Thursday, October 12, 2017

News announcement from Small Business Development Center & America's SBDC ABERDEEN, S.D - Kelly Weaver, regional director of the South Dakota Small Business Development Center in Aberdeen, is being recognized as a strong advocate for small businesses. Weaver, who has been with the SBDC since 1998, has been named South Dakota’s “State Star” for 2017 by America’s SBDC, the national trade association for the SBDC network. Weaver and State Star winners from other states were honored recently at the America’s SBDC Conference in Nashville. Weaver was selected for the award by her peers, in part, for her work with the South Dakota...
BIG Idea Competition Celebrates 10th Anniversary with Special Speaker and Entrepreneurship Survey

Tuesday, October 10, 2017

The BIG Idea Competition—the business idea contest for South Dakota high school students—is celebrating its 10th anniversary in 2017 with a few new wrinkles. The basics of the competition remain the same as they have since its founding in 2007. High school students are invited to work individually or in small teams to produce a description of a business idea and enter it at www.bigideasd.com by October 31. After judging by hundreds of volunteers statewide, the top eight finalists will present their ideas at a final event on December 7 in Aberdeen. Winners receive cash prizes and scholarships from Northern...
Looking Towards the Future

Tuesday, October 10, 2017

When Lindsey Jennings graduated from cosmetology school at Lake Area Tech, she started her career at a JC Penny’s salon. She worked there for five years before she learned the store was going to close by year-end.  Although she was an experienced cosmetologist, it left her with an employment uncertainty. The owner of a small town hair salon in a neighboring community recently retired and was looking to rent out her existing space. That opportunity couldn’t have came at a better time for Lindsey. She decided to take a leap and start her own business in a rural South Dakota community....
Weatherize to reduce heating and cooling costs

Monday, October 09, 2017

Low-income families spend a disproportionate amount of their incomes on energy bills. For more than 40 years, the U.S. Department of Energy’s Weatherization Assistance Program has helped millions of low-income households improve the energy efficiency of their homes. October 30 is National Weatherization Day, a great excuse to sign up for a home energy audit.  An audit can help identify areas of inefficiency in your home. Solutions don’t have to be expensive. Caulking and adding weather stripping around doors and windows is a simple, cheap and effective strategy to prevent air leaks, for instance. Adding insulation to a home can reduce...
Celebrating women in business

Monday, October 02, 2017

The proliferation of women in the business world is a recent phenomenon. An American Express OPEN report indicates the number of women-owned businesses increased by 45 percent between 2007 and 2016. President Reagan signed H.R. 5050, the Women's Business Ownership Act, in 1988. This law has been instrumental in reducing barriers for female entrepreneurs. October is a month to reflect on the status of women in business, celebrate their advancements and commemorate the landmark legislation that helped usher in this wave of progress. We join the National Women’s Business Council in celebrating the advancements of women-owned businesses this month. Find out more:...
GROW SD Seeking Two New Board Members

Thursday, September 28, 2017

The Northeast South Dakota Economic Corporation (NESDEC) dba GROW South Dakota is seeking two board candidates to represent the Private Sector on the Board of Directors. The board members will represent constituents from two different areas:  Area B: Beadle, Buffalo, Faulk, Hand, Hyde, Jerauld, Kingsbury, Miner, Sanborn, and Spink Counties. Area C: Brown, Campbell, Edmunds, McPherson, Potter, and Walworth Counties. If you would like further information, please contact Lori Finnesand at 605-698-7654 or lori@growsd.org. For more information about GROW South Dakota’s housing and business development programs and services, please visit our website at www.growsd.org or call (605) 698-7654. GROW SOUTH DAKOTA is an Equal Opportunity...
Meeting the need for affordable housing

Monday, September 25, 2017

Housing is a basic human need. Without a roof over one’s head, it’s difficult to be optimistic about the future. Yet, a recent study by the Urban Institute found there's not enough affordable housing available for lower income families throughout the United States. GROW South Dakota has been working locally to solve this problem for years. One way we do this is by offering affordable rental properties. We own apartment complexes in Milbank and manage apartments in Doland, Leola, Pollock, Sisseton, Tulare and Wilmot. Some complexes have subsidized rent; elderly and disabled may qualify for rentals based on 30 percent of their...
National grant to help with down payment assistance

Monday, September 18, 2017

Did you know that GROW South Dakota recently received a $2.4 million grant — the largest in our organization’s history? We were one of 19 national awardees to receive funds from the Project Reinvest: Homeownership program. The money will be used to help low and moderate income South Dakotans with down payment assistance for purchasing homes. For more than half a century, GROW SD has supported economic development in the state’s rural communities. We assist 10,000 clients annually through our programs to support affordable housing and promote small businesses. To stay up to date on exciting news like this, visit our news...
Down Payment Loan Makes New Home a Possibility

Monday, September 18, 2017

Jeff and Judy lived in a Sioux Falls apartment and had been planning to buy a home for years. They found a place they liked, and they could afford the monthly mortgage payment, but after years of increasing rent, it had been hard for them to save money for a down payment. Jeff’s disability and their fixed income further complicated the situation. So they approached GROW South Dakota. The GROW SD loan officer connected Jeff and Judy with a down payment and closing cost loan, which provided funds to cover those costs. The result is that they now have a home...
Helping South Dakotans fulfill the American Dream

Monday, September 11, 2017

Many people dream of owning their own home. But fewer people have been able to realize this dream in recent years. Saving enough money for a down payment and closing costs is one of the biggest obstacles. The good news: there’s help out there. The Dakota Dream Savings Fund is a wonderful resource for first-time homebuyers. It can help triple their savings. The program will match every $1 saved with $3, up to $2000. This means participants can invest $2,000 and end up with $8,000 to put towards a home purchase. Please note: income eligibility requirements apply. Contact GROW South Dakota at...
Benefits of Homeownership

Monday, September 04, 2017

Owning a home has long been a part of the American Dream. Buying a house helps build personal wealth. Owning a house is associated with better health outcomes and having children who do better in school. It also gives people a sense of freedom and pride. But buying a home can be daunting, especially for those with modest means. Did you know that GROW South Dakota has resources to support homebuyers? We can help you navigate the complex home buying process, from determining how much house you can afford to offering assistance with downpayment and closing costs. Learn more by visiting our...
Are you signed up for our newsletter?

Monday, August 28, 2017

Our monthly newsletter is a great way to stay informed about all the positive developments at GROW South Dakota. Our website has an archive of past newsletters too. Access the latest information on our programs to support affordable housing and promote small businesses. Peruse our annual report, learn about our staff members and keep apprised of our activities. You can have the newsletter delivered to your inbox so you won’t miss the latest happenings and events. Visit our site to sign up online today!  
Need help buying a house?

Monday, August 21, 2017

Rates of homeownership have hit an all-time low. Only about 63 percent of Americans own a home, the lowest rate since 1965. The primary reason is affordability. As housing costs have surged in recent years, many can’t even imagine a path forward to home ownership. Thankfully, there may be help for the disheartened. GROW South Dakota offers assistance of up to $10,500 for a down payment or closing costs on the purchase of a home. Not only that, we offer resources and knowledge to help navigate the complicated process of home buying. Our goal is to make sure first time home buyers...
GROW SD Provides Lasting Improvements

Thursday, August 10, 2017

A disabled man was having problems with his house to the point that the city had issued citations requiring him to make improvements by a certain deadline. His disability kept him out of work, and the medical expenses reduced his income and resources. He didn’t expect to be able to get assistance. He contacted GROW South Dakota, who inspected the home and determined that he qualified for the Weatherization program and for a home improvement forgivable loan. GROW SD and contractors replaced windows, the front door, and the hot water heater. They also repaired sewer pipes, made electrical repairs, installed insulation,...
Take steps towards home ownership

Monday, August 07, 2017

A recent report indicates housing affordability has declined since 2012. It’s no wonder many consider homeownership a lofty goal. This makes loan programs to help low to mid income families afford homes increasingly important. If you’ve always dreamed of owning a home, you might consider applying for a home loan. We can review your credit history and help you determine what type of a loans or financial assistance you may qualify for. From there, we work together to plot a path forward towards home ownership. Get the process started by applying online today. You might be surprised at the outcome.    
Encouraging small business success

Monday, July 31, 2017

Did you know that more than half of all small businesses fail within the first four years? How does an entrepreneur avoid the typical startup pitfalls? Recognizing strengths and limitations is a key first step. Knowing where to look for help can make all the difference. The South Dakota Small Business Development Center is a terrific resource for both new and existing businesses. It offers an array of assistance for startups, such as free business consultations, financial analysis, business planning help and more. It also helps existing businesses maintain their competitive edge. GROW South Dakota provides administrative and financial assistance to the...
Keep up with GROW South Dakota

Monday, July 24, 2017

“Do what you can, with what you have, where you are.” ~Theodore Roosevelt These wise words from our 26th president are a gentle reminder to help others when we can. GROW South Dakota has a long track record of helping individuals, businesses and communities move forward. Each month we publish a newsletter with pertinent information about our programs, services and events. We also cover relevant resources and news. Sign up for our newsletter today to stay informed!  
You can help sustain GROW South Dakota’s services

Monday, July 17, 2017

For half a century, GROW South Dakota has been working to expand housing, community and economic development programs and services across rural South Dakota. We strive to meet the needs of individuals, families, business owners and entire communities. Our programs are wide-ranging, from helping provide funds to launch a business to assisting with loans for the purchase of a home. We serve over 10,000 clients each year. Will you help us continue our mission? A donation to the GROW South Dakota Foundation helps us achieve a more sustainable future. Donations are placed in a permanent endowment to generate revenue for the organization...
Helping consumers navigate health insurance

Monday, July 10, 2017

Evaluating health insurance plans can be a confusing process. Many people end up paying more than they need to for their plans. Often this is because of lack of education. A recent study showed as many nearly three-quarters of people weren’t able to identify basic cost-sharing aspects of health insurance plans. GROW South Dakota can help those struggling to pick a plan. Affordable Care Act Navigators are available to help ensure consumers have the information they need to understand the complicated health care marketplace and pick the insurance plan that best meets their needs. Navigators are trained to assist consumers, small businesses...
GROW SD Receives $2.4 Million Grant to Support Down Payment Assistance

Thursday, July 06, 2017

GROW SD Receives $2.4 Million Grant to Support Down Payment Assistance GROW South Dakota has earned a $2.4 million grant from Project Reinvest: Homeownership program. The largest grant in GROW SD’s history will be used to support down payment assistance for low- and moderate-income South Dakotans. GROW SD is one of 19 awardees across the country in this first competition in the Project Reinvest program. The down payment assistance will be in the form of deferred second mortgages. GROW SD will be able to make 200 loans in the amount of $10,500 each during the two-year grant period to income eligible homebuyers....
Mural to be Painted on GROW SD Office Building

Thursday, July 06, 2017

A new mural will soon be painted on the south side of the GROW South Dakota office building in Sisseton. GROW South Dakota received a grant from Rural LISC to commission community art projects in Sisseton – some of which are already completed. The flower planters lining the main street as well as a cross walk that was painted, and soon a mural. Alexis Monroe & Nicholas Blaske produced three designs reflecting the beauty of the Sisseton community and the diversity it represents. Three of the designs were put to a public vote on Facebook. The winning design, will depict a South...
Keep up with GROW South Dakota

Monday, July 03, 2017

For more than 50 years, GROW South Dakota has been a driving force behind growth in the state’s rural communities. The nonprofit won a Bush Prize for Community Innovation from the Bush Foundation in 2015 for its housing, community and economic development work. GROW South Dakota assists 10,000 clients each year through a number of programs to develop housing opportunities and support small businesses — which ultimately helps build community. We encourage you to visit our website to follow our work and keep up with the latest news related to GROW South Dakota and the surrounding communities.  
Stop Energy Leaks

Monday, June 26, 2017

GROW South Dakota is committed to working with you and providing energy savings information.  GROW South Dakota can perform a home energy assessment which will put savings in your pocket. The results of this assessment are used to determine the energy savings improvements needed to increase the energy efficiency of your home and to stop energy leaks. Heating and cooling systems typically consume the most energy in your home, following closely by refrigerators and clothes dryers. Hire GROW South Dakota today to receive an estimate or to schedule your home energy assessment by calling (605) 698-7654 or click here.  
Homeownership Education

Monday, June 19, 2017

Are You Ready to Buy a Home? Would you like information on how to obtain a mortgage loan? Do you need assistance with Money Management? How well do you understand credit? Is it time to protect your investment? These are topics included in a Homebuyer Education Class offered by GROW South Dakota. GROW South Dakota is a HUD approved Housing Counseling Agency and Housing Education Resource Organization (HERO). GROW South Dakota offers individual education for homeownership. Schedule your Homebuyer Education Class today by calling (605) 698-7654 or by emailing info@growsd.org. Click here for more information.  
GROW South Dakota one-on-one business assistance

Monday, June 12, 2017

Free business assistance is available to all GROW South Dakota business owners. Regardless of the size of your business, to the amount of employees that you have, to the maturity of your business, there can be significant assistance and consultation services for you to utilize to help strengthen or grow your business. Ongoing one-on-one consulting is offered for cash flow and sales analysis, pricing, marketing, and customer service. Contact GROW South Dakota today by calling (605) 698-7654 or by clicking here:
GROW SD Celebrates NeighborWorks Week

Monday, June 05, 2017

On June 7, GROW South Dakota will celebrate NeighborWorks Week and Homeownership Month in Sisseton by offering refreshments and information in its headquarters parking lot.  Everyone is invited for hot dogs and soda.   During NeighborWorks Week (June 3-10), GROW SD and other NeighborWorks organizations across the country will mobilize tens of thousands of residents, business people and government officials in a week of neighborhood change and awareness, including painting and landscaping properties, recognizing successful partnerships and hosting a number of events that educate, train and inform. In addition to lunch, GROW SD will offer visitors information about the benefits of homeownership,...
GROW SD Offers Home Buyers Down Payment Assistance

Monday, June 05, 2017

June is National Homeownership Month, and it’s a great time to get into a home. GROW SD makes that easier for home buyers by offering down payment and closing cost assistance. Some people who have the income to make monthly mortgage payments nevertheless find it difficult to save the money necessary to make a down payment on a home. Because of this, they may be denied the opportunity. Down payment assistance provides a solution. GROW SD offers income-qualified home buyers loans they can use to cover a down payment and closing costs. These loans are paired with first mortgages. The down...
Newsletter Archive Page

Monday, June 05, 2017

  We want to keep you informed about our latest programs and services. That’s why we’re archiving our monthly e-newsletter that highlighted the latest news on GROW South Dakota and our partners. We use the newsletter to convey information relevant to the communities we serve. For instance, to let people know about helpful grant programs like the home improvement fund. We also use it highlight local business success stories and promote events like the GROW South Dakota Foundation gala. Visit our website to view archived newsletters! http://www.growsd.org/growsd/newsletter-sign-up/newsletter-archive
Applications

Monday, May 29, 2017

GROW South Dakota provides a Programs Directory for all available applications. Whether you are looking for Apartment Applications, Business Loan Applications, Down Payment Applications, Weatherization Applications or any other application you can find it on GROW South Dakota’s website. This Programs Directory provides a one-stop shop that allows individuals to view the programs offered by GROW South Dakota, information regarding eligibility, and what information is needed for a successful approval.   Click here for the Programs Directory.  
GROW SD to Host Program on Age-Friendly Communities

Tuesday, May 23, 2017

On June 14, GROW South Dakota will host a program on Age-Friendly Communities at 1:00 p.m. at the Dakota Events Center, in Aberdeen. The program will provide community and economic development professionals, local government officials, businesses, and other interested parties an overview of the Age-Friendly concept and examples of how various places are making their communities friendly to people of all ages, particularly seniors. GROW SD is promoting Age-Friendly Communities in South Dakota. The concept simply encourages communities to consider both the needs and contributions of the aging in their future planning. Leaders ought to want to make their communities great...
A safe place to raise a family

Monday, May 22, 2017

Did you know that homeownership is good for children? Families that own rather than rent their homes tend to be more stable, which translates to kids feeling safer, having fewer behavioral problems and even doing better in school. You might think owning your own home is a pipe dream. But there’s a surprising amount of assistance available, particularly for first time homebuyers. GROW South Dakota has a number of resources to help people navigate the complexities of home buying, including homeowner education classes. Financial assistance is also available to those who qualify, in the form of direct loans, down payment assistance and...
FREE Business Workshops to be Held in June

Monday, May 22, 2017

In June 2017 GROW South Dakota will be hosting a free workshop titled Get Your Business Online in Clear Lake, Eureka, and Highmore. Attendees will learn from Google experts through video presentations. Kelly Weaver, with the Small Business Development Center, will be on hand for questions and for hands on help with creating an online profile. The workshops will be held: Tuesday, June 13 from 11:45 am to 1:00 pm in Clear Lake at the Sports Page. Register here or by contacting Joan Sacrison at (605) 874-8038. Wednesday, June 21 from 11:45 am to 1:00 pm in Eureka at the Eureka Information Center. Register here or by contacting Wanda...
GROW SD Receives Grant for Sisseton Master Plan

Thursday, May 18, 2017

The South Dakota Community Foundation recently awarded GROW South Dakota a grant to be used in leading a master planning process for Sisseton, SD. The grant will enable Grow SD to coach and facilitate meetings resulting in a community-inspired vision for Sisseton.   Lori Moen, GROW SD Chief Operating Officer, stated that “the master plan will be a guide as they develop a community wide vision.   This tool will combine the visions and existing goals into one platform.”  The process will involve large and small group meetings that will identify the challenges and solutions for the priorities of Sisseton.  These...
Helping people afford homes

Monday, May 15, 2017

Have you always dreamed of owning your own home? The biggest hurdle to homeownership is the down payment. But even for those who struggle to save, homeownership isn’t out of reach. There’s assistance out there, particularly for first time homebuyers who need help with down payment assistance and closing costs. Through GROW South Dakota, area residents can access zero interest, deferred down payment loans up to $10,000. We’re working to distribute a number of such loans in the next 2 years. Let us work with you to realize your dream of home ownership. Learn more and apply today.  
Offering a helping hand, not a handout

Monday, May 08, 2017

“Overcoming poverty is not a task of charity, it is an act of justice. Like slavery and apartheid, poverty is not natural. It is man-made and can be overcome and eradicated by the actions of human beings.” ~Nelson Mandela May is Community Action Month, a time to honor the important work of Community Action Agencies around the country to eradicate poverty. GROW South Dakota is one of approximately 1000 Community Action Agencies around the nation. This network of organizations helps empower people to achieve self-sufficiency. Learn more about this partnership and how you can get involved. #BeCommunityAction  
Age Friendly Communites

Wednesday, May 03, 2017

  May is Older Americans Month. Anytime is a good time to recognize the contributions as well as the needs of America’s seniors, and this month is a good time to mention GROW SD’s new project that addresses both needs and opportunities when it comes to older Americans. Please click on the picture to take our survey and share your thoughts on age friendly communities.    GROW SD recently received a grant from Grantmakers in Aging in conjunction with the South Dakota Community Foundation to help raise awareness of the concept of age-friendly communities. The idea encourages localities to consider the needs of...
GROW SD Celebrates Community Action Month

Wednesday, May 03, 2017

In May, community action agencies nationwide observe Community Action Month, a period set aside to recognize the contributions that nonprofits, volunteers, and other committed citizens can make in improving their communities. NESDCAP dba GROW South Dakota has been at it for more than 50 years. It was established soon after President Lyndon Johnson signed the Economic Opportunity Act of 1964, which created Community Action Agencies as part of the War on Poverty. GROW South Dakota was established to wage the war on poverty by implementing innovative and cost-effective programs to improve the lives and living conditions of families and individuals by...
GROW SD Increases its Rental Portfolio

Wednesday, May 03, 2017

GROW SD added two new properties to its rental portfolio in January when it took on apartment buildings in Pollock and Sisseton. Altogether, the organization owns and/or manages 141 rental units in seven communities in northeastern South Dakota. GROW SD manages rental units in Doland, Leola, Milbank, Pollock, Sisseton, Tulare, and Wilmot. These eight apartment complexes contain from four to 60 units. GROW SD owns and manages two of the apartment buildings and manages the rest for third-party owners. Among the amenities, all of the properties offer laundry on site and off street parking. Lawn care and winter sidewalk clearing are...
Small businesses have big impact

Monday, May 01, 2017

The first week of May is National Small Business Week, a time to celebrate the critical contributions of America’s entrepreneurs and small business owners. Did you know that more than half of Americans either own or work for a small business? Small businesses are also responsible for creating two out of every three new jobs in the U.S. each year. Small businesses spur growth in local economies. Studies have found 48 percent of purchases at local independent businesses go back into the community, compared with 14 percent for chain stories. GROW South Dakota cultivates small businesses by offering affordable business financing. Find out more!  
GROW SD Celebrates World Book Day with Donation to Library

Thursday, April 20, 2017

In honor of World Book and Copyright Day, celebrated on April 23, GROW South Dakota donated a copy of the recently published book NeighborWorks Works: Practical Solutions from America’s Community Development Network to the Sisseton Public Library.  The work of the Sisseton Economic Development Corporation along with GROW South Dakota are featured in the book. The book consists of national case studies of the outstanding work being done in community development, as well as innovative solutions in affordable housing. For more information about GROW South Dakota housing, community and business development programs call (605) 698-7654. Photo Caption: Pictured are Lori Moen, GROW SD; Jane...
GROW SD Receives State Farm® Grant to Prepare Homebuyers

Friday, March 31, 2017

GROW South Dakota recently received a Good Neighbor Citizenship Grant from State Farm for its Preparing Homebuyers project. The purpose of the project is to support prospective homebuyers in evaluating their readiness to purchase a home, preparing to apply for a mortgage, and building their understanding of all aspects of owning a home. The grant will fund the preparation of an information sheet on basic steps in preparing for homeownership as well as coaching by GROW South Dakota staff to make a successful application for a home mortgage. The project has a goal of particularly supporting low-income potential homebuyers. The grant...
Sisseton Landmark Selected for Art Installation

Friday, March 31, 2017

Markus Tracy is preparing his canvas for one of the public art project to be completed on Veterans Avenue in Sisseton in preparation for the community's 125th celebration in June. Using a unique "inside-out" concept, the exterior doors and windows of the Siston Theater will become individual screens projecting images that reflect the community's identity for people passing by on the sidewalk or street. The project is a joint effort of GROW SD and the Sisseton Arts Council with support from a Rural LISC Arts and Culture Grant and the South Dakota Arts Council. Next week's Courier will feature another of the art projects to...
Annual Statistics Tell Positive Story

Thursday, March 30, 2017

2016 was big year for business development in S.D. The South Dakota Small Business Development Center was a significant force in job development in 2016. Its offices helped create or retain 1,434 jobs across the state. The statewide network of business-assistance offices also helped 158 new businesses get started, and the offices’ efforts had a direct economic impact of nearly $264.2 million. As measured in the SBDC’s annual report for 2016, economic impact includes capital investments, new and retained sales, and federal contracts and grants. 2016 was an outstanding year for the network and its clients, including 2,218 new clients served last year,...
Get Your Business Online Workshops to be Held In March

Wednesday, March 01, 2017

In March 2017 GROW South Dakota will be hosting a free workshop titled Get Your Business Online in Faulkton, Britton, Webster, and Redfiled. Attendees will learn from Google experts through video presentations. Kelly Weaver with the Small Business Development Center will be on hand for questions and for hands on help with creating an online profile. The workshops will be held: Monday, March 27 in Faulkton from 6:30 pm to 7:30 pm at Dot T's. Register by contacting Trevor Cramer at (605) 598-3050 or trevorcramer@yahoo.com. Tuesday, March 28 in Britton from noon to 1:30 pm at the Marshall County Community Center. Register here...
GROW SD Offers Up to $10,000 in Down Payment /Closing Cost for Home Loans

Wednesday, March 01, 2017

GROW South Dakota, the statewide community and economic development nonprofit, can offer income-qualified homebuyers financing to cover down payment and  closing costs when purchasing a home. Potential home owners may be eligible for a deferred loan of up to $10,000. GROW SD has provided more than $650,000 in down payment and closing cost assistance to nearly 200 South Dakota home buyers in the past five years. The funding program recognizes that many people have the income necessary to make monthly loan payments but are not able to save money for a down payment or closing costs. The program provides support in the...
Community Profile

Monday, February 27, 2017

Today, South Dakota is characterized by very favorable attributes. As the #1 business tax climate in America, according to the Tax Foundation, South Dakota offers also offers the #1 Environment for Entrepreneurs, according to the Small Business & Entrepreneurship Council. GROW South Dakota provides a Community Profile with many different sections, such as: Livability, Labor Stats, Business Climate, Assets, Infrastructure, and Custom Reports. This information is highly critical in today’s environments for businesses or individuals are looking to relocate. For your convenience, please click here or contact GROW South Dakota at (605) 698-7654. http://www.growsd.org/growsd/community  
Gallup and Healthways Release 2016 State Well-Being Rankings

Friday, February 24, 2017

Gallup and Healthways have released the State of American Well-Being: 2016 State Well-Being Rankings report, which highlights important trends in health and well-being. Notably, overall well-being in the U.S. reached a record high in 2016. Hawaii, Alaska and South Dakota, states with track records of high well-being, were the top states in the 2016 rankings. 2016 also ushered in historically low smoking rates; historically high rates of exercise; and the highest scores recorded on several healthcare access measures, including health insurance coverage. Click here for the complete article.
South Dakota's economy sees 7th straight year of growth

Friday, February 24, 2017

For the seventh straight year, South Dakota saw a record number of visitors, resulting in economic growth. A study by Tourism Economics shows visitor spending reached $3.8 billion in 2016. There was an increase of 13.9 million visitors to South Dakota. That’s an increase of 1.4 percent. Landmark anniversaries, low gas prices, and expanded media coverage contributed to the increase. Click here for the complete article.
USDA Rural Development invests $422 million in 2016 helping rural South Dakotans

Friday, February 24, 2017

The U.S. Department of Agriculture’s (USDA) Rural Development mission area invested $422 million in to rural South Dakota in 2016, as outlined in South Dakota’s 2016 Progress Report, providing housing opportunities for thousands of rural South Dakotans while also supporting a wide variety of job creation and community-improvement projects and activities. “USDA’s focus is on the viability of rural communities and areas,” said USDA Rural Development Acting State Director Bruce Jones. Click here for the complete article.
Applications

Monday, February 13, 2017

GROW South Dakota provides a Programs Directory for all available applications. Whether you are looking for Apartment Applications, Business Loan Applications, Down Payment Applications, Weatherization Applications or another application you can find it on GROW South Dakota’s website. This Programs Directory provides a one-stop shop that allows individuals to view the programs offered by GROW South Dakota, information regarding eligibility, and what information is needed for a successful approval.  Click here for the Programs Directory: http://www.growsd.org/growsd/about-us/resource-library/?sort=featured&compact=1  
GROW SD Staff Earn Professional Designation

Tuesday, February 07, 2017

Sandy Leiseth and Wade Veflin with GROW South Dakota received certification as a Housing Development Finance Professional (HDFP) from the National Development Council (NDC). HDFP Certification is a professional credential given to individuals who successfully complete NDC’s intensive housing development finance training series. The training provides individuals working in the field of housing development with instruction in single-family home ownership finance, multi-family housing development finance, housing development finance including problem solving and deal structuring, and the creation and implementation of development programs. The four HDFP Certification Program courses range from three to five days in length and concludes with an exam....
Energy Assistance Available

Monday, February 06, 2017

The Low-Income Energy Assistance Program (LIEAP) helps eligible South Dakotans Pay for home heating costs. Energy assistance can be applied for from October 1 through May 15. Eligibility for the program is based on the number of people in the household and the gross income of everyone in the household.   Applications can be obtained by calling toll free 1-800-233-8503 or online at http://dss.sd.gov/economicassistance/energyassistance. Energy assistance funds are distributed on a first-come, first serve basis.
Joint participation

Monday, February 06, 2017

As getting financing has become increasingly difficult for a large number of individuals, the ability to pursue dreams such as owning a business or a home has also become increasingly difficult.  Aside from the criteria to become a successful loan applicant, the equity percentage down is usually 20% to reduce the likelihood that the lending institution requires Private Mortgage Insurance (PMI) or even to provide the loan in the first place. No matter which lending institution you are working with for your business or to purchase a home, make sure your loan representative is fully aware of business and home lending...
South Dakota Native Home Ownership Coalition

Monday, January 30, 2017

As an intermediary of a Rural Community Development Initiative (RCDI) Grant, GROW South Dakota supports the efforts of the South Dakota Native Homeownership Coalition by implementing technical assistance, training and capability building.  This coalition works to increase sustainability with the ultimate goal of increasing homeownership opportunities for Native American in the State of South Dakota. While there are many partners associated with the South Dakota Native Home Ownership Coalition, GROW South Dakota can facilitate and assist anyone interested in knowing more about this information. Contact GROW South Dakota today at (606) 698-7654 or click here: http://www.growsd.org/growsd/community
Grow Housing

Monday, January 23, 2017

Grow Housing is a technical assistance track that will collaborate with GROW South Dakota to propel rural communities in the commitment to move forward. The five communities, Ft. Pierre, Gettysburg, Sisseton, Britton, and Campbell County, in South Dakota will allow GROW South Dakota to breakdown their recent housing studies, create priorities, and carry out a plan of action to improve our rural housing stock. If you are a community interested in learning more about Grow Housing or the collaboration with GROW South Dakota, call GROW South Dakota today at (605) 698-7654 or click here for more information: http://www.growsd.org/growsd/community
Is Small Specialty Retailing Coming Into Its Own?

Thursday, January 19, 2017

by Kelly Weaver, Small Business Development Center Regional Director   According to some retail experts, we have entered into a new phase of retailing where customers are in the driver seat more than ever.  Accustomed to having an unlimited selection of products at their fingertips, customers are beginning to crave experience over stuff.  The good news is that small independent retailers are better positioned to offer that experience. Consumers are looking for products and services customized to their specific needs and in line with their values and interests.  We have begun to see the decline of mass marketers with store closings by the...
Goodshop and Amazon Smile

Monday, January 16, 2017

GROW South Dakota has partnered with Goodshop.com and Amazon Smile to help you save money when you shop online and donate a portion of your purchase to GROW South Dakota.  By shopping at any one of your thousand favorite stores, you will be saving money and supporting our mission. We provide innovative advancements of housing, community, and economic opportunities throughout South Dakota and when you shop at Amazon Smile, we will be able to continue to conduct our mission. Click here to get started: http://www.growsd.org/growsd/grow-sd-foundation
Agency Partners

Monday, January 09, 2017

GROW South Dakota is incredibly appreciative of the agency partners that work with GROW South Dakota on a daily basis. Take a look at our agency partners under the Partners Directory located on GROW South Dakota’s website.  Here you will find the partners, their website and their phone number for your convenience.  Click here for more information: http://www.growsd.org/growsd/about-us/agency-partners/?compact=1
GROW SD Celebrates Anniversary by Giving Back and Paying Forward

Tuesday, January 03, 2017

In 2016, GROW South Dakota celebrated its 50th anniversary of the establishment of NESDCAP and the beginning of its mission of serving the people of South Dakota in housing, economic and community development. In recognition of that milestone, the boards of each GROW SD organization authorized the expenditure of funds to give back to the communities the organizations have supported through the Pay-It-Forward Program. Through the program, each staff member and board member received $50 to donate to a community organization. The program was supported in part through a grant from NeighborWorks America. “We value our board members and staff and...
GROW SD To Participate in the 2017 Homeless Count

Tuesday, January 03, 2017

Every year, the South Dakota Housing Development Authority conducts a one-day count of homeless persons in the state. The count is mandated by HUD. This year, SDHDA contracted with the four CAP agencies in the state to coordinate counts in their service areas, and GROW SD will support the 17 NESDCAP counties. The results of the count are used both to identify the problem and to request funds to address it. The date for this year’s count is January 24. Less than half of South Dakota’s counties participated in the 2016 count, and only eight of NESDCAP’s 17 counties did. To...
Affordable pre-built energy efficient home – check it out

Monday, January 02, 2017

As a local marketing representative for an affordable pre-built energy efficient home that comes in a variety of floor plans, including 2-bedroom and 3-bedroom, GROW South Dakota supports the Governor’s House.  The Governor’s House allows individuals to live independently by offering reasonably sized, affordable home to income-qualified individuals and families. Contact Jim Becker at (605) 897-7636 or email jabecal@nvc.net for more information on the Governor’s House Program or to see if you are eligible for this incredible program. Click here to review the floor plans and home features: http://www.growsd.org/growsd/housing
Duenwald Transportation

Wednesday, December 28, 2016

Dan Duenwald knows transportation. He had been in the business twenty seven years when he decided to take a risk and start his own business. In 2012, Duenwald Transportation, LLC submitted, and won, the bid for the Clark School District school bus contract. It was then that Dan established Duenwald Transportation, LLC. The business consists of multiple lines of business including; school bus routes, party buses, luxury coach buses, isowean pig hauling, servicing many area school buses and school bus driver in-service training. In 2014 the business was growing leaps and bounds. New busses were being added to the fleet and...
Home Repair for Hire

Monday, December 26, 2016

GROW South Dakota understands the need for home maintenance. Hire GROW South Dakota today to replace windows or doors, insulate attics, exterior walls, and crawlspaces, conduct home energy inspections, or for almost any other task. Bids are available upon request so that every homeowner can understand the cost for services immediately. Email info@growsd.org today for your Home Repair Bid Request or call (605) 698-7654 to get your repairs scheduled.
GROW South Dakota Pays-It-Forward to the Eureka Thrift Store

Monday, December 26, 2016

Successful communities depend on organizations and people that make things happen. Sometimes organizations make things happen for other organizations. The Eureka Thrift Store is one of those. The store is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff member and board member has received $50 to donate to a community organization. Craig Rau, a GROW SD board member, chose to support the Eureka Thrift Store because it in turn supports the women’s shelter, local food pantry, and ministerial association in...
Marshall County VFW Receives Pay-It-Forward Donation

Thursday, December 22, 2016

America as a whole owes a debt of gratitude for the service of its veterans who have served the country. The same applies at the local level, and many communities rely on local organizations to carry out that sense of appreciation. Service organizations like the Veterans of Foreign Wars are involved in many volunteer and charitable activities to support local communities and veterans in particular. For that reason, Marshall County VFW Post 3507 is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone,...
Path to Home Ownership

Monday, December 19, 2016

The path to owning your own home just got easier because GROW South Dakota knows the process and knows that you have a lot of options. So why not ask them. GROW South Dakota uses your information to create a home purchase package that is unique to you. That is the “GROW South Dakota Way”. Our goal is to make you more prepared for homeownership responsibilities so that you can make the best decisions for your financial future. Schedule classes and appointments, share documents, ask questions all at the tip of your fingers. There are so many resources available to...
GROW South Dakota Pays-It-Forward to Britton Lions Club

Wednesday, December 14, 2016

Successful communities are made up of many people and organizations who contribute to the overall good of their hometown. Service clubs are the backbone of many rural communities, and the Britton Lions Club is one of the reasons Britton was recognized as South Dakota’s Community of the Year. The Lions Club is involved in many volunteer and charitable activities to support the quality of life, in Britton and for that reason it is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each...
GROW South Dakota Pays-It-Forward to the Webster Library

Tuesday, December 13, 2016

Libraries are important to communities that want to get ahead. As more and more information becomes available, libraries remain one of the primary places where anyone can have access to information in all kinds of forms. As a result, the Webster Public Library is a vital part of its community. The library is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff member and board member has received $50 to donate to a community organization. Katie Rasmus, GROW South Dakota program...
Stop Energy Leaks

Monday, December 12, 2016

GROW South Dakota is committed to working with you and providing energy savings information.  Use GROW South Dakota to perform a home energy assessment which will put savings in your pocket. The results of this assessment are used to determine the energy savings improvements needed to increase the energy efficiency of your home and to stop energy leaks. Heating and cooling systems typically consume the most energy in your home, following closely by refrigerators and clothes dryers. Hire GROW South Dakota today to receive an estimate or to schedule your home energy assessment by calling (605) 698-7654 or click here: http://www.growsd.org/growsd/housing  
GROW South Dakota Pays-It-Forward to Miller Helping Hands

Wednesday, December 07, 2016

Successful communities depend on organizations that look out for people in need. Miller Helping Hands is one of those. The food pantry and thrift store is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff member and board member has received $50 to donate to a community organization. Lori Finnesand, co-CEO of GROW South Dakota, chose to support Miller Helping Hands because it meets food, clothing and other needs in the Miller area through its food pantry and thrift store. “We value...
Housing Loan Prequalification Application

Monday, December 05, 2016

Interested in purchasing a home? GROW South Dakota provides resources for individuals to better understand their home purchasing decisions. GROW South Dakota offers a Housing Loan Prequalification Application that your credit history information can be reviewed to better understand your readiness and eligibility and provide a proper direction for homeownership.  Click here to get started on your Homeownership Journey.  https://growsd.neighborworkscompass.org/?lang=en  
South Dakota Community Foundation Awards $10,000 Grant to Northeast South Dakota Economic Corporation

Thursday, December 01, 2016

The South Dakota Community Foundation (SDCF) has awarded a $10,000 South Dakota Fund grant to Northeast South Dakota Economic Corporation (NESDEC). Since 1978, NESDEC has significantly impacted economic development in its 22-county service area by supporting business ownership, jobs, and homeownership. This grant will assist with supplementing NESDEC’s Revolving Loan Fund's Loan Loss Reserve for loans.   Pictured are: Ginger Niemann, SDCF Program Officer and Dustin Bragg, Grow SD   About the SDCF Since 1987, the South Dakota Community Foundation has helped people reach their philanthropic goals and strengthened communities across the state. The SDCF administers approximately $250 million in total assets for over 760...
Giving Tuesday

Monday, November 28, 2016

Tuesday, November 29, 2016 is a day charities, families, community centers, and students around the world can come together for one common purpose – to celebrate generosity and to give. Be a part of the global celebration by bringing individuals together in your community to give just a little bit more to something that can better your community or better this world! We have Thanksgiving, Black Friday, Small Business Saturday, Cyber Monday, and now Giving Tuesday. Start your campaign today! Get your community involved and join the movement today! http://www.growsd.org/growsd/grow-sd-foundation  
GROW South Dakota Pays-It-Forward to Langford Daycare

Monday, November 28, 2016

Childcare is an obvious priority for parents and is becoming more and more important for communities. For two-working parent or single-parent families, daycare is a crucial need, and daycare businesses are growing. The Langford Daycare is the only one in Langford, and is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff member and board member has received $50 to donate to a community organization. Rebecca Honl, GROW SD loan officer, chose to support the Daycare because they are fundamental for...
November is Small Business Saturday

Monday, November 21, 2016

Saturday, November 26, 2016 is Small Business Saturday – the day after what is known as Black Friday. This day is a day to celebrate and support small businesses. As small business is still the backbone of the United States economy, participating in this event provides a significant boost to the, not only those businesses, but overall communities, as well. Shop Small. Shop Local. Is a consistent theme on Small Business Saturday. You can get involved in this movement by finding local businesses that are participating in this event. Find out more here: https://www.sba.gov/about-sba/sba-initiatives/small-business-saturday  
Homeownership Education

Monday, November 14, 2016

Are You Ready to Buy a Home? Would you like information on how to obtain a mortgage loan? Do you need assistance with Money Management? How well do you understand credit? Is it time to protect your investment? These are topics included in a Homebuyer Education Class offered by GROW South Dakota. GROW South Dakota is a HUD approved Housing Counseling Agency and Housing Education Resource Organization (HERO). GROW South Dakota offers individual education for homeownership. Schedule your Homebuyer Education Class today by calling (605) 698-7654 or by emailing info@growsd.org. Click here for more information: http://www.growsd.org/growsd/housing  
GROW South Dakota Statewide Services and Lending

Monday, November 07, 2016

Supporting business owners through loans and other technical assistance programs has been the goal for GROW South Dakota for over 40 years. Through our statewide lending program, financing for new and existing businesses has been available in all communities of South Dakota. If you need financing for real estate, equipment, inventory, or working capital under $250,000, if you need gap financing with your current lending institution, or would like to diversify your lending options, GROW South Dakota would appreciate the opportunity to work with you. Contact GROW South Dakota for more information on terms and interest rates today by calling (605)...
GROW South Dakota One-on-one Business Assistance

Monday, October 31, 2016

Free business assistance is available to all GROW South Dakota business owners. Regardless of the size of your business, to the amount of employees that you have, to the maturity of your business, there can be significant assistance and consultation services for you to utilize to help strengthen or grow your business. Ongoing one-on-one consulting is offered for cash flow and sales analysis, pricing, marketing, and customer service. Contact GROW South Dakota today by calling (605) 698-7854 or by clicking here: http://www.growsd.org/growsd/business-lending  
Certified Navigators to Assist During Open Enrollment

Monday, October 31, 2016

With open enrollment for 2017 under away, the Centers for Medicare & Medicaid Services (CMS), announced $63 million in Navigator grant awards to returning and new organizations.  These awards will support local in-person assistance to help consumers navigate, shop, and enroll in the wide variety of Marketplace coverage options.  “We are committed to making sure consumers have all the resources they need to find the right plan,” said Kevin Counihan, CEO of the Health Insurance Marketplace.  “We know in-person assistance is critical to connecting individuals and families with quality, affordable health coverage that best meets their needs.” Navigators are trained individuals and...
Weatherization Day Celebrated on October 30th

Monday, October 31, 2016

Each year, October 30 is recognized as Weatherization Day. This day marks 40 years of the weatherization program and is an annual opportunity to bring attention to the fact that low-income households spend a disproportionate percentage of their annual incomes on home energy bills. Weatherization provides cost-effective, permanent solutions for reducing the heavy energy burden these families endure. Weatherization programs not only save energy through advanced technologies to improve the energy affordability for low-income families, but also save lives and improve the health and safety of families by identifying carbon monoxide hazards, poor indoor air quality, mold, and other health...
GROW SD Featured in NeighborWorks America Book

Sunday, October 30, 2016

NeighborWorks America recently published NeighborWorks Works: Practical Solutions from America’s Community Development Network.  The book, published in December 2016, inlcudes GROW South Dakota. The book consists of case studies of the outstanding work being done in community development, as well as innovative solutions in affordable housing.  The strength of the NeighborWorks network and GROW SD’s experience and peer-to-peer resources allow it to not only leverage expertise, but also build an elite solution-based platform to improve lives and strengthen communities to overcome even the toughest of challenges.   The GROW SD case study in the book focuses on its work with regional partners to promote...
Customer Service: What to Do When Things Go Wrong

Monday, October 24, 2016

by Kelly Weaver, Small Business Development Center Regional Director As we embark on the busiest retail season of the year, a focus on customer service is important.  Let’s face it, no matter how well trained your staff, things can still go wrong.  While companies providing good service try to limit those occurrences as much as possible, a company can truly set themselves apart by the way a bad situation is handled.  Your response could be the difference between winning over a customer for life and creating a vocal detractor of your business.  Here are some specific steps to Professional Recovery – how...
National Weatherization Day

Monday, October 24, 2016

Mark your calendars: October 30 is Weatherization Day! Weatherization Programs across the country band together to make a strategic push to raise the public’s awareness of the work that is done every day. This day is a day to bring to light the amazing work that is performed by dedicated members of the Weatherization Assistance Program (WAP) network in your community, your state, and nationally. The Weatherization Assistance Program (WAP) works by receiving grants from the Department of Energy to state governments who contract with local agencies to deliver weatherization services to eligible, low-income residents. Home energy audits, insulation, sealing, repairing,...
GROW South Dakota Pays-It-Forward to the Groton Baseball/Softball Program

Monday, October 24, 2016

Providing recreational opportunities helps build communities in many ways. It develops personal fitness as well as team-building, competition, and cooperation skills. The Groton Youth Baseball/Softball Program supports many age levels in pursuing the national pastime. The Baseball/Softball Program is a recipient of a donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff member and board member has received $50 to donate to a community organization. GROW SD Housing loan officer Brenda Waage donated $50 to the Groton Youth Baseball/Softball Program in honor of her own sons’...
Success Stories

Monday, October 17, 2016

“There are no secrets to success. It is the result of preparation, hard work, and learning from failure” – Colin Powell While preparation, hardwork, and learning come from the amazing entrepreneurs that are found all across the State of South Dakota, our promise is to showcase their success in our “Success Stories” section of the GROW South Dakota website. We want everyone to know how much preparation, hard work, and learning went into their success.  Learn more about how our programs help area businesses achieve success. Contact GROW South Dakota today to learn more at (605) 698-7654 or by clicking here: http://www.growsd.org/growsd/news-&-events/success-stories/?cat=Success+Stories&keyword=&submit=Submit  
Newsletter Archive Page

Monday, October 10, 2016

We want to keep you informed about our latest programs and services. That’s why we’re archiving our monthly e-newsletter that highlighted the latest news on GROW South Dakota and our partners. We use the newsletter to convey information relevant to the communities we serve. For instance, to let people know about our homeownership loans and downpayment assistance programs. We also use it highlight local business success stories and promote events. Visit our website to view archived newsletters! http://www.growsd.org/growsd/newsletter-sign-up/newsletter-archive  
Britton Baseball and Softball Program Receives Pay-It-Forward Donation

Friday, October 07, 2016

Community development builds the strengths and resources of a community in many ways. A key resource to build in any community is its youth. The Britton Baseball and Softball Program is a program that does just that by offering recreational opportunities that develop fitness as well as team-building, competition, and cooperation skills. It is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff member and board member has received $50 to donate to a community organization. Kristin Hofland, GROW SD assistant...
GROW South Dakota Receives Over $2 Million in CDFI Grants

Tuesday, October 04, 2016

GROW South Dakota was recently awarded more than $2 million in three substantial grants from the U.S. Treasury’s Community Development Financial Institutions Fund (CDFI Fund). GROW SD and NESDEC, both of which are certified CDFIs, received the awards, which will expand their housing and small business lending programs. The grants were announced in late September. CDFI Program: Both GROW SD and NESDEC received a combined $1.8 million in CDFI Financial Assistance grants to support the organizations’ housing and business lending. GROW SD will receive $1 million, and NESDEC will receive $842,584. “We’re obviously thrilled to receive these grants,” said Lori Finnesand,...
Local Entrepreneur Celebrates Women's Small Business Month

Tuesday, October 04, 2016

Janelle Swanson is an entrepreneur and has always found a way to get paid for something she is passionate about. This time, it was animals. “I have always loved animals,” stated Janelle, "and I was hearing that people were taking their pets outside of town to board them." So she decided to startup a business called Paws & Claws – this is in addition to the business she already operates as a commodity broker. Paws & Claws is a facility located in Britton and specializes in boarding and grooming pets. Janelle contacted GROW South Dakota and Glacial Lakes Area Development, a...
October is Women in Business Month

Monday, October 03, 2016

“Women business owners are a driving force in this nation’s economy. Many of them are small business owners. When women business owners do well, so does our economy as a whole…” said Crystal Arredondo, NAWBO National Board Chair. October is Women in Business Month. Women’s entrepreneurship is on the rise. U.S. business ownership rose 27.5 percent for women, according to the U.S. Census Bureau.  GROW SD would like you to help celebrate the success women all over South Dakota have had in business. Find out more here: https://www.nwbc.gov/  
GROW South Dakota Pays-It-Forward to the Sisseton Library

Friday, September 23, 2016

Libraries are important to forward-thinking communities. With information more and more valuable, libraries still remain one of the best places for people of all ages and all means to have access to information in all kinds of forms. As a result, the Sisseton Library is a vital part of its community. The library is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff member and board member has received $50 to donate to a community organization. Dustin Bragg, GROW South Dakota...
GROW South Dakota Pays-It-Forward to the Eden Fire Department

Thursday, September 22, 2016

All communities do their best to maintain safety and security and to prepare for the possibility of something going wrong. Fire departments can seem to be an invisible form of preparation, until they are needed.  In small rural communities, volunteer departments can seem even more valuable, because of the commitment made by people in all walks of life to protect their neighbors. The Eden Volunteer Fire Department is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff member and board member...
Beautification Projects Take Shape in Sisseton

Monday, September 19, 2016

A soaring bald eagle will soon grace the north wall of the former Boys and Girls Club on Oak Street. GROW South Dakota, which owns the building, received a grant from the Sisseton Economic Development Corporation to upgrade its façade and has engaged Sisseton Middle School visual arts teacher Alexis Monroe and Nick Blaske to produce a mural that represents the diversity of the Sisseton community. The mural will depict a bald eagle flying against a multi-colored sunrise. In describing the design, Ms. Monroe said, “We chose an eagle design for its symbolism: our national bird, a ruler of the skies,...
Mark Nelson Awarded the Heart of Dakota

Friday, September 16, 2016

Congratulations to Mark Nelson, GROW South Dakota Loan Officer, on being name a Heart of Dakota recipient by the Britton Journal. Mark was one of four recipients who received the honor this year.
GROW South Dakota Pays-It-Forward to Fort Pierre Economic Development

Tuesday, September 13, 2016

For decades, South Dakota’s rural communities have seen the need to be proactive about sustaining growth. Since 1986, the Fort Pierre Economic Development Corporation has been promoting business growth and retention, tourism, and quality of life and making a difference in Fort Pierre and Stanley County. The program is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff member and board member has received $50 to donate to a community organization. Marcia Erickson, GROW South Dakota CEO, chose to support the Fort...
Are You Looking in all the Right Places for Your Next Employee?

Friday, September 09, 2016

by Kelly Weaver, Small Business Development Center Regional Director October is National Disability Employment Awareness Month and South Dakota is fully engaged in helping businesses make use of this underutilized human resource.  You may have noticed the Ability for Hire ads which have aired in recent months.   With South Dakota’s low unemployment rate, the time may right to broaden your workforce.  Here are some options to help you investigate this opportunity. The SD Division of Rehabilitation Services is a key agency that works with people who have disabilities.  The agency has some very good resources for potential employers which include: Job Site Assessments...
GROW SD Again Named Exemplary Organization by NeighborWorks America

Thursday, September 08, 2016

GROW SD again received an Exemplary rating from NeighborWorks America this year, the top rating the organization issues. This is the third time in a row that GROW SD has achieved the rating. The rating system was established to help NeighborWorks report to Congress, funders and taxpayers on its use of grant funds with network organizations. Based on on-site review results, the Organizational Health tracking System Committee affirmed GROW SD’s Exemplary rating during its June 2016 meeting. NeighborWorks created the rating system in 2006 and reviews its network organizations every three years. The onsite review process evaluates all areas of the organization,...
Regional Roundtable Serves Northeastern South Dakota

Thursday, September 08, 2016

Yesterday, the Regional Roundtable welcomed the Governor’s Office of Economic Development Commissioner Scott Stern. The recently appointed Commissioner addressed the group and took time to answer questions and listen to group concerns. The Commissioner was joined by Deputy Commissioner Aaron Scheible, Research and Community Development Director Joe Fiala, and Finance Director Cassie Stoeser. For several years, GROW SD has facilitated quarterly Regional Roundtable meetings of the group in northeastern South Dakota. Dozens of leaders attend these impactful meetings, which typically include one or two speakers on topics relevant to rural development, followed by discussion and roundtable sharing. Participants share challenges and learn...
GROW South Dakota Participates in Media Relations Program

Wednesday, September 07, 2016

Early this summer, NeigborWorks America notified GROW SD that it had been selected to participate in its regional media relations program. In the program, the NeighborWorks media relations team will work with GROW SD and other network organizations to cultivate editorial and news coverage in print, online and broadcast outlets. Loan officer Rebecca Honl, who also leads GROW SD’s marketing and public relations efforts, is the point person for the project and will participate in a national kickoff in September to launch the program. Honl will also attend a national editorial planning meeting at NeighborWorks in Washington D.C. at the end...
GROW South Dakota Enhances Board Governance with $10,000 Grant from NeighborWorks America

Tuesday, September 06, 2016

GROW South Dakota has received a $10,000 grant from NeighborWorks America to recognize its work building a stronger and more effective board of directors. Effective boards of directors have been shown to be an essential part of a nonprofit community development corporation’s ability to efficiently deliver services and sustain business operations long-term. The Excellence in Governance program involved a small team of board members and the CEOs to lead the process with the full board.  The GROW South Dakota Leadership Team members were Chair Debbie Anderson of Peever, Vice Chair Dwight Hossle of Faulkton, and Secretary Vikki Day of Highmore, as well...
Heartland Region Backpack Program Receives $50 Pay-It-Forward Donation

Monday, August 22, 2016

Strong communities cannot be built without supporting their most vulnerable citizens, especially the youngest. With that mission in mind, the Heartland Region Backpack Program provides supplemental food items to more than 400 children in the Huron area every week. It is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff member and board member has received $50 to donate to a community organization. Gene Ellenson, a NESDCAP board member, donated to the Backpack program for its role in supporting the future....
Preparing for the New Overtime Rule Change

Monday, August 15, 2016

by Kelly Weaver, Small Business Development Center Regional Director So you’ve heard about the new overtime rules going into place, right?  If not, the key change to be aware of is a doubling of the salary test from $455 to $913 per week effective December 1, 2016.  How do you go about figuring out what it means for your business?  Here’s a few steps to get you started. No salaried employees in your business?  No problem.  Keep paying overtime as required; this rule change does not affect you. If you have any salaried employees that fall below the new threshold salary of $47,476...
USDA Recognizes Two Families in Huron During Homeownership Month

Thursday, August 04, 2016

Huron, South Dakota – June 23, 2016  USDA Rural Development Acting State Director Bruce Jones and Single Family Housing Director Janell Telin joined representatives from James Valley Housing, Inc., Grow South Dakota, South Dakota Housing Development Authority (SDHDA), and local elected officials, today to recognize two Huron families for their achievement of homeownership.  Charles and Heidi Gascoigne and Nyo Maung families are being highlighted for receiving USDA Rural Development Single Family Housing loans to purchase their homes. “Homeowners take pride in the places they live and work,” said USDA Rural Development Acting State Director Bruce Jones.  “Homeownership provides security for families,...
Sisseton Swimming Pool Association Received Pay-It-Forward Donation

Thursday, August 04, 2016

Recreation and fitness are key parts of any community, and the people who provide opportunities for residents to play and get in shape make important contributions to the success of their hometowns. The Sisseton Swimming Pool Association does just that for the people of Sisseton, and it is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff member and board member has received $50 to donate to a community organization. Joann Curran, GROW SD program support associate, chose to support SSPA....
South Dakota Community Needs

Wednesday, August 03, 2016

Every few years, GROW South Dakota conducts a survey of South Dakota residents to help it understand how citizens view their state and how GROW SD might contribute through its programs and services. We are still collecting responses for our 2016 Needs Assessment Survey, but it may be interesting to take a look at some of the results found so far. Looking at their communities, respondents rated the need for a variety of types of programs, products, and services. The following were ranked as the greatest needs by combining ratings as high or moderate needs. Business counseling/training Business loan to start or expand...
Ensuring Community Success through Housing

Tuesday, August 02, 2016

Quality housing is scarce in rural South Dakota and the solution to create more housing is challenging to solve. One small town in northeast South Dakota, Northville, is doing something to increase available housing. Northville has an estimated population of 148 and former mayor Ruth Clemens has lived there nearly all of her life. She owned land in town and didn’t want to see it sit idle. Ruth sold the property to Grow Spink, a non-profit development organization; with aspirations they would develop the land and build a new home. Grow Spink, who serves all of Spink County, spearheaded the construction...
“Picturing South Dakota” Facebook Photo Contest Winners Named

Monday, August 01, 2016

GROW South Dakota, the statewide community development nonprofit, has announced the winners of its “Picturing South Dakota” photo contest, which invited South Dakotans to submit a photo of their favorite place in the state. Christine Feltes of Yankton won with a photo she called “Beautiful Clouds over Yankton’s Two Bridges.” As the winner, the Yankton Homeless Shelter, the organization she chose, will receive a $50 Pay-It-Forward donation from GROW SD. About her winning entry, Christine said, “I took the photo one evening as I was out for an evening stroll. The cloud formations that evening were beautiful and very unique. I...
A bridge to homeownership

Monday, July 18, 2016

Owning a home is still very much a part of the American Dream. But in these tough economic times, saving up for a down payment towards this monumental purchase can be challenging. If you’ve ever dreamed of becoming a homeowner, the Dakota Dream Savings Fund is a phenomenal resource. Those who qualify can receive a 3:1 match for their savings. For every dollar you save, up to $2000, they will match your savings. This means you’ll eventually have $8,000 to use toward the purchase of your first home! Find out more about qualifications and contact GROW South Dakota to find out how...
GROW South Dakota Pays-It-Forward to the Aberdeen Area Humane Society

Wednesday, July 13, 2016

Most think of community development as being about building the strengths and creating opportunities for the people of a community. While that’s usually the case, sometimes quality of life is improved when non-humans are taken care of, especially pets that can make life better for their humans.  The Aberdeen Area Humane Society takes on the task of caring and finding homes for pets who are left with them. It’s an important service for any community, and the Society is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years,...
New Overtime Rules to Affect 9,000 South Dakotans and Their Employers This Year

Tuesday, July 12, 2016

by Kelly Weaver, Small Business Development Center Regional Director   In one of the more significant changes of labor laws in recent history, small businesses could be impacted greatly by the new overtime rules that go into effect December 1, 2016.  Currently, the Fair Labor Standards Act exempts certain white collar workers from overtime requirements based on a duties test and a salary threshold.  While the duties test has not changed, the salary level for this exemption will nearly double on December 1 from $455 per week to $913 per week (or $47,476 per year).   It is estimated that this change will...
How energy efficient is your home?

Monday, July 11, 2016

Most houses are not as energy efficient as they could be, which leads to a number of significant problems, from the personal discomfort of drafty spaces to expensive utility bills. In addition, increased energy consumption leads to greater greenhouse gas emissions, which is detrimental to our environment. The good news? GROW South Dakota can conduct a comprehensive home energy assessment on your home. With a blower door test, for example, a house is depressurized to figure out where and how much air is escaping through doors, window and cracks in the walls. The audit results can help determine the most cost-effective...
Sisseton Area Partners for Progress Receive Pay-It-Forward Donation

Thursday, July 07, 2016

Successful communities depend on volunteers who care about their hometowns and make things happen. Sisseton Area Partners for Progress (SAPP) is made up of those people. It is a civic/community club that raises money for school and community projects and does several community service projects. SAPP is a recipient of a $150 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff member and board member has received $50 to donate to a community organization. Three GROW SD staff members—NESDCAP Finance Director LeAnn Glynn, Project Director and...
GROW SD Earns FHA Designation

Wednesday, July 06, 2016

GROW South Dakota has received approval from the Federal Housing Administration to provide down payment closing cost assistance to FHA-qualified homebuyers. The US Department of Housing and Urban Development’s Denver Homeownership Center notified GROW SD of its new status in June. GROW SD has limited funding designated for down payment assistance in South Dakota’s urban areas of Sioux Falls and Rapid City. Homebuyers in those cities may be eligible for up to $10,000 in down payment and closing cost assistance – a 0% interest deferred mortgage for the purchase of an owner occupied principal residence. For more information on the down payment...
GROW South Dakota Launches “Picturing South Dakota” Facebook Photo Contest

Tuesday, July 05, 2016

GROW South Dakota, a statewide community development nonprofit, is launching “Picturing South Dakota,” a photo contest on its Facebook page. Beginning July 15, the agency invites South Dakotans to take a photo of their favorite place or thing in their South Dakota community and submit it to the contest. In the spirit of community development, the winner will choose a non-profit of their choice to receive a $50 donation from GROW South Dakota.   Picturing South Dakota runs from July 15 through July 25. Contestants must email their photos to picturingSD@growsd.org and include a brief caption for the photo. GROW SD will...
Cultivating startup businesses

Monday, July 04, 2016

Launching a business requires start up capital. But finding funding is a huge challenge for startup businesses. Banks are often reluctant to loan large sums of money to new businesses because they consider it too risky. This leaves entrepreneurs in a tricky situation. Thankfully, there are nontraditional methods of obtaining funds. Did you know that GROW South Dakota is a statewide lender? We can provide low interest loans for business start up or expansion. New and existing businesses can apply. We also offer one-on-one business assistance. Find out more about how we can help jumpstart your business! http://ow.ly/UP3Xz
Banish burdensome utility bills

Monday, June 27, 2016

Next to a mortgage, utilities can be one of the biggest monthly expenses, particularly when heating during cold winter months and cooling during the summer. That’s why weatherization is a smart investment. By properly air sealing and insulating walls or roofs, you can improve the energy efficiency of a home and sometimes dramatically reduce energy bills. GROW South Dakota has a Weatherization Assistance Program that serves both homeowners and renters. This service helps provide individuals with energy-saving measures. It starts with a home energy audit to determine cost effective ways to increase energy efficiency and reduce utility costs. Common repairs include:...
GROW South Dakota Pays-It-Forward to Roncalli Junior Achievement

Wednesday, June 22, 2016

Youth are the future of any community; that’s a given. But the future won’t be bright if attention isn’t paid to youth today. By bringing business volunteers into the classroom, Junior Achievement of South Dakota helps young people connect with relevant learning and the importance of staying in school. Students learn to own their economic success. The Roncalli fifth grade class program is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff member and board member has received $50 to donate...
GROW South Dakota Seeks Opinions

Tuesday, June 21, 2016

GROW South Dakota, the statewide housing, economic and community development nonprofit organization, is conducting its three-year Needs Assessment Survey and invites South Dakota residents to share their opinions. The survey is brief, but its results help GROW SD develop its plan of work. The survey is online at www.growsd.org/survey.   “The survey tells us what’s on the minds of South Dakotans in terms of their communities, and it helps us shape our work,” said Marcia Erickson, GROW SD Co-CEO. “In particular, the survey tells us what South Dakotans’ needs are that can be addressed through our focus areas of housing, economic and...
Encouraging home ownership

Monday, June 20, 2016

Homeownership has serious financial benefits. Rather than paying money on rent each month with nothing to show for it, your mortgage payment builds equity. You may also receive tax benefits that don't apply to renters. GROW South Dakota provides education for first-time home buyers on topics such as: Are You Ready to Buy a Home, Money Management, Understanding Credit, and Obtaining a Mortgage Loan. Thinking about buying a house? The time is right. Mortgage rates are historically low. In addition to education about buying a home, we can help you access up to $10,000 toward a down payment or closing costs. http://ow.ly/UP5kA
The benefits of home ownership

Monday, June 13, 2016

“Owning a home has historically been the principal vehicle for Americans to build equity, start businesses, put kids through college, and retire with comfort and dignity. After all we’ve been through, we must stand by an institution that has helped build our nation’s middle class," said former HUD Secretary Shaun Donovan. GROW South Dakota has a number of wonderful programs in place to help people finance their homes. First-time homebuyer education and down payment assistance are available as well as direct housing loans. June is Home Ownership Month; a fine time to acknowledge the role that home ownership plays in the American...
GROW South Dakota Pays-It-Forward to Heartland 4-H Rodeo

Thursday, June 09, 2016

The purpose of community development is to build a community’s strengths and resources. One of the most important resources of any community is its youth, and building up youth is a key community development goal. The Heartland 4-H Rodeo is part of the South Dakota 4-H Rodeo program and will be held in Huron on July 16-17. It is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff member and board member has received $50 to donate to a community organization....
GROW South Dakota Pays-It-Forward to the Webster Diamond Club

Wednesday, June 08, 2016

When we think about our own recreation, we tend to think of something that’s enjoyable and relaxing and don’t consider the community development aspect. Providing recreational opportunities helps build communities in many ways, developing personal fitness as well as fostering team-building, competition, and cooperation skills. The Webster Diamond Club has a special focus on the community’s baseball and softball facilities, having overseen the building of the Veterans Memorial sports complex. The Diamond Club is a recipient of a donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each...
GROW South Dakota Pays-It-Forward to Pheasants Forever Youth Hunt

Tuesday, June 07, 2016

Pheasant hunting is the national pastime of South Dakota, but it’s not just a recreational activity. The bird represents a major part of the state’s economy and drives significant tourism and economic development support. Pheasants Forever is an organization dedicated to the conservation of pheasants, quail and other wildlife through habitat improvements, public awareness, education and land management policies and programs. The Pheasants Forever youth pheasant hunt is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff member and board member...
Affordable housing boosts the economy

Monday, June 06, 2016

Affordable housing can improve the economic vitality of communities. It helps attract (and retain) employees to a community, which benefits local employers. Affordable housing is a key element in building a strong local workforce. If people live close to where they work, they spend less time on the road. This translates to less congestion and more time with their families, which makes everyone happier. GROW South Dakota manages several apartment complexes in Doland, Leola, Milbank, Tulare, and Wilmot. Not only is the price of rent affordable, we handle lawn care, snow removal, and maintenance issues. It’s a clear win for tenants! Find...
GROW South Dakota Pays-It-Forward to the Sisseton Tribal Elderly Program

Monday, June 06, 2016

Communities that are moving forward don’t forget where they’ve been or who got them there. While some might overlook their elderly citizens, the Sisseton-Wahpeton Oyate Tribal Elderly Program makes sure that the generations who built their community remain part of it. The program is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff member and board member has received $50 to donate to a community organization. Sherri Skjonsberg, GROW South Dakota project coordinator, chose to support the Tribal Elderly Program because...
Business Loans Available from GROW SD Current 3.99% Special

Tuesday, May 31, 2016

GROW South Dakota, the statewide community and economic development nonprofit, has invested more than $64 million in small businesses in South Dakota over 50 years, and it continues to make affordable financing available for local businesses. Currently, it is offering a business loan special: a 5-year, 3.99% loan for up to $50,000—available through August 31, 2016.   Overall, business loans can range from $500-$250,000. GROW SD will finance new or existing businesses, supporting real estate, equipment, inventory or working capital. Loans are secured by collateral. GROW SD often partners with banks to provide joint financing. Businesses interested in the current special or...
Being a good neighbor

Monday, May 30, 2016

When one neighbor helps another, we strengthen our communities. ~Jennifer Pahlka, Executive Director of Code for America. Each year, NeighborWorks America organizes NeighborWorks Week, an event to mobilize volunteers, businesses, neighbors, and leaders at the local level for a week of activities that better the community. This national week of action gets participants out in their communities to help with tasks like repairing homes and neighborhood clean up. Events geared towards education, training, and cultivating neighborhood connections take place. This year, NeighborWorks Week occurs June 4-11. GROW South Dakota is a proud participant. For more information on the program, visit this link: http://ow.ly/UZQRu
Celebrating National Homeownership Month

Thursday, May 26, 2016

June is National Homeownership Month, a time to recognize how owning a home relates not just to achieving the American Dream, but also to providing stable lives for families and creating stronger neighborhoods and communities. Homeownership is always a focus for GROW SD, as we provide a variety of products and services to help people purchase or improve their homes. Our talented GROW SD staff members are prepared to help households with their housing goals, and many recently upgraded their skills by attending a variety of training programs at the NeighborWorks America National Training Institute in Los Angeles, May 2-6. All...
GROW SD Pays-It-Forward and Gives Back for NeighborWorks Week

Thursday, May 26, 2016

Across the country, residents and volunteers are doing a variety of projects as part of a weeklong celebration of neighborhood revitalization activities nationally recognized as NeighborWorks Week (June 4-12). For GROW South Dakota, NeighborWorks Week represents a chance to continue its year-long celebration of its 50th anniversary of supporting community and economic development in South Dakota. One way GROW SD is recognizing this milestone has been to invite board members and staff to Pay-It-Forward by giving back to organizations that share its mission of building communities. The organization has provided $50 to each board and staff member to make such donations...
Langford Summer Rec Program Receives Pay-It-Forward Donation

Wednesday, May 25, 2016

Community development is fundamentally about building the strengths and resources of a community, and it can occur in a variety of ways. One of the key resources of any community is its youth, and building up youth is a key community development strategy. The Langford Summer Recreation Program is a program that does just that by offering recreational opportunities to develop fitness as well as team-building, competition, and cooperation skills. It is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff...
Strengthening communities through concerted action

Monday, May 23, 2016

May is Community Action Month, a month to highlight the great work going on around the U.S. to strengthen communities. The week is spurred by Community Action Partnership; a national group that works with a network of member agencies to assure issues of poverty are effectively addressed. President Lyndon B. Johnson’s 1964 proclamation of a “War on Poverty” gave rise to Community Action. The idea is to promote self-sufficiency. GROW South Dakota is a proud to be one of Community Action Partnership’s 1,000 members around the country working to empower families and transform communities. Community Action Agencies work to create jobs, improve...
Gov. Daugaard Recognizes Britton as the 2016 South Dakota Community of the Year

Friday, May 20, 2016

The Governor’s Office of Economic Development (GOED) rolled out its own version of a red carpet at this year’s annual conference, which was held April 13 in Sioux Falls. Gov. Dennis Daugaard recognized two individuals and one community for achievements and contributions to economic development in South Dakota. Among the award recipients were Sean Coffman of Sioux Falls, Ralph Hanson (posthumously) of Pollock and the community of Britton. Click here for the complete article.
Jobs Forecast, Hardest Working Cities, Retirement, and Genetic Research

Friday, May 20, 2016

Good day friends! I’m here with another mish-mash of rankings and/or news stories that include South Dakota and could be useful for your economic development efforts. The Center on Education and the Workforce has a page of publications showing South Dakota job market projections through the next several years. See information on career clusters, STEM careers, and healthcare, among others. Click here for the complete article.
South Dakota Farm Operation Melting Pot of Foreign Workers

Friday, May 20, 2016

One man’s farming operation has become a melting pot of foreign workers. Scott Anderson of Aberdeen employs three men from South Africa, a man from Brazil and a man from Germany to work on his farming operation that grows “soybeans, corn and dreams.” Click here for the complete article.
Family Crisis Center Receives Pay-It-Forward Donation

Wednesday, May 18, 2016

GROW South Dakota has been helping communities for fifty years and to celebrate each staff and board member has been given $50 to donate to a community organization. The Family Crisis Center in Redfield received a $50 donation as part of GROW South Dakota’s Pay-It-Forward initiative.     Mark Nelson, a GROW South Dakota loan officer, matched it with a personal $50 donation for a combined $100 donation. The Family Crisis Center is a non-profit corporation that provides education, awareness, and temporary housing for domestic violence and assault victims in Spink, Faulk, and Hand Counties. Since completion of the facility in August...
GROW South Dakota Pays-It-Forward to the Aberdeen Library Project

Wednesday, May 18, 2016

Forward-thinking communities need places to think. Information is more valuable than ever these days, and libraries still remain one of the best places for people of all ages and all means to have access to information. In Aberdeen, the community is moving forward with a project to build a 21st century library. The project is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative.   GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff member and board member has received $50 to donate to a community organization. Patrick Gallagher, GROW South...
The importance of affordable housing

Monday, May 16, 2016

Any financial advisor will tell you that it’s not wise to commit to spending more than 30 percent of your income on housing. But the price of rent is rising at a faster rate than wages. A recent study showed that one in four renters in the United States spends half their income on housing. When housing eats up 50 percent of your paycheck, it’s difficult to pay for necessities like groceries, day care, and health care. GROW South Dakota recognized the need for local, affordable housing early on. That’s why we’re involved in running affordable housing, apartment complexes in Doland,...
Tools for debt control

Monday, May 09, 2016

Eight in 10 Americans are in debt. Often the debt is due to a mortgage, but 34 percent of Americans carry credit card debt. And the average indebted household carries a whopping $15,609 in credit card debt. Too many Americans are living paycheck to paycheck without knowing how to dig out of their debt. April is Financial Literacy Month, which presents the perfect opportunity to take personal responsibility for your finances. Money Management International is a nonprofit credit counseling organization that can help. They offer free resources and terrific tips to help you achieve financial wellness. Ready to get your finances under...
Honoring small businesses

Monday, May 02, 2016

Many people are surprised to learn that more than half of Americans either own or work for a small business. And did you know that small businesses have created over 65% of new jobs since 1995? That’s a substantial impact. Since 1963, National Small Business Week has been an annual tradition to recognize the significant contributions made by America’s small business owners. The week begins with a Presidential proclamation and continues with awards and celebrations to honor some of the country’s top entrepreneurs. This year, National Small Business Week will take place May 1-7. Find out more about how small businesses are...
Future Business Leaders of America Receives Pay-It-Forward Donation

Monday, May 02, 2016

GROW South Dakota has been helping communities for fifty years, and to celebrate each staff and board member has been given $50 to donate to a community organization. During the state conference the Future Business Leaders of America (FBLA) received a $50 donation as part of GROW South Dakota’s Pay-It-Forward initiative.     Kelly Weaver, the Regional Director of the Small Business Development Center (hosted by GROW South Dakota), donated $50 to the youth organization. FBLA is a nation-wide organization for high school students whose mission is to bring business and education together. This is done through innovative leadership and career development...
May is Community Action Month-Observing 50 Years of Community Action Service to South Dakota

Monday, May 02, 2016

On August 20, 1964 President Lyndon B. Johnson signed the Economic Opportunity Act which created a variety of programs, including Community Action Agencies, as part of his War on Poverty. He knew then as we know now, that the war against poverty must be won in the field, in every private home, in every public office, from the courthouse to the White House.   Recently, the Northeast South Dakota Community Action Program (NESDCAP) dba GROW South Dakota celebrated their 50th year of community action in South Dakota. GROW South Dakota is a non-profit agency serving the following 17 counties in South Dakota:...
GROW Celebrates 50th Anniversary with Gala

Wednesday, April 27, 2016

On April 7, nearly 180 people attended the Gala for GROW South Dakota celebrating its 50th anniversary as a Community Action Agency. GROW SD invited clients, board members, volunteers, staff, and other supporters to its second Gala, which was held at the Ramkota Convention Center in Aberdeen.   In addition to enjoying food and good conversation, guests enjoyed a great program. Tom Farber, GROW SD Board member, served as MC for the evening and provided a historical overview of the contributions and highlights of GROW’s first 50 years. Farber noted since 1966 more than $63.1 million has been invested in single and...
GROW Celebrates Community Action Month

Wednesday, April 27, 2016

In May, community action agencies nationwide observe Community Action Month, a period set aside to recognize the contributions that nonprofits, volunteers, and other committed citizens can make in improving their communities. NESDCAP dba GROW South Dakota has been at it for 50 years, since soon after President Lyndon Johnson signed the Economic Opportunity Act of 1964, which created Community Action Agencies as part of the War on Poverty.   GROW South Dakota was established to wage the war on poverty by implementing innovative and cost-effective programs to improve the lives and living conditions of families and individuals by providing support and instruction...
Small Business Week Highlights GROW SD Economic Development

Wednesday, April 27, 2016

The U.S. Small Business Administration announced that May 1-7 is National Small Business Week featuring the theme “Dream Big, Start Small.”   Supporting small business has been an integral part of GROW South Dakota’s economic development focus for 50 years. Since it launched in 1966, GROW SD has invested over $64.4 million in small businesses across South Dakota. Through 2015, nearly 2,000 new and existing businesses have received small business loans from GROW, and these investments have helped create or maintain nearly 11,500 jobs. Loans have primarily supported companies in the service, retail, and wholesale sectors as well as several dozen small...
Half a century of helping others

Monday, April 25, 2016

“It is literally true that you can succeed best and quickest by helping others to succeed.” ~Napolean Hill Did you know that GROW South Dakota has been helping meet the needs of local families, businesses, and communities with our housing, community, and economic development services for nearly half a century? A helping hand in the form of a loan or affordable housing can put businesses and individuals on the path to success and growth. We’re investing in our local communities and encouraging long-term prosperity. Because when one of us succeeds, we all succeed. Find out more about what we’ve been up to:...
Brookings, S.D., EDC opens community workshop

Saturday, April 23, 2016

This spring, the Brookings (S.D.) Economic Development Corp. brought an idea to its city that is popular on the coasts. The EDC opened the Brookings Area Makerspace, a non-profit, shared community workshop, creative space and laboratory for local startups, entrepreneurs, artists, engineers, creatives, makers and hobbyists to collaborate on projects, experiment on innovative ideas and encourage learning and entrepreneurship, according to the organization’s brochure. Click here for the complete article.
Gov. Daugaard Announces Economic Development Awards at 2016 Annual Conference

Saturday, April 23, 2016

The Governor’s Office of Economic Development (GOED) rolled out its own version of a red carpet at this year’s annual conference, which was held today in Sioux Falls. Gov. Dennis Daugaard recognized two individuals and one community for achievements and contributions to economic development in South Dakota. Among the award recipients were Sean Coffman of Sioux Falls, Ralph Hanson (posthumously) of Pollock and the community of Britton. Click here for the complete article.
Staff Pay-It-Forward to Sisseton Youth Baseball Association

Thursday, April 21, 2016

GROW South Dakota has been helping communities for fifty years and to celebrate each staff and board member has been given $50 to donate to a community organization. This month the Sisseton Youth Baseball Association received a $150 donation as part of GROW South Dakota’s Pay-It-Forward initiative.     Three employees (Cory Peterson, weatherization installer, Jared Groos, loan officer, and Wade Veflin, housing loan officer) donated a combined $150 to the Sisseton youth baseball association. The youth baseball association serves to support both the existing area youth baseball teams and to revitalize the Sisseton baseball field. “The association has made a number...
A Lasting Legacy

Monday, April 18, 2016

Those we love don't go away, They walk beside us every day, Unseen, unheard, but always near, Still loved, still missed and very dear. Coping with the loss of a loved one is difficult, to say the least. If you’ve lost a loved one, you might consider honoring him or her with a memorial gift to GROW South Dakota. You can find comfort in the knowledge that a charitable gift in your loved ones name is making a difference in our community. Donations benefit our housing, community, and economic development efforts across the state. Learn more about our foundation and consider a contribution today. http://ow.ly/V2SFf
The Idea Is Only The First Step

Tuesday, April 12, 2016

by Kelly Weaver, Small Business Development Center Regional Director   Having a great business idea is the springboard for getting your business off the ground, but it is only a tiny fraction of what makes a business start up work.  To quote Thomas Edison, “Genius is one percent inspiration, ninety-nine percent perspiration.”  The same could be said of a successful business. Many would-be entrepreneurs underestimate the work is takes to launch, create and maintain a successful business.    Sometimes, people have a great idea and think that alone will get them the support and financing they need to start the business.  If they can...
GROW South Dakota Pays-It-Forward to the Boys & Girls Club of Aberdeen

Monday, April 11, 2016

GROW South Dakota has been helping communities for fifty years and to celebrate each staff member and board member has been given $50 to donate to a community organization. This month the Boys & Girls Club of Aberdeen received a $50 donation as part of GROW South Dakota’s Pay-It-Forward initiative.    Rod Fouberg, a GROW South Dakota board advisor, made the donation to the Aberdeen, SD area club. The Club provides guidance-oriented character development programs on a daily basis for youth ages K-18 years old. Over the last 12 months overall membership at the club was 1,008 youth with an average daily...
Help us achieve sustainability

Monday, April 11, 2016

For nearly half a century, GROW South Dakota has been providing a variety of services to meet the needs of rural communities in Northeast South Dakota. Over the years, we’ve worked hard to build the capacity of communities and businesses through our housing and economic development programs. But maintaining the same level of services with annual funding variations can be challenging for nonprofits. We’d like to guarantee that our services will continue despite funding ups and downs. That’s why the GROW South Dakota Foundation is requesting donations to set up a permanent endowment to help sustain the organizational activities of GROW...
2015 BUSH PRIZE Winner Video

Monday, April 11, 2016

On November 10, 2015, GROW South Dakota was one of eight organizations in the Minnesota, North Dakota, and South Dakota region to be awarded the Bush Prize for Community Innovation from the Bush Foundation.  This prestigious annual award honors and supports innovative organizations with a track record of making great ideas happen. This is a tremendous opportunity for GROW South Dakota to celebrate our breakthroughs in addressing rural community needs more effectively, equitably and sustainably.    As a winner of the Bush Prize, GROW South Dakota receives a package of recognition, networking opportunities to create new partnerships, and a grant of...
A Safe & Sound Home

Tuesday, April 05, 2016

Robert and Nicole Ingvalson have discovered that a safe & sound home creates so much more than just a roof over their head. The recent completion of some major home repairs, made possible by funding through GROW South Dakota and NeighborWorks America/Wells Fargo’s Safe and Sound Initiative, prompted the couple to state, “There is so much less stress in our lives knowing that these things are taken care of; the furnace and water heater are so much more efficient. We will definitely save money on propane use and electricity this winter. No more worrying about how we can possibly afford...
Commitment to sustainability

Monday, April 04, 2016

Sustainable economic development has a variety of benefits for citizens. It means a healthier environment, cost savings through efficient and effective use of resources, and less reliance on nonrenewable energy sources in the long term. It can also lead to new jobs and economic investment. Did you know GROW South Dakota was recently recognized as a NeighborWorks Green Organization for using green products and implementing energy efficiency measures in all areas of our services and programming? "Becoming a certified green organization is another demonstration of GROW South Dakota's commitment to build a better future and quality of life for the communities...
A little help can go a long way

Monday, March 28, 2016

GROW South Dakota has been working to promote economic development in Northeast South Dakota, spurring growth by providing financial and technical assistance to rural communities. We know from experience that a little help goes a long way towards boosting local economies. Our recent efforts have supported the development of affordable housing, a wind farm, dozens of manufacturing jobs, and local revolving loan funds. In 2015, we were gratified to receive a Bush Prize for Community Innovation based on our work. We’re working hard to build local leadership and capacity. Visit our news page to find out about our latest projects and programs....
GROW South Dakota Pays-It-Forward to the Hyde County Food Pantry

Tuesday, March 22, 2016

GROW South Dakota is celebrating a half century serving South Dakota. To mark our 50th anniversary, each staff member and NESDCAP board member has been given $50 to donate to a community organization. Throughout the year there will be fifty recipients throughout the GROW South Dakota’s service area.   Recently, Vikki Day, a board member, made a donation to the Hyde County Food Pantry. The pantry is run by volunteers and is available to residences of Hyde County. “Volunteers give of their time to shop for groceries, stock the shelves, and serve people who use the food pantry,” said Day. “The volunteers at the...
Sign up for our newsletter

Monday, March 21, 2016

We want to keep you informed about our latest programs and services. That’s why we’re distributing a monthly e-newsletter to highlight the latest news on GROW South Dakota and our partners. We use the newsletter to convey information relevant to the communities we serve. For instance, to let people know about helpful grant programs like the home improvement fund. We also use it highlight local business success stories and promote events like the GROW South Dakota Foundation gala. Contact us if you'd like to be featured in GROW South Dakota's monthly newsletter. Visit our website to sign up to receive it! http://ow.ly/V2SDo
Breaking The Myths of Small Business Funding

Tuesday, March 15, 2016

by Kelly Weaver, Small Business Development Center Regional Director   Over the years I have worked with hundreds of existing and prospective business owners. There are some common myths that I hear, particularly from those new to small business financing.    Grant Money – In general, there is NOT grant money to fund for-profit business activities.  Two exceptions exist in very niche areas:  persons with a qualified disability and businesses doing research focused on Federal agency priorities.  Beyond this, “free” money may come in the form of prizes for business plan competitions or other contests offered randomly by private organizations.   Personal Credit – Your personal...
Programs to help potential homeowners

Monday, March 14, 2016

Our nation has come a long way since the collapse of the housing market in 2006. We’ve been making steady progress towards recovery. The latest data from our government shows positive trends in key areas, including strong existing home sales and an increase in home values. With a little help, the dream of home ownership can be a reality for many lower income families. Interest rates are low and a number of programs exist to assist with down payment and closing costs. GROW South Dakota is a HUD Approved Counseling Agency. We can help you find resources and determine how much house you...
Doland Housing Receives $50 Pay-It-Forward Donation

Monday, March 07, 2016

This month Doland Housing received a $50 donation as part of GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years and to celebrate each staff member and NESDCAP board member has been given $50 to donate to a community organization.   Jim Becker, a GROW South Dakota Governor’s House representative, has a passion for housing and serves on a number of local housing initiatives including the Grow Spink board of directors. Becker said, “Doland has done a great job of using the governor’s house to create housing. They’ve developed a number of homes and a daycare...
Helping businesses evolve

Monday, March 07, 2016

“Mistakes will not end your business. If you are nimble and willing to listen to constructive criticism you can excel by learning and evolving.” ~Meridith Valiando Rojas, co-founder and CEO of DigiTour Media Budding entrepreneurs should heed this sentiment. Failure is a prerequisite for success. Thankfully, there’s free technical assistance available for business owners through GROW South Dakota to help ensure success. This includes ongoing one-on-one consulting for cash flow and sales analysis, pricing, marketing, and customer service—both for large and small businesses. Find out more about how we are helping steer businesses towards success. And read about real examples of businesses...
2015 Annual Report

Thursday, March 03, 2016

We hope you will take the time to read our 2015 annual report detailing our statewide efforts to improve housing, impact communities and support economic development in South Dakota. For nearly 50 years GROW South Dakota has provided consistent, reliable, services to improve the quality of life for low-income and rural communities.      
Supplemental Food Boxes

Wednesday, March 02, 2016

For most of us, when we need food we head to our local grocery store.  However, for some of our elderly population, this may not be an option.  Many elderly members of our community live on a very limited, fixed income and food can become scarce.  To help meet their needs, GROW South Dakota offers a monthly supplemental food boxes for qualifying elderly individuals in Roberts, Marshall and Sully counties.    “I was recommended for the program by a social worker,” said one of GROW South Dakota’s monthly food box recipients.  The local woman had been diagnosed with Parkinson’s disease and was...
Staff Member Pays-It-Forward to the Roberts County 4-H Community Center

Tuesday, March 01, 2016

This month the Roberts County 4-H Community Center received its very fist donation thanks to GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years and to celebrate each staff member and NESDCAP board member has been given $50 to donate to a community organization.   Sandy Leiseth, a GROW South Dakota Housing Officer, made the first donation to the Roberts County 4-H Community Center building fund. Leiseth, formerly the Roberts County Extension Educator/Agriculture/Youth (from September 1991 to November 2000) matched the Pay-It-Forward donation with personal $50 donation. Leiseth said, “I am passionate about the project and...
Making the dream of homeownership accessible

Monday, February 29, 2016

“If I were asked to name the chief benefit of the house, I should say: the house shelters daydreaming, the house protects the dreamer, the house allows one to dream in peace.” ~Gaston Bachelard   Owning a home can have social and financial benefits. It can help ground people and impart a general peace of mind. But the process of buying a house can be confusing and intimidating. That’s where we come in. GROW South Dakota offers financial and housing counseling services, which can be accessed individually or in a small group setting. Topics we cover include, but aren’t limited to: budgeting,...
When small businesses do well, we all succeed

Monday, February 22, 2016

Successful small businesses are crucial for a vibrant economy. Don't just take our word for it; check out some numbers from the Small Business Administration. Small businesses create over 60 percent of jobs in the United States and make up about half of the country's gross domestic product. Plus, they comprise about 40 percent of private-sector wages!   GROW South Dakota has been doing everything we can to encourage small businesses. Did you know we provide low-interest loans? These injections of capital range from $500 to $250,000 and can be used for equipment, real estate, working capital, or to increase inventory. Since we’re...
GROW SD Acquires Mid-Dakota Economic Development Corporation Loan Fund to Strengthen Rural Businesses

Friday, February 19, 2016

GROW South Dakota, a non-profit agency, received $250,000 in funding from Mid-Dakota Economic Development Corporation to support small businesses in central South Dakota. “We’re grateful for Mid-Dakota’s investment in our revolving loan fund for businesses. It allows us to support entrepreneurs with affordable business loans in South Dakota communities,” said Lori Finnesand, GROW South Dakota CEO. The funds from Mid-Dakota Economic Development Corporation are available to small businesses in Buffalo, Campbell, Corson, Dewey, Haakon, Hughes, Hyde, Jones, Lyman, Mellette, Perkins, Potter, Stanley, Sully, Todd, Tripp, Walworth and Ziebach counties.   Jim Protexter, Executive Director of Mid-Dakota, says GROW South Dakota is the...
Making connections through social media

Monday, February 15, 2016

Social media is a wonderful tool to help people connect. It can also be a great vehicle for organizational networking. An organizational page can be used to help communicate your mission, events, and news.   LinkedIn is a particularly valuable social media channel for nonprofits because, unlike Facebook, it’s made up of engaged professionals who may be looking for opportunities and advice. LinkedIn can simplify the search for potential partners and employees. When done well, a LinkedIn presence can facilitate relationships and raise awareness. GROW South Dakota is active on LinkedIn and we’d love to connect with you. Check out our page and...
Cash Flow Pitfalls

Wednesday, February 10, 2016

by Kelly Weaver, Small Business Development Center Regional Director   Perhaps you have heard the phrase “Cash is King”.  You may have also heard that a major reason for business failures is not having enough capital.  The type of capital often missing is ‘working capital’, that is, cash available to pay for day-to-day operations.  Even profitable, successful businesses can suffer from cash flow problems.  So what are the major causes of this small business challenge?   For new businesses with no history, it is easy to get in trouble if you have overestimated revenue or spent more than available on expenses or both.  Forecasting...
GROW South Dakota to Host 50th Anniversary Gala

Wednesday, February 10, 2016

GROW South Dakota is cordially inviting friends, clients, and partners of the organization to attend our 50th Anniversary Gala, to benefit the GROW South Dakota Foundation. The event will take place on Thursday, April 7, 2016, at the Ramkota Convention Center in Aberdeen, South Dakota. You may purchase your tickets online for $50 each or a table of 8 at the discounted price of $350.   The evening’s events will include a social, with a wine pull and raffle at 5:30 p.m., dinner and dessert at 6:30 p.m., with the main event at 7:00 p.m.; consisting of a program and guest speaker,...
Cultivating business success

Monday, February 08, 2016

According to a National Bureau of Economic Research study, companies less than 5 years old create the most jobs. This finding illustrates the importance of cultivating business startups.  They are the backbone of our economy.   But nine of ten start ups will fail. This fact makes organizations like the South Dakota Small Business Development Center (SBDC) critical. SBDC assists new entrepreneurs and existing businesses. They provide free business consulting services, including one-on-one counseling and training, to individuals starting a business or looking for ways to improve an existing business. SBDC is hosted by GROW South Dakota and the University of South Dakota....
GROW South Dakota Pays-It-Forward to the Britton Youth Wrestling Program

Friday, February 05, 2016

Community development aims to build strengths and resources, and it happens in many ways. Vital to any community is its youth, and building up youth is a key community development strategy. The Britton Youth Wrestling Program is a program that does just that by offering young people educational and athletic opportunities and developing fitness as well as team-building, competition, and cooperation skills. It is a recipient of a $50 donation from GROW South Dakota’s Pay-It-Forward initiative. GROW South Dakota has been helping communities for fifty years, and to celebrate that milestone, each staff member and board member has received $50 to...
Staff Pay-It-Forward for 50th Anniversary

Thursday, February 04, 2016

  We’re celebrating a half century of serving South Dakota. To mark our 50th anniversary, each staff member and NESDCAP Board member has been given $50 to donate to a community organization. Throughout the year there will be fifty recipients throughout the GROW SD service area, the first of which was Sisseton Community Transit, a non-profit public transportation service in Sisseton, SD. “We value our staff and the passion they have for the communities we serve. This Pay-It-Forward event is a small token of our appreciation toward all of the local organizations that make communities better places to live and work,” said GROW...
Otter Tail Power Company Supports GROW SD

Tuesday, February 02, 2016

Thank you to Otter Tail Power Company for their continued support of GROW South Dakota's Community Services. Pictured are Ottertail staff Cindy Essington and Collin Kremeier. And GROW South Dakota staff Lori Finnesand and Sherri Skjonsberg.
Dakota Dream Savings Funds - A Dream Come True

Tuesday, February 02, 2016

The process of purchasing a home can be an exciting and rewarding time; but are you aware of the resources available to help you navigate the process?  “I contacted GROW South Dakota after I saw a story about a savings fund, not knowing at the time the purpose of this savings fund was to save for a house” said David Souhrada.    David was referencing the Dakota Dream Savings Fund, through GROW South Dakota.  The Dakota Dream Savings Fund is a matched savings account, designed to help families and individuals establish a pattern of regular saving, with the end goal of using...
Giving businesses the help they need

Monday, February 01, 2016

"Hope is important because it can make the present moment less difficult to bear. If we believe that tomorrow will be better, we can bear a hardship today." ~Thich Nhat Hanh   Without hope, many would-be entrepreneurs wouldn't even attempt a business startup.  GROW South Dakota has been providing new and existing businesses in our region with not just hope but with tangible resources like low-interest loans and one-on-one technical assistance. Our mission is to GROW sustainable communities through housing, community, and economic development. Learn more about how our programs help area businesses achieve success. http://ow.ly/UuXof
Charming and Cozy Describe Home of Aberdeen Family

Thursday, January 28, 2016

“Our overall feelings toward the home are inexplicable joy and relief. It feels….like it was time and meant to be….home,” said new homeowner, Jennifer Hornedeagle.   The Hornedeagle family’s main financing for their new home came through a USDA Rural Development Section 502 Direct Single Family Housing packaged loan by Homes Are Possible Inc. in Aberdeen.    Other partners joined in the financing package to achieve maximum affordability. “GROW South Dakota was honored to be a part of the Hornedeagle’s story. Their dedication and commitment to create a lasting legacy for their family is undeniably homeownership at its best,” stated Wade Veflin, Housing Loan Officer for...
GROW South Dakota Celebrates 50 Years in 2016

Thursday, January 07, 2016

The evolution of GROW South Dakota as a statewide nonprofit was all started in 1966 through the creation of the Northeast South Dakota Community Action Program (NESDCAP) servicing three counties. The community action program approach was a result of President Lyndon B. Johnson’s 1964 legislation to battle the war on poverty. Funded by federal, state and local resources the agency opened its doors in Sisseton, South Dakota, to provide a means to assist low-income individuals and families become more self-reliant and improve daily living. NESDCAP’s first expansion in 1974 added service to seven counties and seven more counties were new...
NESDCAP Elects New Board Officers

Monday, January 04, 2016

Deb Anderson is taking on the leadership role as Chair of the Northeast South Dakota Community Action Program (NESDCAP), Board of Directors. Tom Farber, previous board chairman, has served as the board chairman for 20 years and will continue to serve as a board member.   Tom Farber has served as the Chairman of the Board of Directors for NESDCAP since 1996. Tom’s leadership skills have successfully lead the NESDCAP board and business ventures, volunteer activities, and community development projects. Tom is highly respected for his knowledge of housing, community and economic development and is always looking for new opportunities that will...
Winners Announced for BIG Idea Competition

Tuesday, December 08, 2015

(December 3, 2015, Aberdeen, SD)  The 9th Annual BIG Idea Competition was a BIG success with 263 entries involving over 400 students from 37 schools.  The event wrapped up Thursday, December 3rd, on the campus of Northern State University and the winners were determined from among the eight final entries with over $5,000 in cash and scholarships awarded.   Haley Ketteler of Pierre T.F. Riggs High School took first place with Bent Perspective, an Origami store focusing on teaching the customers how to make origami artwork.  Her prizes included a $1,000 cash prize, a $1,000 scholarship to NSU, and a $1,000 scholarship...
Sometimes Life Throws Us a Curveball

Monday, December 07, 2015

Sometimes life can throw us a curve ball, and we end up in situations that are beyond our control.  As unpredictable as life can be, it’s nice to know that help is out there when we need it.    Out of a job due to health circumstances, a client contacted GROW South Dakota because her furnace quit working.  Little did she know, that wasn’t the only time she would be utilizing the services that GROW SD has to offer.  After some time had passed, the client fell ill again, and at that time her refrigerator was going bad and her stove was in...
GROW South Dakota Helps Strenghten Rural Communities

Tuesday, December 01, 2015

By Jennifer Jones, South Dakota Public Radio An organization in Sisseton is working to impact towns in the northeast part of the state through housing, community, and economic development.    Listen Listen Listening...   2:14 Full story GROW South Dakota Co-CEO Marcia Erickson says you can see the organization’s impact up and down Sisseton’s main street.   “A business loan with that second business down there,” Erickson says. “We had a business loan with this restaurant. He has paid off, very successful, thriving business. We have done a business loan over here on this side of the street.”     During a tour of her community, Erickson points out several homes that have...
GROW South Dakota is proud to be named a winner of the 2015 Bush Prize for Community Innovation!

Tuesday, November 10, 2015

The Bush Foundation awarded the 2015 Bush Prize for Community Innovation to eight organizations with a track record of making great ideas happen.  GROW South Dakota is proud to be named one of the eight organizations selected.  The Bush Prize winners receive a package that includes promotional support and materials, and an unrestricted grant equal to 25 percent of the organization’s prior fiscal year budget, up to $500,000. The Foundation received 110 applications for the 2015 Bush Prize. Panels of community members within each of the three states chose the winners from their respective state. The 2015 Bush Prize winners are: Minnesota Hope...
Want Customers? Meet Their Expectations

Monday, November 09, 2015

by Kelly Weaver, Small Business Development Center Regional Director   Customer loyalty is not a given.  If you want to get and keep customers you must meet (or exceed) their expectations.  Whenever we make a purchase of any kind, we enter the transaction with certain expectations.  For instance, when we walk into a restaurant, we expect to be seated and have our order taken within a certain period of time; we expect our order to be correct and properly prepared when delivered.  If our expectations are exceeded, we are happy; if they are not met, we are dissatisfied.    Businesses that are successful not...
My Silicon Valley Tour - Small Business Focus For Big Tech Companies

Thursday, October 29, 2015

by Kelly Weaver, Small Business Development Center Regional Director                  I was recently part of a small group of SBDC staffers from around the nation to tour three tech giants in Silicon Valley:  Intuit, Google and Facebook.  Each of these companies are reaching out to the small business community in ways that can hugely effect the success of a small business. Here’s a few things I learned on the trip.       As the maker of QuickBooks, the most widely used small business accounting software, Intuit has had a long standing relationship with small businesses.  Their research shows that the average small business spends...
GROW South Dakota Celebrates Weatherization Day

Monday, October 26, 2015

GROW South Dakota Celebrates Weatherization Day   Upkeep on a home can be difficult at times, especially when things seem to break down or need replacing all at once. This can be even more of a struggle when your health is on the decline, and you are unable to work.  GROW South Dakota was contacted by a client who happened to be in this very predicament.  Her stove, refrigerator and furnace all needed replacing at the same time, but she didn’t have the means to make the necessary repairs on her own.  The Weatherization Program allowed GROW SD staff to come in...
Rural nonprofits weather challenges with home repairs

Monday, October 26, 2015

For a family that must scrape together monthly mortgage payments, rehab and weatherization projects that repair structural damage, update heating and plumbing systems, and fix leaky roofs can save enough funds to assure they no longer must choose between food or fuel. Instead, they may finally be able to save or invest enough to grow their own assets.  More generally, home-rehab programs improve air and water quality, and eliminate harmful contaminants like asbestos and lead paint. Weatherization improvements not only save money and energy; they also are the first line of defense when it comes to climate adaptation and disaster mitigation. Click...
Bariki International Market

Monday, October 26, 2015

Edwin Obara, Owner; Sioux Falls, South Dakota   In April of 2015, after years of saving his own money, Edwin opened Bariki International Market in Sioux Falls, South Dakota. Edwin saw a need for residents to have access to African foods, beauty supplies, music and movies without leaving the country.   After opening the store and experiencing initial success, Edwin found himself without sufficient capital to purchase additional inventory. Not being able to qualify for traditional business financing, Edwin was puzzled. So he turned to the internet to search or another lending option. Through the Small Business Administration LINC referral system, Edwin was connected...
GROW South Dakota recognized as NeighborWorks Green Organization

Monday, October 19, 2015

Program honors organizations with sustainable business practices   Sisseton, SD – GROW South Dakota in Sisseton, SD, has been recognized as a NeighborWorks Green Organization for its comprehensive commitment to sustainable operations. To achieve this designation, GROW South Dakota was required to demonstrate adherence to a set of green business practices across its operations and all of its program areas.   This is the fourth consecutive year that NeighborWorks America has recognized member organizations for their efforts to create healthier, energy-efficient environments for homeowners, renters, community residents and employees. To date, 81 NeighborWorks organizations – or nearly one-third of the network - have...
NeighborWorks America Selects New Green Organization Designees

Wednesday, October 14, 2015

Twenty nonprofit community development organizations were recognized today for their excellence in sustainable business and housing practices by NeighborWorks America. To date, 81 network members -- or nearly one-third of all organizations in the network -- have earned the NeighborWorks Green Organization designation. This is the fourth year of the NeighborWorks Green Organization program, which recognizes community development nonprofits in its network of more than 240 organizations that achieve a comprehensive commitment to sustainable operations -- both in their lines of business and the corporate operations they run. The practice reinforces that when sustainable practices are comprehensively applied, people are healthier,...
GROW SD Recognized as NeighborWorks Green Organization

Tuesday, October 13, 2015

GROW South Dakota in Sisseton, SD, has been recognized as a NeighborWorks Green Organization for its comprehensive commitment to sustainable operations. To achieve this designation, GROW South Dakota was required to demonstrate adherence to a set of green business practices across its operations and all of its program areas.   This is the fourth consecutive year that NeighborWorks America has recognized member organizations for their efforts to create healthier, energy-efficient environments for homeowners, renters, community residents and employees. To date, 81 NeighborWorks organizations – or nearly one-third of the network - have achieved this designation.   GROW South Dakota which focuses on housing, community...
Family Crisis Center is Thriving

Friday, October 02, 2015

The Family Crisis Center (FCC) is a non-profit corporation that provides education, awareness, and temporary housing for domestic violence and assault victims in Spink, Faulk, and Hand counties. Although the FCC provides a great service, they were lacking a facility to house victims. If there was a need, they had to hope the local hotel had vacancies.   An individual donated a home to the FCC to use for their services. Although this was a great gift, it also provided challenges to fundraise and finance the costs associated with moving the house and renovating it into a facility. The facility has six...
Down Payment/Closing Costs Assistance Available

Tuesday, September 15, 2015

Currently, the GROW South Dakota office, located in Sisseton, SD, has funding available for Down Payment/Closing Costs for individuals and families looking to purchase, or construct a home.  These funds are available to individuals in the Rapid City and Sioux Falls areas, as well as all other residents in South Dakota.  The Down Payment/Closing Cost assistance program can provide eligible homebuyers purchasing or constructing a home in South Dakota with two opportunities:   Rapid City or Sioux Falls Residents- up to $10,000 down payment/closing cost, 0% interest deferred mortgage, for the purchase of their owner-occupied principal residence. All Other South Dakota Residents- up to...
RHS Asks Partners to Help Identify Potential Homebuyers in Need of Assistance

Tuesday, September 01, 2015

The Rural Housing Service (RHS) has available funds in its Section 502 Direct Loan Program that must be used by September 30, 2015. Loan funds may be used by qualified applicants to purchase existing homes, to build, repair, renovate or relocate a home, or to purchase and prepare sites, including providing water and sewage facilities.   As of August 24, 2015, RHS has enough Section 502 Direct Loan dollars to fund approximately 1,940 additional home loans through September 30, 2015. RHS has initiated an “all-hands-on-deck” approach to this funding availability, and is now asking partners to help the agency find potential homeowners...
Senator John Thune and Senator Mike Rounds Celebrate Statewide Housing Grants with GROW South Dakota

Tuesday, August 18, 2015

(Aberdeen, South Dakota) -- Twenty-five years ago, Congress created the Affordable Housing Program (AHP) of the Federal Home Loan Banks, with the purpose of providing safe and decent housing for families across the country.   Senator John Thune and Senator Mike Rounds joined FHLB Des Moines in Aberdeen on August 13, 2015, to celebrate partnerships with FHLB Des Moines member financial institutions and community partners, GROW South Dakota, Homes Are Possible, Inc. and the Sisseton Wahpeton Housing Authority. Collectively, these three organizations have received a combined $12 million in Strong Communities Fund grants over the 25-year history of the grant program. According...
Home Network

Friday, July 31, 2015

When Sarah Tharp decided to take over her family business, it was a big undertaking.  Her dad invested a lot of time and effort into starting and making this a successful business.  As a new business owner, she felt overwhelmed with all the tasks ahead of her.   Sarah immediately decided to contact the local Small Business Development Center (SBDC). SBDC representative Kelly Weaver helped her with the business plan and cash flow projections. “Kelly did a great job of helping me get prepared to take over the business,” stated Sarah. “We reviewed a lot of different factors to operating a business,...
GROW South Dakota Helps to Revitalize the Community

Monday, July 27, 2015

GROW South Dakota Helps to Revitalize the Community Celebrating NeighborWorks Week 2015   As a NeighborWorks® America chartered member, GROW South Dakota hosted a NeighborWorks Week  open house and volunteer work day on June 8, 2015, for a home being revitalized at 1290 Kansas Ave SE, Huron, South Dakota. The home was donated to GROW South Dakota by the National Community Stabilization Trust through the support of Wells Fargo Bank for the purpose of revitalizing the home and reselling the property to an eligible home buyer.   As part of the day’s events, Tim Carl and Cory Peterson, Weatherization Installers for GROW South Dakota, demonstrated...
Easing Economic Hardship through Small Business Lending

Monday, July 13, 2015

Sisseton, SD – April 20, 2015.  GROW South Dakota has announced a $991,657 loan from the USDA Rural Development Intermediary Relending Program.  This low-interest loan will recapitalize GROW SD’s statewide revolving loan fund in order to increase small business activity and employment in a rural service area through the provision of affordable loans and technical assistance to new and expanding South Dakota small businesses in partnership with local lenders and USDA Rural Development. “The development and growth of this needed revolving loan fund will initially focus on serving those small businesses in a statewide 14-county service area including: Lawrence, Stanley, Hughes,...
GROW SD Awarded Down Payment Funds

Monday, June 22, 2015

The South Dakota Housing Opportunity Fund (HOF) has awarded GROW South Dakota $550,000 for the purpose of expanding GROW South Dakota’s Down Payment/Closing Cost Assistance Program and to build a program that will foster sustainable homeownership statewide and assist qualified homebuyers to purchase or construct a home.  Two down payment/closing cost loan products are available:   RAPID CITY or SIOUX FALLS RESIDENTS | A $10,000 down payment/closing cost, 0% interest deferred mortgage, for the purchase of their owner occupied principal residence.  ALL OTHER SOUTH DAKOTA RESIDENTS | A $5,000 down payment/closing cost, 0% interest deferred mortgage, for the purchase of their owner occupied...
EDPP Provides Matching Funds to GROW South Dakota

Monday, June 01, 2015

GROW South Dakota has received a $250,000 grant from the Governor’s Office of Economic Development (GOED) Partnership Program. This serves as matching funds for USDA Rural Development loan funds which replenishes the organization’s business revolving loan fund.   The development and growth of GROW South Dakota’s statewide revolving loan fund focuses on serving those with the greatest need who are underrepresented, low-equity, or low-income. “GROW SD has designed and implemented strategies to improve our rural communities as a whole, through community capacity building, job creation, housing and economic development,” stated Lori Finnesand, GROW South Dakota Chief Executive Officer.Through the provision of affordable...
A Great Experience

Wednesday, May 27, 2015

Bert Williams contacted GROW South Dakota in need of housing as she had recently moved to the area from Ohio and was renting a one bedroom apartment.  Her needs were specific; she is legally blind, so locating a home that would be easy to get around in was of great importance.   Once she secured a house that would meet her needs, it was time to research her options, and that is where GROW South Dakota came into play.  GROW South Dakota staff were able to assist her with a home loan, an inspection of the home, and additional down payment assistance. ...
Revitalized Home in Huron SD

Wednesday, May 27, 2015

Tour and Open House Part of NeighborWorks® Week On Monday, June 8, 2015, GROW South Dakota will engage volunteers and showcase the improvements that have taken place to-date in the home located at 1290 Kansas Ave SE, Huron, SD. The public is invited to our open house which begins at 11:00 a.m. until 12:00 p.m. and includes an energy audit demonstration.  PLEASE NOTE - in order to attend the energy audit demonstration, you must be inside the home before the demonstration takes place.  Due to the process, the doors will not be allowed to be opened during the demonstration. “This kicks off GROW...
Aberdeen director honored for helping businesses

Friday, May 22, 2015

Kelly Weaver has been honored as the SCORE Champion of the Year in South Dakota for helping small businesses.   Weaver is the regional director of the South Dakota Small Business Development Center (supported by GROW South Dakota) in Aberdeen. SCORE used to stand for the Service Corps of Retired Executives. However, SCORE volunteers include active as well as retired business leaders, so the organization now promotes itself as America’s Counselors to Small Businesses.   “Our members enjoy helping small business owners see more clearly the pathway to success,” says Pierre bank manager Cari Fossum, district director for SCORE in South Dakota. She nominated Weaver...
GROW SD to Host Cyber Security Workshop

Monday, May 18, 2015

On Tuesday June 9, 2015 GROW South Dakota will be hosting two half-day workshops on cyber security in Britton and Webster, South Dakota. Helix Security will present the same information at the Marshal County Community Building from 9:00 am to noon in Britton and from 1:00 to 4:00 pm at the Lake Region Business Center in Webster.    During the workshop Helix Security will teach business owners about protecting business and client information from unauthorized access. Topics will include: underground fraud, the types of attacks hackers use, and how to ensure a business is protected. The training is free and open to...
Get Your Message to Stick

Friday, May 15, 2015

by Kelly Weaver, Small Business Development Center Regional Director   One of the hardest things for a business to do, especially when starting up or launching a new product line, is finding a message that will capture the hearts of their customers and potential customers.  Think about how much information bombards your customers everyday.  If you don’t give them a strong and clear cut reason why to shop your business or choose your product, they are not going to take action.   The book entitled Made to Stick: Why Some Ideas Survive and Others Die written by brothers Chip and Dan Heath outlines six...
South Dakota Real Wage First of its kind

Friday, May 15, 2015

Things just got a whole lot easier for job seekers trying to decide which state will stretch their dollar furthest, thanks to The South Dakota Real Wage Calculator. Created by the Governor’s Office of Economic Development, this tool does something no other wage comparison tool can – it calculates real take home pay.    “While most wage comparison tools apply cost of living indexes in an attempt to show buying power, only the South Dakota Real Wage Calculator accounts for the impact state and federal taxes have on wages,” said Pat Costello, Commissioner, Governor’s Office of Economic Development. “And, as we all...
State workforce plan to shed new light on South Dakota’s image

Friday, May 15, 2015

After months of research and planning, the state officially launched its workforce development campaign at the Governor’s Economic Development conference held last week in Sioux Falls. “We knew we needed to get some solid research done to understand what it’s going to take to attract people to South Dakota and what the messaging needed to be,” said Pat Costello, Commissioner of the Governor’s Office of Economic Development (GOED). Click here for the complete article.
Ag Technology Firm Defies Crop-price Trends

Monday, May 11, 2015

International sales and farm-efficiency movement drive record business Terry Schiltz, president of AgSense, has a problem. Business at the high-tech company in Huron, S.D. is up substantially from a year ago, and that’s forcing him to put pressure on suppliers. “We’re doing better than ever. It’s a little difficult on my stress levels. You have to lean on the vendors to push shipments up. I wasn’t counting on a 70 percent increase in business,” Schiltz says. “It’s a good problem to have, but it’s still a problem that needs to be addressed.” AgSense is the kind of small-business success story that might get...
Spot On Printing

Monday, May 11, 2015

Darci James and Jackie Hoven, Owners; Webster, South Dakota   With a graphic design degree, Darci James had yearned to get into a career where she could utilize her creative talents and provide a needed service to her community. With her aunt running a successful embroidery business in Rapid City, the idea of starting a similar business in Webster was appealing to her. Darci reached out to her friend, Jacki Hoven, and the two brainstormed on the possibilities.   With help from GROW South Dakota staff, the duo put together financial projections and realized that their idea could become a reality. With financing from...
May is Community Action Month

Friday, May 01, 2015

“Community Action Month is a wonderful time to honor and celebrate the impact Community Action has in the lives of families and communities across South Dakota,” stated Marcia Erickson, GROW South Dakota CEO. “GROW South Dakota along with three other partnering community action agencies across South Dakota are successful every day in helping families achieve economic security. Given that the needs of each family and community are unique, Community Action is able to use a range of resources and programs to meet local needs increative and impactful ways.” GROW South Dakota also known as Northeast South Dakota Community Action Program was...
Celebrating National Small Business Week

Wednesday, April 29, 2015

For more than 35 years, GROW South Dakota has been working hard to assist South Dakotans in starting, and growing, their own businesses. May 4-8 is National Small Business Week, a week to honor small business owners across the nation and to recognize the entrepreneurs who provide vital services to our towns and communities. As part of the week-long celebration, the Small Business Administration will be hosting free panel discussions and webinars on a variety of business topics.   Join GROW South Dakota this week by thanking local business owners for their willingness to take a risk and making each of our...
Native Homeownership Coalition Focuses on Financial Education Training for Native Communities

Thursday, April 16, 2015

Thirty participants from across the state of South Dakota are currently participating in a three-day intensive train-the-trainer session in Pierre, South Dakota focusing on financial education for Native communities. The training was sponsored by the South Dakota Native Homeownership Coalition (Coalition), which works to increase homeownership opportunities for South Dakota’s Native people to build strong and healthy communities. Rosemarie Dillingham of the Oglala Sioux Tribe Partnership for Housing and a training participant, stated, “We appreciate the faith the trainers and the SD Native Homeownership Coalition members have in our organization’s purpose: getting families into homes.” Participants representing nonprofit organizations, tribal housing entities,...
The Feeling of Owning Your Own Home

Tuesday, April 14, 2015

How do you know if home ownership is right for you?  There are many factors to think about when weighing this decision.  For Katlyn and Ross, they knew investing in a home of their own would be a better option, rather than paying “an arm and a leg” for rent each month.  The next step in their journey was deciding what their options were, and where they needed to start.   When a friend referred them to GROW South Dakota, it proved to be a great fit to lead them down the path to home ownership.  In addition to providing financing, Katlyn...
Help for Your Business Workforce Needs is Nearby

Monday, April 13, 2015

by Kelly Weaver, Small Business Development Center Regional Director   Hiring and keeping employees is one of the biggest struggles for businesses of all sizes and even more so for small businesses with no dedicated human resource staff. Workforce is a hot topic in the state, and many communities have initiatives that are just getting off the ground. At a recent workforce forum, I was reminded of some great resources that can assist small businesses.   The South Dakota Department of Labor is often thought of as a place for job seekers but they offer a number of services to businesses as well.  They...
A Birds Eye View

Tuesday, March 31, 2015

When Boni contacted GROW South Dakota she was researching housing options.  She recently lost her husband of forty years, was living on a limited income and in a modular home that was in need of major repairs.  She was interested in purchasing a home through South Dakota Housing Development Authority’s Governor’s House Program.  The home would be placed on land that she currently owns, which had history of her grandparents residence.  Because her modular home was sold prior to obtaining the new home, she moved to an apartment in town.  Her dream was to return to the country.   GROW SD...
GROW South Dakota is Recognized by Citi Foundation for their Commitment to Homeownership

Tuesday, March 10, 2015

The Citi Foundation has announced a $50,000 grant to GROW South Dakota to support the Section 502 Direct Loan Packaging Program. “We value the important work GROW South Dakota is doing to increase homeownership in rural areas, persistent poverty counties, and reservation areas and are pleased to be able to support them in these efforts,” stated Ruth Christopherson, Senior Vice President of Citi Community Development.   GROW South Dakota is dedicated to helping low-income residents achieve long-term home ownership goals through the USDA Rural Development 502 Direct Loan Program which is paired with other GROW SD housing loan products and services.  “Since...
What’s in a Name (for your Business)?

Tuesday, March 10, 2015

by Kelly Weaver, Small Business Development Center Regional Director   One of the hardest decisions a new business owner can make is choosing a business name.  It is important to pick a name that reflects your business activity without being too restrictive. The name must also be available to be properly registered (both offline and online) and protected as needed.  Here are some things to consider in choosing your business name:   Keep the long term in mind.  While you may be the only employee or offering limited services to start, is that the long term vision for your business?  Choose a name that...
GROW South Dakota to Host Premiere Philanthropy Gala

Friday, March 06, 2015

GROW South Dakota is cordially inviting friends, clients, and partners of the organization to attend our premier philanthropic event to benefit the GROW South Dakota Foundation. The event will take place on Saturday, April 11, 2015, at the Ramkota Convention Center in Aberdeen, South Dakota. You may purchase your tickets online for $50 each or a table of 8 at the discounted price of $350.   The evening will include a social and silent auction beginning at 5:30 p.m. with a dinner and guest speaker, Bob Sutton, to begin at 7:15 p.m. Bob Sutton is currently the Regional President and CEO at...
GROW South Dakota Receives NeighborWorks® America Funding to Strengthen Communities through Housing, Community, and Economic Development Initiatives

Thursday, March 05, 2015

GROW South Dakota, an exemplary member of the national NeighborWorks® network, is receiving $458,250 in funding from NeighborWorks® America that will support its affordable housing, community, and economic development activities. “We are grateful for our relationship with NeighborWorks® America and their financial support that will boost affordable housing and business lending through our revolving loan fund.  This capital will also allow GROW South Dakota to provide improvements to rental real estate in rural communities,” says Marcia Erickson, GROW South Dakota CEO of Housing and Community Development.   "NeighborWorks® grant dollars invested in South Dakota communities resulted in total direct investment of almost...
Looking for Success? Don't Do This!

Thursday, February 12, 2015

by Kelly Weaver, Small Business Development Center Regional Director   While there are many steps one can take to be successful in business, we can also get in our own way by not paying attention to certain unhelpful habits.  Below is a discussion of things that will NOT bring you success in operating a business and life in general.   Poor Me Attitudes - Being jealous, dwelling on past mistakes and making excuses are things that take energy away from pursuing your success.  Use the success of others as a motivator for yourself.  Their success doesn’t have to take away from yours.    Don’t make...
Red Door Salon

Tuesday, February 03, 2015

Red Door Salon Emily Hanson; Sisseton, South Dakota “I always wanted to be my own boss,” said Emily Hanson, owner of Red Door Salon in Sisseton, South Dakota. With more than ten years of industry experience, Hanson was ready to take the entrepreneurial leap by starting her own salon business in 2014. “It’s been hectic. But it’s nice to come and go as I please.”   With the help of GROW South Dakota business lending and the Small Business Development Center, Hanson was able to develop projections and a cash flow plan; and secure financing to make the new salon a reality.   The name of...
Home Improvement Grants Available for North Dakota and South Dakota Homeowners

Thursday, January 29, 2015

The Federal Home Loan Bank of Des Moines has awarded a $487,500 grant to GROW South Dakota, a nonprofit housing organization, in partnership with the Peoples State Bank, Summit, South Dakota, "Member FDIC" an Equal Housing Lender.    The purpose of the Affordable Housing Program is to provide one major improvement to a homeowner’s primary residence which may include, but is not limited to:  Roof repair/shingles; siding; plumbing; minor foundation repair; handicapped accessibility; or wiring.  The grant funds will rehabilitate 75 homes in the following counties:   Five Southeastern North Dakota counties:  Cass, Dickey, Ransom, Richland and Sargent   Eastern & Central South Dakota counties:   Aurora,...
2014 Annual Report

Thursday, January 22, 2015

We hope you will take the time to read our 2014 annual report detailing our statewide efforts to improve housing, impact communities and support economic development in South Dakota. For more than 45 years GROW South Dakota has provided consistent, reliable, services to improve the quality of life for low-income and rural communities. Read GROW South Dakota's 2014 Annual Report.
La Bella Vita

Wednesday, January 14, 2015

La Bella Vita  Cynthia Premus and Julianna Stern, Owners; Webster, South Dakota   “Small town people deserve the big city feel,” stated Julianna Stern, co-owner of La Bella Vita, in Webster, SD. La Bella Vita provides a big city experience by offering a variety of spa services to their small community including: massage, facials, manicures, pedicures, tanning and salon services and products.   In 2012, Julianna Stern, a licensed massage therapist, and Cynthia Premus, a cosmologist, decided to combine their individual businesses to provide easy access for the community to receive both type of services under one roof. With a financing package from GROW South...
Using Your Business Numbers for Success

Friday, January 09, 2015

Using Your Business Numbers for Success by Kelly Weaver, Small Business Development Center Regional Director   As one year comes to a close, it’s a good time to make a plan for the year to come.  Fortunately, it’s also the time of year when businesses are forced to look at their numbers because Uncle Sam requires them to. (For the record, I am a strong proponent that you look at the numbers for your purposes and more often than once a year.)   While numbers may not ‘be your thing’, successful business owners figure out a way to understand their numbers and use them to...
Area Groups Meet in Pine Ridge

Monday, January 05, 2015

In September 2014, an advocacy group met in Pine Ridge to discuss and tour the new housing initiatives and challenges being faced in the Pine Ridge area.  GROW South Dakota was awarded a Rural Community Development Initiative (RCDI) grant to support the efforts of the South Dakota Native Homeownership Coalition.  Recipients of the USDA Rural Development RCDI grant include: Thunder Valley Community Development Corporation, South Dakota Housing Development Authority, Neighborworks Dakota Home Resources, Mazaska Owecaso Otipi Financial Inc., Four Bands Community Fund, Wild Horse Butte Community Development Corporation, Oglala Sioux Tribe Partnership for Housing Inc., Lakota Fund Inc., and the...
Wells Fargo Housing Foundation Grants GROW South Dakota $5,000 to Create Sustainable Homeownership Opportunities through Homebuyer Education

Thursday, December 11, 2014

GROW South Dakota today announced it has been awarded with a $5,000 grant from the Wells Fargo Housing Foundation to create sustainable homeownership opportunities for low- to moderate-income communities through homebuyer education. “GROW South Dakota realizes education is the key to starting and maintaining successful homeownership.  If new homebuyers are well informed and knowledgeable about the responsibilities of homeownership before they purchase their home, the likelihood of successful home ownership is much greater.” stated Lori Moen, Chief Operating Officer of GROW South Dakota. GROW SD's goal in homeownership education is to offer a continuum of strategies to ensure successful sustainable...
East River Electric and REED Fund award $1 million loan to GROW South Dakota

Tuesday, December 09, 2014

SISSETON — East River Electric Power Cooperative’s Rural Electric Economic Development (REED) Fund has announced a $1 million loan to GROW South Dakota. The loan was officially closed Nov. 19 and will provide supplemental funding to the organization’s housing loan programs which provide affordable housing options to low-income families. “East River Electric, its member cooperatives and the REED Fund work to grow our rural communities and make a positive impact in South Dakota and we’ve always been appreciative of the work GROW South Dakota has done to assist people in rural areas of the state,” said REED Fund manager Linda Salmonson. “We’re...
Creating a Fresh Start

Monday, December 01, 2014

Eileen and Clinton Ellingson reached out to GROW South Dakota in August, 2014, after they had lost their home to a fire. Knowing that they wanted to rebuild in the same spot where their home previously stood, securing financing would be the next option. Even though they were able to secure financing at their local credit union, they were unable to receive all of the financing required from their primary lender. The GROW staff was able to assist with the remaining financing to help them achieve a fresh start in their new home. In order to do this, GROW South...
GROW South Dakota December 2014 Newsletter

Tuesday, November 25, 2014

Free, Confidential Homebuyer Support Because your List is Long Enough Pick up the kids, get milk, don't be late for the doctor's appointment, life is crazy - but buying a house doesn't have to be. GROW South Dakota is here to help you navigate the home buying process no matter what stage you are in. Click here to view the complete newsletter.
NeighborWorks Supports GROW South Dakota’s Statewide Home Mortgage Lending

Monday, November 10, 2014

Knowing where to look for financing when making the decision to purchase a home is key in the home ownership process, but what happens when you hit an obstacle in your journey?  In rural communities, obtaining financing can prove to be challenging, especially since mortgages collateralized by these properties don’t always fit the ‘cookie cutter’ mortgage lending requirements.  Thanks to a partnership with NeighborWorks America, GROW South Dakota is able to assist with mortgage lending when obtaining traditional financing may not be an option.   “With the support of NeighborWorks America through a $100,000 Expansion Grant, GROW South Dakota will expand their...
Selling Your Business

Thursday, October 16, 2014

by Kelly Weaver, Small Business Development Center Regional Director   Most people do a lot of planning when they are starting a business.  Unfortunately, the same is not often true of selling their business.  This lack of planning can sometimes limit the selling price of the business and lengthen the time it takes to it sold.  If you are looking to sell your business as a going concern, here are few tips to consider in preparation for a sale.    Be prepared to prove it.  Any educated buyer who is serious about buying a business will want to see the financial records of the...
Ultimate Kitchen & Bath, Aberdeen, South Dakota

Wednesday, October 01, 2014

now that October is National Women's Small Business month? And did you also know that, according to the National Association of Women Business Owners (NAWBO), over 9.1 million businesses are owned by women, generating $1.4 billion in sales as of 2014? For over 35 years, GROW South Dakota has been working hard to assist women starting their own businesses. Here's just one story of how we've helped turn dreams into reality: Anyone who has remodeled or built a house knows the routine:  visit with the plumber, swing by the lighting store, touch base with another store on flooring, and double check...
Wagner Resident Qualified for Home Improvement Program

Wednesday, September 24, 2014

This article was written by the Wagner News. Roberta Clemens thought the program, GROW South Dakota, was too good to be true.  After listening to Kelsey Doom explain the logistics of the program and all the great things GROW had to offer and visiting with family, Roberta decided to fill out an application for home repairs to be made to her home.  It was a matter of a couple days when Roberta heard back from GROW stating that she met all the requirements to be able to make some repairs on her home.  Roberta's original plan was to replace the siding...
WEATHERIZATION AND HOME IMPROVEMENT FUNDS AVAILABLE THROUGH GROW SOUTH DAKOTA

Tuesday, September 23, 2014

NEWS RELEASE GROW South Dakota 104 Ash St. Sisseton, SD 57262 605-698-7654   The Department of Energy’s (DOE) Weatherization Assistance Program, South Dakota Housing Development Authority (SDHDA) HOME and Housing Opportunity Funds (HOF) , Federal Home Loan Bank (FHLB) and our local GROW South Dakota office work together to help reduce the energy burden on low to moderate-income families by installing cost-effective, energy efficiency measures and assisting with needed home repairs.  GROW South Dakota currently has several home improvement funds available to help make your home more energy efficient or repair such items as roof, siding, plumbing electrical, handicap accessible features, etc. Current funding sources available through GROW...
Helpful Hiring Hints

Monday, August 11, 2014

HELPFUL HIRING HINTS by Kelly Weaver, Small Business Development Center Regional Director If you ask nearly any business owner, they will tell you that staffing is one of their biggest headaches.  Hiring the right person is always a challenge so here’s some ideas to help you avoid the pitfalls.          First and foremost, an employer must have appropriate expectations.  Hiring a staff person is a big financial commitment, so many small business owners put it off until they absolutely can’t operate without some extra help.  They may then rush through the process and expect the new hire to step in a take over areas...
Retail Management: Inventory Turnover

Monday, July 14, 2014

Retail Management: Inventory Turnover by Kelly Weaver, Small Business Development Center Regional Director   Managing inventory has to be one of the biggest challenges for retailers, and it is certainly a key to running a profitable retail business.  There are some measurements that can help you manage the inventory and make decisions about how to get the most out of what you stock in the store.    Gross Margin (in dollars or percent of sales) is a foundational number to track.  It is defined as the dollars remaining from a sale once you pay for your product.  Assume you buy an item for $5 and...
A House Where Memories Will be Built

Monday, June 30, 2014

“We wanted to do something more for our children, to give them a home to grow up in and start to build their memories,” said Stephanie Richards, new homeowner. “All of our hard work and determination finally made it happen and our dream came true.” Myron Doud and Stephanie Richards, along with their six children became new homeowners on January 2, 2014. The family moved into a six bedroom, 2 bath ranch style home with finished basement. Since that time, they have also finished the garage, insulated and sheet rocked it. Their story exemplifies this year’s theme, “USDA: Own Your Future....
A White House, not “the White House”, With a Beautiful Yard

Thursday, June 26, 2014

The Joe & Danielle Donnell family have been living in their new home, a white house with a porch and a beautiful back yard with a running creek next to it, for nearly nine months now. “We feel blessed to have a place where our family can grow together,” said Joe Donnell. “We now have the room to have family and friends over and celebrate the holidays. To have space we can invest in, to grow with each other, and a place that we can call home in every sense of the word.” Their story exemplifies this year’s theme, “USDA: Own Your...
Schaefers Honored For 40 Years of Service

Tuesday, June 24, 2014

JoAnn Schaefers was honored by GROW South Dakota for her 40 years of combined service as a member of their Board of Directors. GROW South Dakota serves northeast South Dakota through housing, community and economic development.   Schaefers served on the Northeast South Dakota Community Action Program (NESDCAP also known as GROW South Dakota) Board of Directors for 10 years, including a number of terms on the State Community Action Board. Following her tenure on the NESDCAP Board she began serving on the Northeast South Dakota Economic Corporation (NESDEC also known as GROW South Dakota) since 1984. “JoAnn’s dedication to rural communities...
USDA Celebrates Homeownership Month: Two Rural Families Recognized in Sisseton

Tuesday, June 24, 2014

Sisseton, SD, June 18, 2014 – Across the nation, events and celebrations are underway to recognize the American Dream of homeownership.  In Sisseton, SD, Myron Doud and Stephanie Richards, and Joe and Danielle Donnell families are being highlighted for receiving Rural Development Section 502 Direct Single Family Housing Loans to purchase their homes.  Doud and Richards – a family of eight – had previously been living with his parents in a four bedroom house.  Donnell – a family of three – had previously been living with her family. “Homeownership is a critical step on the ladder of opportunity.  Homeowners are the...
Pricing your Products and Services

Thursday, June 19, 2014

by Kelly Weaver, Small Business Development Center Regional Director   One of the hardest jobs for a small business is effectively pricing their products or services.  Effective pricing requires research on your costs, your customers, and the market.   Overhead costs, those reoccurring costs of insurance, rent, utilities, advertising, etc., are pretty clear cut.   What is more difficult to determine is the cost of your products and labor, especially if the business makes its own products or provides a service.  Beyond the actual cost of the product or raw materials, one must consider additional costs of freight, carrying costs of inventory, waste/shrinkage.  These items...
GROW South Dakota Receives Grant

Monday, June 16, 2014

Northeast South Dakota Community Action Program dba GROW South Dakota was recently awarded a $9,000 grant from the Wells Fargo Housing Foundation.  This grant will assist in continuing to achieve GROW South Dakota’s  goal to ensure all families have a chance at successful and sustainable home ownership. This grant will help to ensure that families have the appropriate tools and knowledge at their disposal to make informed decisions in regards to home ownership, financing options and home maintenance.  GROW South Dakota offers clients the following options for potential homebuyers to become informed consumers: Pre-Purchase Education Homebuyer Counseling Loan Origination Down Payment/Closing Cost Assistance Post-Purchase Education Retention of...
NeighborWorks America Launches 31st Annual NeighborWorks Week

Friday, June 06, 2014

On June 7, GROW South Dakota (located in Sisseton, SD) in conjunction with NeighborWorks America, kicks off the 31st annual NeighborWorks Week.  NeighborWorks Week is a weeklong celebration in which thousands of volunteers come together to help make their communities healthy, sustainable places. This is a record-setting year for NeighborWorks Week, with more than 200 groups holding more than 300 events across the country. NeighborWorks America, which creates opportunities for people to live in affordable homes, improve their lives and strengthen their communities, supports a network of more than 240 nonprofits, located in every state, the District of Columbia and...
GROW South Dakota Makes Home Ownership Possible

Wednesday, June 04, 2014

Myron Doud and Stephanie Richards began working with GROW South Dakota over three years ago, when they first sought advice on home ownership.  At that time, the family of eight had been living with his parents in a four bedroom house.    Myron and Stephanie entered into the Dakota Dream Savings Fund, (DDSF) program where they set up financial goals and received coaching from GROW South Dakota staff.  They were able to complete the financial and homebuyer education courses in addition to learning how to complete and follow a budget. These tools were essential in completing their goal of home ownership.  The...
SBDC offers valuable service to small business community

Tuesday, April 01, 2014

by Kelly Weaver, Small Business Development Center Regional Director Across the United States, there are over 1,000 Small Business Development Center (SBDC) offices providing management and technical assistance to more than one million small business and aspiring entrepreneurs each year. SBDC’s offer no fee face-to-face business consulting and low-cost training on writing business plans, accessing capital, marketing, regulatory compliance, international trade and more. A partnership of federal, state, local resources make these services available to the small business community. Over 96% of the businesses in South Dakota are classified as small businesses. America’s SBDC program studies the economic impact of in-depth clients,...
5 Steps to Help You Decide What to Pay Your Employees

Tuesday, March 25, 2014

If you're a growing small business and need help, there are a number of non-employee options available to help you staff your business (explained here), but if you do choose to move forward with part- or full-time employees, what should you pay them? The general rule of thumb is to pay a salary based on experience, location and the available talent pool. But how do you bring all these factors together and come up with a number that potential candidates will find attractive (and you can afford)? Continue Reading
March 2014 Newsletter

Monday, March 17, 2014

In this issue: GROW South Dakota Receives Funding to Strengthen Rural Communities Housing Funds Available!!! GROW CEO Completes Leadership Program   GROW South Dakota Receives Funding to Strengthen Rural Communities GROW South Dakota, an exemplary chartered member of the national NeighborWorks® network, is receiving $391,500 in flexible grants from NeighborWorks® America – a much-needed boost that will support its affordable housing, community, and economic development activities. continue reading...   Housing Funds Available!!! If you are purchasing a home or are in need of housing repair, GROW South Dakota is your one stop shop for anything housing related. Here are a few of the housing programs GROW South Dakota has...
Housing Funds Available

Wednesday, March 05, 2014

If you are purchasing a home or are in need of housing repair, GROW South Dakota is your one stop shop for anything housing related. Here are a few of the housing programs GROW South Dakota has to offer:   Veterans Home Loans:  Specifically assisting Veterans.  Down Payment Assistance, Home Improvement Loans and Home Purchase Loans.   Homeowner Improvement Loans: Forgivable and low cost loans available to help with improvements such as: shingles, siding, plumbing, energy efficiencies, etc.   Homeownership Education Classes: Learn the ins and outs of purchasing a home. Topics include: shopping for a home, money management, understanding credit, protecting your investment and more.   Housing...
Affordable Care Act Update For Small Businesses

Friday, February 21, 2014

by Kelly Weaver, Small Business Development Center Regional Director   As implementation of the Affordable Care Act kicks into high gear, here’s a few items that small business owners should keep in mind.   If you are a sole proprietor with no employees, you can apply for coverage through the Health Insurance Marketplace as an individual.  At this point, no business is required to provide health insurance.   If you insure your employees now, you can keep the coverage you have. Businesses with less than 50 full time equivalent employees can apply for coverage for your employees through the Small Business Health Options Plan (SHOP).    By using the SHOP,...
Essential Capital to Businesses Enables Rural Communities to Thrive

Monday, February 10, 2014

In 1978, the Northeast South Dakota Economic Corporation (NESDEC, also known as GROW South Dakota) was created to assist northeast South Dakota in business ownership, business development and job creation in low income and rural communities. To achieve these goals a revolving loan fund was established to provide an affordable financing option for new, and existing, small business owners. As demand grew, additional capital was needed to facilitate the expansion of the revolving loan fund. USDA Rural Development’s Intermediary Relending Program (IRP), Rural Business Enterprise Grants (RBEG), Rural Business Opportunity Grants (RBOG) and the Rural Microentrepreneur Assistance Program (RMAP) have been...
Business Lending Newsletter

Wednesday, January 29, 2014

In this Newsletter: Business Cards Do's and Don'ts Apply Here for a GROW South Dakota Business Loan The Governor's Giant Vision Awards Read the newsletter here
January 2014 Newsletter

Wednesday, January 01, 2014

In this issue: Grow South Dakota Launches Endowment in 2014 Winners Announced for Big Idea Competition South Dakota Housing Awarded $1.8 Million i Housing Opportunity Funds $487,500 in Housing Grants Awarded to GROW South Dakota Tips for Energy Efficiency in the Home Upcoming QuickBooks Workshops Click here to download the January 2014 Newsletter Click here to sign up to receive our Monthly Newsletters!
Home Improvement Grants Available

Monday, December 16, 2013

Peoples State Bank, Summit "Member FDIC" an Equal Housing Lender and GROW South Dakota are currently implementing an Affordable Housing Program for home improvements. The $487,500 grant award was made possible with funding from the Federal Home Loan Bank of Des Moines.   The funds will be used to rehabilitate 75 income eligible owner-occupied housing units in the following counties; Aurora, Beadle, Bon Homme, Brookings, Brown, Brule, Buffalo, Buffalo, Campbell, Charles Mix, Clark, Clay, Codington, Davison, Day, Deuel, Douglas, Edmunds, Faulk, Grant, Gregory, Hamlin, Hand, Hanson, Hughes, Hutchinson, Hyde, Jerauld, Jones, Kingsbury, Lake, Lincoln, Lyman, Marshall, McCook, McPherson, Mellette, Miner, Minnehaha (in...
December 2013 Newsletter

Wednesday, December 04, 2013

Be sure to check out this exciting December issue of GROW South Dakota's newsletter! In this issue: 35 Years of Combined Service with GROW South Dakota Understanding the Affordable Care Act Support the work of GROW South Dakota Home Improvement Funds Available Are you looking for a place to call home? Are you a veteran who is looking to purchase a home? GROW South Dakota will not be offering Free Tax Preparation in 2014 Energy Assessments Available Tips for Energy Efficiency in the Home Become a Dakota Rising Site GROW South Dakota Selected for Pilot Program Keep in Touch Happy Holidays! Holiday Hours Download the Newsletter here.   Click here to sign up to receive our Monthly Newsletters!
Preparing To Enroll In Health Insurance Marketplace

Thursday, September 19, 2013

Article By: KELOLand Television   |   Angela Kennecke   SIOUX FALLS, SD - If you need health insurance, you have a couple of weeks to get ready before the rollout of the Affordable Care Act.  There are steps you can take now to make the smartest choice for you and your family before October 1 when open enrollment begins.  South Dakota is one of several states that will have an exchange run by the federal government.  Individuals can go to the federal government website healthcare.gov and create an account, but are not able to sign up for plans until October 1. But that doesn't mean you...
Governor Announces Economic Development Grants

Wednesday, September 18, 2013

Article by:  SD Ready to Work     PIERRE, S.D. – Gov. Daugaard announced today the award of nine grants, totaling close to $1.8 million, for economic development efforts in the state. The grants, which were approved last week by the Board of Economic Development, were awarded under the newly established Reinvestment Payment Program, Local Infrastructure Improvement Program, Economic Development Partnership Program, and the South Dakota Jobs Program. “These programs will help our communities to advance their economic development and job growth efforts,” said Gov. Daugaard. “Many people came together to create these new programs, and I am happy to see them bear...
US Department of Agriculture, Crow Creek Sioux Tribe announce housing partnership

Wednesday, July 10, 2013

Article by: The Associated Press   FORT THOMPSON, South Dakota — The Crow Creek Sioux Tribe has signed an agreement with the U.S. Department of Agriculture to streamline the process of homeownership on the Crow Creek Indian Reservation. Under the agreement, tribal members can work through the Crow Creek Housing Authority and GROW South Dakota to determine whether they are eligible for homeownership under a USDA Rural Development loan program. Crow Creek Housing Authority acting director Ronnette Kirkie-Walton says the partnership furthers the housing authority's mission to increase housing services for low- and middle-income families. View the rest of the story online here
Awesome Feeling Being New Homeowner in Mobridge

Monday, July 08, 2013

Article by: South Dakota Housing Development Authority Mobridge, SD – June 18, 2013 Across the country, events and celebrations are underway to recognize the American Dream of Homeownership. In Mobridge, SD the Kelly Martin family is being highlighted for receiving a Rural Development Section 502 Direct Single Family Housing Loan to purchase their home.   The family previously was living in a small basement apartment in Kelly’s parent’s home. "Homeowners are the heart of a community and they take pride in the places they live and work,” said Meeks. “Homewonership provides stability, self-worth, and comfort to individuals who are pursuing the American dream...
NESDEC Celebrates 35 Years During NeighborWorks Week

Tuesday, June 25, 2013

The Northeast South Dakota Economic Corporation (NESDEC dba GROW South Dakota) hosted an open house to commemorate the 35th anniversary, as well as the 35th anniversary of NeighborWorks America– a GROW South Dakota partner.  These two events were honored during NeighborWorks Week, June 3-7, 2013. These events included an open house, sidewalk chalk event for children, Paint South Dakota projects, Rural Development Award Ceremony and a Bush Foundation Public Forum.
Small Business Marketing Seminar

Tuesday, June 11, 2013

Join us for this FREE seminar to develop and implement a marketing plan for your small business.   Are you getting the most out of your marketing dollar? How can you tell customers about your business? We can help you out! Come and join us for "Marketing is Everything" on Tuesday, June 25th for a FREE seminar brought to you by GROW South Dakota (also known as NESDEC) and the Small Business Development Center (SBDC). This seminar is an excellent opportunity for small and medium-sized businesses to understand the concepts of Guerilla Marketing, target markets, advertising tools, digital marketing and developing a marketing calendar...
June 2013 Newsletter

Saturday, June 01, 2013

In this issue: Open House: Help NESDEC Celebrate 35 Years June is National Homeownership Month NeighborWorks Week is June 1-8 National Small Business Week Bush Foundation Coffee Chat Download the June Newsletter here
USDA Support Helps Foundry Workers Save their Jobs

Monday, May 20, 2013

Article By: USDA   |   Tammi Schone, South Dakota USDA Public Information Coordinator   It has been nine years since the employees of the Mereen-Johnson Foundry banded together and risked their retirement savings in order to keep their jobs and secure a future for themselves and their families by buying the foundry.  Dakota Foundry, Inc. is a manufacturer of gray and ductile iron castings, located in Webster, South Dakota, and it was on the brink of closure until the employees stepped up to the plate. Since the purchase, this employee-owned foundry has consistently shown increases in sales beyond anyone’s wildest dreams.  The foundry now...
USDA Uses Grant Funds to Expand Businesses and Create Jobs in South Dakota

Sunday, May 19, 2013

Article By: USDA   |   South Dakota Rural Development Coordinator Christine Sorensen   Last fall, South Dakota USDA Rural Development highlighted a valuable partner; GROW South Dakota, formerly known as the Northeast South Dakota Economic Corporation, for its 18 year partnership in community lending. While giving back to the communities they serve, GROW South Dakota has also contributed to the region as a whole through its fiscal administrative support of regional planning and development through a Rural Business Enterprise Grant (RBEG) and a Rural Business Opportunity Grant (RBOG). Said South Dakota State Director Elsie Meeks, “The total impact that GROW has had is not...
May is Community Action Month

Saturday, May 04, 2013

The national office of the Community Action Partnership designates May as National Community Action Month to recognize Community Action Agencies’ work fighting poverty on the local level. Each year, Community Action Agencies such as GROW South Dakota help Americans achieve financial stability through various programs and services. “We want to call attention to increasing financial difficulties many in our community are facing,” said Marcia Erickson, Chief Executive Officer. “For the past few years, we’ve been dealing with a weak economy that is creating unemployment for people, many of them low- income. GROW South Dakota creates opportunities for people to thrive...
May 2013 Newsletter

Friday, May 03, 2013

In this issue: GROW South Dakota Awarded Funding from Federal Loan Bank May is Community Action Month "I wanted to stay in my own home. I didn't want to go to a nursing home."   Download the May 2013 Newsletter
April 2013 Newsletter

Wednesday, April 10, 2013

In this issue: South Dakota Establishes the Housing Opportunity Fund Home Matters GROW South Dakota Receives Funding from NeighborWorks Staff Members Receive Certifications Download Newsletter Here
South Dakota Establishes the Housing Opportunity Fund

Monday, April 08, 2013

New tool for providing needed housing in communities across state.   PIERRE, SOUTH DAKOTA-- With Governor Dennis Daugaard’s signature making SB 235 law, housing and homeless advocates across the state are celebrating the creation of the South Dakota Housing Opportunity Fund, which will be used to preserve and expand sustainable, affordable and safe housing in communities throughout the state. “We will be able to develop the housing our communities’ need, while also generating jobs and local economic activity. South Dakota neighborhoods thrive when there is a wide variety of affordable housing available” reflects Patty Bacon, Habitat for Humanity - SD. The SD Housing Opportunity...
GROW South Dakota Valuable Partner

Friday, April 05, 2013

Since 1978 GROW South Dakota, also known as NESDEC, a 501 (c)(3) nonprofit corporation, has managed a revolving loan fund that serves new and existing business owners in northeast South Dakota. To meet loan demand, additional capital was needed to facilitate the expansion. -USDA Rural Development’s Intermediary Relending Program (IRP) has been a valuable partner in funding the continued expansion and shared success of the revolving loan fund. GROW South Dakota received its 10th IRP loan in August of 2012 continuing an 18 year partnership with USDA Rural Development.  The additional IRP funds from USDA Rural Development enabled rural communities in...
GROW South Dakota Receives $132,500 to Strengthen Neighborhoods through Housing and Community Development Initiatives

Friday, March 29, 2013

Sisseton, South Dakota – GROW South Dakota, a member of the national NeighborWorks® network, is receiving $132,500 in flexible grants from NeighborWorks® America – a much-needed boost that will support its affordable housing and community development activities. The NeighborWorks network is supported by NeighborWorks America and consists of more than 240 independent nonprofit organizations committed to strengthening communities in all fifty states, the District of Columbia and Puerto Rico. "For every dollar in NeighborWorks grants, an average of $34 is in invested in America’s communities like the ones served by GROW South Dakota resulting in a total direct investment of almost $4.7 billion in communities in 2012,” said NeighborWorks America...
Wells Fargo Housing Foundation's Charitable Giving

Wednesday, February 13, 2013

  Wells Fargo Housing Foundation is committed to giving back to the communities where our customers, staff and business associates live and work. Thousands of Americans are realizing their dreams of homeownership through Wells Fargo team members' volunteer efforts and the financial support of the Wells Fargo Housing Foundation. Pictured are Maureen Nelson, Project Director of GROW SD and Amy Currence, Wells Fargo Bank in Sisseton.   Wells Fargo Housing Foundation's Charitable Committee on behalf of Wells Fargo Home Mortgage has approved a $2,500 grant to the Northeast South Dakota  Community Action Program doing business as GROW South Dakota for the purpose of...
January Newsletter

Tuesday, January 29, 2013

In this Issue: - Energy Audits: Lowering utility bills by increasing energy efficiency - Volunteer Spotlight: Viola Hanson - Big Idea Competition Winners Announced - Quick Books: The Basics Training - Quick Books: Inventory and Payroll Training   
SD: Joining forces – Economic development groups launch regional website to attract and expand business

Friday, December 14, 2012

By: Kris Bevill, Prairie Business Magazine For rural community leaders, the task of promoting their towns to prospective businesses in a global landscape can easily make one feel as though they are the needle in the proverbial haystack. There may be a number of project developers and businesses seeking compatible sites that would make a great fit with the community, but drawing site selectors’ attention to lesser known regions of a state with minimal resources can be a gargantuan challenge. Many economic development divisions in rural communities consist of just one person working with a tiny operating budget. How can they...
Energy Audits: Lowering utility bills by increasing energy efficiency

Thursday, December 13, 2012

The thermostat – a small but mighty device. For some, it’s a godsend. For others, it’s the bane of their existence – especially when it reads 70 degrees, and yet it feels as if someone switched out the house for an igloo overnight. In a typical home with a forced-air heating and cooling system, about 20 percent of the air moving through the system is lost due to leaks and poorly sealed connections, according to the Environmental Protection Agency. The result – higher utility bills and uncomfortable temperatures. Energy auditor Dan McNeil visits leaky houses on a daily basis, and he has good...
Area High Schoolers Present Business Ideas at Competition

Monday, December 10, 2012

December 09, 2012  |  By Kay Nguyen, knguyen@aberdeennews.com   The 2012 BIG Idea competition brought in 207 business proposals from 30 schools and the top eight teams came to Aberdeen to vie for cash prizes and college scholarships Thursday.  Doland High School, which has about 30 students, had two entries make it into the final round of the competition. Seniors Kaylynn Noethlich and Michaella Stahl are two of six students in Janet Hallberg's personal finance class. They presented their business idea, M&K's Details and Designs, to judges Thursday morning. "It was nerve-wracking to present an idea that could be a business in the future," Michaella...
SBA Newsletter - October 31, 2012

Wednesday, October 31, 2012

IN this issue: 8 Common Website Mistakes you Don't Want to Make. Also, Information on Profit Mastery University and Individual Staff Contact Information.
September Newsletter

Thursday, September 13, 2012

Stories included in this month's issue:  GROW South Dakota Staff Members Attend Rockyford School Grand Opening  |   GROW South Dakota Receives Community Economic Development Award   |   GROW South Dakota Receives Grant
Governor’s House Program expands partnerships with private industry

Tuesday, September 11, 2012

PIERRE, S.D. (9/3/12) – As part of a new partnership between private industry and the Governor’s House Program,  changes approved by the South Dakota Housing Development Authority now allow qualified families to buy their Governor’s House through private builders. Other important changes to the program from this partnership include:   Annual income limits have been set at $42,280 for households of one or two people and $48,320 for households of three or more, in recognition of the ongoing gap in affordable housing. School districts in rural communities may now purchase Governor’s Houses as a tool to recruit and retain quality teachers. Developers...
South Dakota Included on List of Top States for Business

Tuesday, September 11, 2012

PIERRE, S.D. – For the ninth year in a row, South Dakota has earned a spot on the Pollina Corporate Real Estate list of Top 10 Pro-Business States. South Dakota is listed as the seventh best state in the nation for business in 2012. South Dakota was also ranked No. 7 last year. The Pollina Corporate Top 10 Pro-Business States study evaluates and ranks states based on more than 30 factors, including taxes, human resources, right-to-work legislation, energy costs, infrastructure spending, workers’ compensation laws, economic incentive programs and state economic development efforts. “Economic development continues to be one of my top priorities, and...
Festivals bring small towns roaring to life

Thursday, July 19, 2012

For small towns in the Dakotas, a summer celebration can double the population, creating traffic jams in places with no stoplights and a hum of excitement to some generally work-a-day places. To see some great images of some of the festivals held in the Dakotas recently view the full article on DakotaFire.net »  
What brought you back to your rural roots?

Tuesday, July 17, 2012

Reporting by Bill Krikac, Clark County Courier; Doug Card, Britton Journal, Garrick Moritz, Faulk County Record; George Thompson, Reporter & Farmer; and Becky Froehlich, Dakotafire Media Many, if not most, communities in the Dakotafire area have seen some of the youth that left after high school return years later. Here are some of their stories. To read the full article on DakotaFire.net click here »
Rural nonprofits weather challenges with home repairs

Tuesday, October 13, 2015

For a family that must scrape together monthly mortgage payments, rehab and weatherization projects that repair structural damage, update heating and plumbing systems, and fix leaky roofs can save enough funds to assure they no longer must choose between food or fuel. Instead, they may finally be able to save or invest enough to grow their own assets.  More generally, home-rehab programs improve air and water quality, and eliminate harmful contaminants like asbestos and lead paint. Weatherization improvements not only save money and energy; they also are the first line of defense when it comes to climate adaptation and disaster mitigation. Click...
September 2013 Newsletter

Monday, September 02, 2013

In this issue: Home Energy Assesments and Improvements Are you looking for a place to call home? Let GROW South Dakota help! GROW South Dakota Receives Certification for Full-Cycle Lending Are you a Veteran who is looking to purchase a home? Home Energy Assessment Demonstration Download 2013 September Newsletter
July 2013 Newsletter

Tuesday, July 09, 2013

In This Issue: NESDEC Celebrates 35 Years During NeighborWorks Week Mobridge Renter Becomes Homeowner after Twenty Years GROW Staff Visit Washington DC Veterans Home Loans Business Lending Download the July 2013 Newsletter Here
Business Owners Need to be Lifelong Learners

Friday, October 05, 2012

by Kelly Weaver, Small Business Development Center Regional Director Each of us has a need for continuing education no matter what profession we are in. For small business owners, this need is heightened. There are so many things a business owner needs to know and so many demands on your time. It's not likely the boss (i.e., you) is going to send you off to a week-long training session. Fortunately, the Internet is a great source of information available 24/7 whenever your schedule allows - even if it's between midnight and 2 a.m. Online training comes in various shapes and...
Brown County Awarded Block Grant for Worker Training

Friday, September 14, 2012

PIERRE, S.D. – Gov. Dennis Daugaard has awarded Brown County a $164,500 Community Development Block Grant (CDBG) to expand workforce training programs in northeastern South Dakota. Brown County will join Northeast Work and Technical Education Center and the Aberdeen Development Corporation in developing distance classroom instruction at Lake Area Technical Institute and hands-on training at Mitchell Technical Institute for people seeking the necessary skills for employment in the welding field. “A skilled workforce is essential for community development,” Gov. Daugaard said. “There is a strong demand for welders, and this is a valuable program for northeastern South Dakota.” The training program is set...
Business Owners Need to be Lifelong Learners

Friday, July 20, 2012

Each of us has a need for continuing education no matter what profession we are in. For small business owners, this need is heightened. There are so many things a business owner needs to know and so many demands on your time. It's not likely the boss (i.e., you) is going to send you off to a week-long training session. Fortunately, the Internet is a great source of information available 24/7 whenever your schedule allows - even if it's between midnight and 2 a.m. Online training comes in various shapes and sizes ranging from an electronic work, a talking slide...
Newsletter, December 2011

Thursday, December 01, 2011

More than 110,000 South Dakotans are living at or below federal poverty level, according to the 2010 census. “This is the everyday reality of thousands of South Dakotans. Understanding that reality will help us change it,” said Marcia Erickson, NESDCAP Chief Executive Officer.
Newsletter, February 2011

Tuesday, February 01, 2011

The 2010 tax season is in full swing. The NESDCAP Volunteer Income Tax Assistance program reaches residents of northeast South Dakota who are in need of free tax preparation through a variety of methods: 1) Two Site Locations: NESDCAP has tax preparation sites in Webster, Sisseton and Aberdeen available for appointments from January 19 through April 15, 2011.
Newsletter, December 2010

Wednesday, December 01, 2010

The Northeast South Dakota Community Action Program was pleased to host a series of listening sessions in conjunction with the Bush Foundation. These convening's provided an opportunity for community members to connect with others and hear how they talk about the future and the opportunities and challenges that each community and its individuals face. Each of the participants suggestions for the future were shared with elected officials, foundations and the general community. These sessions were held in Aberdeen, Redfield, Webster, Sisseton, Fort Sisseton and Milbank.
Newsletter, July 2010

Thursday, July 01, 2010

The Northeast South Dakota Community Action Program is pleased to announce their partnership in the 502 Direct Loan Program. The purpose of this agreement is to increase participation in USDA Rural Development Direct Section 502 Single Family Loan Programs. The main focus of these low-interest loans are individuals and families living in persistent poverty and predominately Native American communities and underserved counties in eastern South Dakota. The network of Northeast South Dakota Community Action Program affiliate agencies will contribute to this effort by packaging Section 502 Direct Loan applications for eligible persons residing in this target area of South Dakota.
Newsletter, March 2010

Monday, March 01, 2010

The NESDCAP office is offering tax preparation again this year with their Volunteer Income Tax Assistance Program (VITA). VITA is an IRS program designed to help low and moderate income tax payers complete their annual tax returns and e-file at no cost. This years VITA staff includes Paula Jensen, Linda Eggers, LeAnn Glynn, Deb Kuecker and Wade Veflin.
Newsletter, December 2009

Tuesday, December 01, 2009

As of December 31, 2009, Bob Hull will be leaving his position as advisor for NESDCAP and NESDEC. As we wish him the best on his future endeavors, the NESDCAP and NESDEC offices would like to reflect on Bob’s years of service throughout the agency. Bob was the key instrument in founding the Northeast South Dakota Economic Corporation in 1978, which he sites as “his greatest accomplishment”. One of the most successful projects to come from that accomplishment, according to Bob, was the inception of Woodland Cabinetry 15 years ago. The cabinet making industry, located in Sisseton, has grown from...
Newsletter, September 2009

Tuesday, September 01, 2009

Northeast South Dakota Economic Corporation (NESDEC) finances business development in the counties of Beadle, Brown, Buffalo, Campbell, Clark, Codington, Day, Edmunds, Faulk, Grant, Hand, Hyde, Jerauld, Kingsbury, Marshall, McPherson, Miner, Potter, Roberts, Sanborn, Spink and Walworth in northeast South Dakota. NESDEC loans, in partnership with other local lenders, have proven to be a useful tool for economic development in the region. NESDEC?s mission is to stimulate economic opportunities through loans, technical assistance and partnerships.
Newsletter, June 2009

Monday, June 01, 2009

GROW South Dakota was awarded a $5,000 grant to assist with building a Revolving Loan Fund for business start ups or expansions. This grant was presented through the South Dakota Community Foundation’s statewide grant program.
Newsletter, March 2009

Sunday, March 01, 2009

The beginning of February meant the beginning of the 2009 VITA Income Tax program at the NESDCAP office. The Volunteer Income Tax Assistance Program (VITA), is an IRS program designed to help low and moderate income tax payers complete their annual tax returns and e-file at no cost. This years VITA staff includes Paula Jensen, Linda Eggers, LeAnn Glynn, and Deb Kuecker.
Newsletter, December 2008

Monday, December 01, 2008

The tax season will soon be upon us and the question is, “What will you do with your tax refund?” Splitting a refund enables taxpayers to deposit their money where they want it in the first place and build wealth for their future. A taxpayer can now allocate the refund among up to three different accounts at up to three different U.S. banks, mutual funds, brokerage firms or credit unions. To split a direct deposit refund among two or three different accounts, a taxpayer should complete Form 8888. Split refunds offer taxpayers the opportunity to build assets by depositing part...
Newsletter, September 2008

Monday, September 01, 2008

Given the long history of the Northeast South Dakota Economic Corporation in the 22-county target area, its products and services are well known in the region. Under the leadership of Lori Finnesand, Executive Director, and Marcia Erickson, Deputy Director, NESDEC provides economic opportunities to the residents of its service area, through small business loans, business development services, and partnerships with financial institutions and other business assistance organizations.
Newsletter, June 2008

Sunday, June 01, 2008

What is National NeighborWorks® Week? National NeighborWorks® Week is a celebration of the accomplishments of the NeighborWorks® network working in more than 4,414 communities across the nation. It offers a chance for all of us to contribute to the remarkable transformation of distressed neighborhoods in our communities.
Newsletter, March 2008

Saturday, March 01, 2008

Tax credits can help you pay part of the cost of raising a family, going to college, saving for retirement, making energy-saving improvements to your home and getting daycare so you can work or go to school. Each year, many taxpayers overlook them, even though they often qualify for one or more of these credits. Though both tax deductions and credits can save you money, they do it in different ways. A deduction lowers the income on which tax is figured, while a credit lowers the tax itself.
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GROW South Dakota

GROW South Dakota
104 Ash Street East | Sisseton, SD  57262
Phone (605) 698-7654 | Fax (605) 698-3038 info@growsd.org