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GROW South Dakota has limited loan funds available, statewide, to refinance existing personal debt or assist with a car repair. These loans can be a minimum of $500 to a maximum of $2,500. This is a 12-month term with a fixed interest rate of 10%. The Annual Percentage Rate, APR, will not exceed 36%.
Eligible loan purposes include: paying off high interest debt, satisfying judgements, car repairs, and other items determined eligible on a case-by-case basis. The loan must clear up the existing debt, satisfy the judgement, or complete the car repair.