Success Stories

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Loan Helps Britton Graphic Design Firm Grow

Wednesday, November 14, 2018

It’s not always easy for entrepreneurs to obtain the financing they need to grow their businesses. But GROW South Dakota’s small business lending program is a powerful resource that’s been helping fill funding gaps for decades. A GROW South Dakota loan helped Hillarey Holland, owner of HH Design in Britton, purchase a screen printing machine in August of 2017. Previously, HH Design was outsourcing its screen printing. Now that can be done in-house, which results in considerable savings. This crucial piece of equipment has enabled Holland to expand her business and increase profits. She appreciated Grow South Dakota’s simple application process and...
Weatherization Day

Monday, October 29, 2018

Low-income households in America spend a disproportionate percentage of their annual incomes on home energy bills. Weatherization Day, October 30, highlights cost-effective, permanent weatherizing solutions for reducing the heavy energy burden these families endure. The US Department of Energy has supported weatherization of more than 7 million low-income households across the nation since 1976. Of those, GROW South Dakota has weatherized more than 7,300 homes in the state for a total of over $24 million.   A recent survey of GROW SD’s weatherization customers shows satisfaction with the services they’ve received and gratitude that their homes are healthier and more energy efficient. • 94%...
A New Homeowner Testimonial

Friday, October 26, 2018

The Urban Institute recently released a study that shows millennials are buying homes at lower rates than the two previous generations. One of the report’s recommendations is to improve young adults’ knowledge about finances, including homeownership down payment assistance options. GROW South Dakota has long been helping first-time homebuyers navigate the complicated process of home buying. We provide people with the right resources and knowledge to make informed decisions. People who access GROW SD’s services are often surprised at the financial help that’s available to them. Those of low and moderate incomes may qualify for financial assistance towards some of the biggest...
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GROW SD Receives Over $1.4 Million in CDFI Funding

Thursday, October 04, 2018

GROW South Dakota was recently awarded $1.45 million from the U.S. Treasury’s Community Development Financial Institutions Fund (CDFI Fund). GROW South Dakota and the Northeast South Dakota Economic Corporation (NESDEC), both of which are certified CDFIs, received the awards, which will expand their small business and first mortgage housing lending programs. The announcement came in September. GROW South Dakota received a grant of $950,000 in CDFI Financial Assistance funds, which will support its direct lending program for housing mortgages. Of the total, $250,000 will be directed to focus on South Dakota counties identified by the CDFI Fund as areas of persistent poverty. NESDEC...
GROW SD Recognizes Women’s Small Business Month

Thursday, October 04, 2018

October is National Women’s Small Business Month, raising awareness of the increasing role women are playing in business ownership in the United States. Nationally, 38% of businesses are owned by women. GROW South Dakota has also increased its attention on supporting women-owned businesses. Women-owned businesses in South Dakota are mixed. The 2012 Census Survey of Business Owners found the following ownership breakdown in South Dakota: 53.8% male-owned, 30.09% female-owned, and 16.11% male-/female-owned. In that survey, the state was last in the U.S. in the proportion of women-owned businesses. On the other hand, women-owned businesses have been a bright spot in the U.S....
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40 Years of Helping Businesses Grow

Thursday, September 06, 2018

For 40 years, entrepreneurs and existing businesses have benefitted from GROW South Dakota’s business lending program. It has now given 2,022 loans to 1,220 companies in northeast South Dakota, directly financing more than $70.3 million in business loans. It began in 1978 when the Northeast South Dakota Energy Conservation Corporation (now DBA as GROW South Dakota) made its first loan. The nonprofit was one of the first in the state to offer revolving loan funds for businesses. At the time, it served 10 counties in northeast South Dakota. Now, its service area has more than doubled to 22 counties.   One of the...
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Back to a Place Called Home

Thursday, September 06, 2018

Returning to his roots was something Michael Raver always wished for throughout his adult life. The perfect opportunity presented itself when he landed his dream job at Crazy Horse Memorial Foundation in 2016. Having grown up in the Hills, he knew he wanted his children to have the same experiences he did during childhood. Michael and his wife wanted to raise their children in a happy, stable environment so they would always feel the warmth of home. With a new baby on the way in just a few short weeks, they needed to find a bigger place to live, and...
Homebuyer Coaching is a Success

Sunday, December 31, 2017

Homebuyer Coaching is a Success GROW SD received grants from the Citi Foundation and State Farm to support programs to help prepare people to buy homes through coaching efforts that helped hundreds of potential home buyers. These interested people received assistance in learning more about the process and making them ready to be successful. The following highlights success with the coaching program: A single mother reached out to GROW SD for guidance on applying for a home loan, when she first came to our office, she had credit issues as she had unpaid judgements.  After being instructed to pay off the judgments and...
Kelly Weaver Recognized for Providing Exceptional Service

Thursday, October 12, 2017

News announcement from Small Business Development Center & America's SBDC ABERDEEN, S.D - Kelly Weaver, regional director of the South Dakota Small Business Development Center in Aberdeen, is being recognized as a strong advocate for small businesses. Weaver, who has been with the SBDC since 1998, has been named South Dakota’s “State Star” for 2017 by America’s SBDC, the national trade association for the SBDC network. Weaver and State Star winners from other states were honored recently at the America’s SBDC Conference in Nashville. Weaver was selected for the award by her peers, in part, for her work with the South Dakota...
Looking Towards the Future

Tuesday, October 10, 2017

When Lindsey Jennings graduated from cosmetology school at Lake Area Tech, she started her career at a JC Penny’s salon. She worked there for five years before she learned the store was going to close by year-end.  Although she was an experienced cosmetologist, it left her with an employment uncertainty. The owner of a small town hair salon in a neighboring community recently retired and was looking to rent out her existing space. That opportunity couldn’t have came at a better time for Lindsey. She decided to take a leap and start her own business in a rural South Dakota community....
Down Payment Loan Makes New Home a Possibility

Monday, September 18, 2017

Jeff and Judy lived in a Sioux Falls apartment and had been planning to buy a home for years. They found a place they liked, and they could afford the monthly mortgage payment, but after years of increasing rent, it had been hard for them to save money for a down payment. Jeff’s disability and their fixed income further complicated the situation. So they approached GROW South Dakota. The GROW SD loan officer connected Jeff and Judy with a down payment and closing cost loan, which provided funds to cover those costs. The result is that they now have a home...
Duenwald Transportation

Wednesday, December 28, 2016

Dan Duenwald knows transportation. He had been in the business twenty seven years when he decided to take a risk and start his own business. In 2012, Duenwald Transportation, LLC submitted, and won, the bid for the Clark School District school bus contract. It was then that Dan established Duenwald Transportation, LLC. The business consists of multiple lines of business including; school bus routes, party buses, luxury coach buses, isowean pig hauling, servicing many area school buses and school bus driver in-service training. In 2014 the business was growing leaps and bounds. New busses were being added to the fleet and...
Local Entrepreneur Celebrates Women's Small Business Month

Tuesday, October 04, 2016

Janelle Swanson is an entrepreneur and has always found a way to get paid for something she is passionate about. This time, it was animals. “I have always loved animals,” stated Janelle, "and I was hearing that people were taking their pets outside of town to board them." So she decided to startup a business called Paws & Claws – this is in addition to the business she already operates as a commodity broker. Paws & Claws is a facility located in Britton and specializes in boarding and grooming pets. Janelle contacted GROW South Dakota and Glacial Lakes Area Development, a...
USDA Recognizes Two Families in Huron During Homeownership Month

Thursday, August 04, 2016

Huron, South Dakota – June 23, 2016  USDA Rural Development Acting State Director Bruce Jones and Single Family Housing Director Janell Telin joined representatives from James Valley Housing, Inc., Grow South Dakota, South Dakota Housing Development Authority (SDHDA), and local elected officials, today to recognize two Huron families for their achievement of homeownership.  Charles and Heidi Gascoigne and Nyo Maung families are being highlighted for receiving USDA Rural Development Single Family Housing loans to purchase their homes. “Homeowners take pride in the places they live and work,” said USDA Rural Development Acting State Director Bruce Jones.  “Homeownership provides security for families,...
Ensuring Community Success through Housing

Tuesday, August 02, 2016

Quality housing is scarce in rural South Dakota and the solution to create more housing is challenging to solve. One small town in northeast South Dakota, Northville, is doing something to increase available housing. Northville has an estimated population of 148 and former mayor Ruth Clemens has lived there nearly all of her life. She owned land in town and didn’t want to see it sit idle. Ruth sold the property to Grow Spink, a non-profit development organization; with aspirations they would develop the land and build a new home. Grow Spink, who serves all of Spink County, spearheaded the construction...
2015 BUSH PRIZE Winner Video

Monday, April 11, 2016

On November 10, 2015, GROW South Dakota was one of eight organizations in the Minnesota, North Dakota, and South Dakota region to be awarded the Bush Prize for Community Innovation from the Bush Foundation.  This prestigious annual award honors and supports innovative organizations with a track record of making great ideas happen. This is a tremendous opportunity for GROW South Dakota to celebrate our breakthroughs in addressing rural community needs more effectively, equitably and sustainably.    As a winner of the Bush Prize, GROW South Dakota receives a package of recognition, networking opportunities to create new partnerships, and a grant of...
A Safe & Sound Home

Tuesday, April 05, 2016

Robert and Nicole Ingvalson have discovered that a safe & sound home creates so much more than just a roof over their head. The recent completion of some major home repairs, made possible by funding through GROW South Dakota and NeighborWorks America/Wells Fargo’s Safe and Sound Initiative, prompted the couple to state, “There is so much less stress in our lives knowing that these things are taken care of; the furnace and water heater are so much more efficient. We will definitely save money on propane use and electricity this winter. No more worrying about how we can possibly afford...
Dakota Dream Savings Funds - A Dream Come True

Tuesday, February 02, 2016

The process of purchasing a home can be an exciting and rewarding time; but are you aware of the resources available to help you navigate the process?  “I contacted GROW South Dakota after I saw a story about a savings fund, not knowing at the time the purpose of this savings fund was to save for a house” said David Souhrada.    David was referencing the Dakota Dream Savings Fund, through GROW South Dakota.  The Dakota Dream Savings Fund is a matched savings account, designed to help families and individuals establish a pattern of regular saving, with the end goal of using...
Charming and Cozy Describe Home of Aberdeen Family

Thursday, January 28, 2016

“Our overall feelings toward the home are inexplicable joy and relief. It feels….like it was time and meant to be….home,” said new homeowner, Jennifer Hornedeagle.   The Hornedeagle family’s main financing for their new home came through a USDA Rural Development Section 502 Direct Single Family Housing packaged loan by Homes Are Possible Inc. in Aberdeen.    Other partners joined in the financing package to achieve maximum affordability. “GROW South Dakota was honored to be a part of the Hornedeagle’s story. Their dedication and commitment to create a lasting legacy for their family is undeniably homeownership at its best,” stated Wade Veflin, Housing Loan Officer for...
Sometimes Life Throws Us a Curveball

Monday, December 07, 2015

Sometimes life can throw us a curve ball, and we end up in situations that are beyond our control.  As unpredictable as life can be, it’s nice to know that help is out there when we need it.    Out of a job due to health circumstances, a client contacted GROW South Dakota because her furnace quit working.  Little did she know, that wasn’t the only time she would be utilizing the services that GROW SD has to offer.  After some time had passed, the client fell ill again, and at that time her refrigerator was going bad and her stove was in...
Bariki International Market

Monday, October 26, 2015

Edwin Obara, Owner; Sioux Falls, South Dakota   In April of 2015, after years of saving his own money, Edwin opened Bariki International Market in Sioux Falls, South Dakota. Edwin saw a need for residents to have access to African foods, beauty supplies, music and movies without leaving the country.   After opening the store and experiencing initial success, Edwin found himself without sufficient capital to purchase additional inventory. Not being able to qualify for traditional business financing, Edwin was puzzled. So he turned to the internet to search or another lending option. Through the Small Business Administration LINC referral system, Edwin was connected...
Family Crisis Center is Thriving

Friday, October 02, 2015

The Family Crisis Center (FCC) is a non-profit corporation that provides education, awareness, and temporary housing for domestic violence and assault victims in Spink, Faulk, and Hand counties. Although the FCC provides a great service, they were lacking a facility to house victims. If there was a need, they had to hope the local hotel had vacancies.   An individual donated a home to the FCC to use for their services. Although this was a great gift, it also provided challenges to fundraise and finance the costs associated with moving the house and renovating it into a facility. The facility has six...
Senator John Thune and Senator Mike Rounds Celebrate Statewide Housing Grants with GROW South Dakota

Tuesday, August 18, 2015

(Aberdeen, South Dakota) -- Twenty-five years ago, Congress created the Affordable Housing Program (AHP) of the Federal Home Loan Banks, with the purpose of providing safe and decent housing for families across the country.   Senator John Thune and Senator Mike Rounds joined FHLB Des Moines in Aberdeen on August 13, 2015, to celebrate partnerships with FHLB Des Moines member financial institutions and community partners, GROW South Dakota, Homes Are Possible, Inc. and the Sisseton Wahpeton Housing Authority. Collectively, these three organizations have received a combined $12 million in Strong Communities Fund grants over the 25-year history of the grant program. According...
Home Network

Friday, July 31, 2015

When Sarah Tharp decided to take over her family business, it was a big undertaking.  Her dad invested a lot of time and effort into starting and making this a successful business.  As a new business owner, she felt overwhelmed with all the tasks ahead of her.   Sarah immediately decided to contact the local Small Business Development Center (SBDC). SBDC representative Kelly Weaver helped her with the business plan and cash flow projections. “Kelly did a great job of helping me get prepared to take over the business,” stated Sarah. “We reviewed a lot of different factors to operating a business,...
GROW South Dakota Helps to Revitalize the Community

Monday, July 27, 2015

GROW South Dakota Helps to Revitalize the Community Celebrating NeighborWorks Week 2015   As a NeighborWorks® America chartered member, GROW South Dakota hosted a NeighborWorks Week  open house and volunteer work day on June 8, 2015, for a home being revitalized at 1290 Kansas Ave SE, Huron, South Dakota. The home was donated to GROW South Dakota by the National Community Stabilization Trust through the support of Wells Fargo Bank for the purpose of revitalizing the home and reselling the property to an eligible home buyer.   As part of the day’s events, Tim Carl and Cory Peterson, Weatherization Installers for GROW South Dakota, demonstrated...
A Great Experience

Wednesday, May 27, 2015

Bert Williams contacted GROW South Dakota in need of housing as she had recently moved to the area from Ohio and was renting a one bedroom apartment.  Her needs were specific; she is legally blind, so locating a home that would be easy to get around in was of great importance.   Once she secured a house that would meet her needs, it was time to research her options, and that is where GROW South Dakota came into play.  GROW South Dakota staff were able to assist her with a home loan, an inspection of the home, and additional down payment assistance. ...
Ag Technology Firm Defies Crop-price Trends

Monday, May 11, 2015

International sales and farm-efficiency movement drive record business Terry Schiltz, president of AgSense, has a problem. Business at the high-tech company in Huron, S.D. is up substantially from a year ago, and that’s forcing him to put pressure on suppliers. “We’re doing better than ever. It’s a little difficult on my stress levels. You have to lean on the vendors to push shipments up. I wasn’t counting on a 70 percent increase in business,” Schiltz says. “It’s a good problem to have, but it’s still a problem that needs to be addressed.” AgSense is the kind of small-business success story that might get...
Spot On Printing

Monday, May 11, 2015

Darci James and Jackie Hoven, Owners; Webster, South Dakota   With a graphic design degree, Darci James had yearned to get into a career where she could utilize her creative talents and provide a needed service to her community. With her aunt running a successful embroidery business in Rapid City, the idea of starting a similar business in Webster was appealing to her. Darci reached out to her friend, Jacki Hoven, and the two brainstormed on the possibilities.   With help from GROW South Dakota staff, the duo put together financial projections and realized that their idea could become a reality. With financing from...
The Feeling of Owning Your Own Home

Tuesday, April 14, 2015

How do you know if home ownership is right for you?  There are many factors to think about when weighing this decision.  For Katlyn and Ross, they knew investing in a home of their own would be a better option, rather than paying “an arm and a leg” for rent each month.  The next step in their journey was deciding what their options were, and where they needed to start.   When a friend referred them to GROW South Dakota, it proved to be a great fit to lead them down the path to home ownership.  In addition to providing financing, Katlyn...
A Birds Eye View

Tuesday, March 31, 2015

When Boni contacted GROW South Dakota she was researching housing options.  She recently lost her husband of forty years, was living on a limited income and in a modular home that was in need of major repairs.  She was interested in purchasing a home through South Dakota Housing Development Authority’s Governor’s House Program.  The home would be placed on land that she currently owns, which had history of her grandparents residence.  Because her modular home was sold prior to obtaining the new home, she moved to an apartment in town.  Her dream was to return to the country.   GROW SD...
Red Door Salon

Tuesday, February 03, 2015

Red Door Salon Emily Hanson; Sisseton, South Dakota “I always wanted to be my own boss,” said Emily Hanson, owner of Red Door Salon in Sisseton, South Dakota. With more than ten years of industry experience, Hanson was ready to take the entrepreneurial leap by starting her own salon business in 2014. “It’s been hectic. But it’s nice to come and go as I please.”   With the help of GROW South Dakota business lending and the Small Business Development Center, Hanson was able to develop projections and a cash flow plan; and secure financing to make the new salon a reality.   The name of...
La Bella Vita

Wednesday, January 14, 2015

La Bella Vita  Cynthia Premus and Julianna Stern, Owners; Webster, South Dakota   “Small town people deserve the big city feel,” stated Julianna Stern, co-owner of La Bella Vita, in Webster, SD. La Bella Vita provides a big city experience by offering a variety of spa services to their small community including: massage, facials, manicures, pedicures, tanning and salon services and products.   In 2012, Julianna Stern, a licensed massage therapist, and Cynthia Premus, a cosmologist, decided to combine their individual businesses to provide easy access for the community to receive both type of services under one roof. With a financing package from GROW South...
Creating a Fresh Start

Monday, December 01, 2014

Eileen and Clinton Ellingson reached out to GROW South Dakota in August, 2014, after they had lost their home to a fire. Knowing that they wanted to rebuild in the same spot where their home previously stood, securing financing would be the next option. Even though they were able to secure financing at their local credit union, they were unable to receive all of the financing required from their primary lender. The GROW staff was able to assist with the remaining financing to help them achieve a fresh start in their new home. In order to do this, GROW South...
Ultimate Kitchen & Bath, Aberdeen, South Dakota

Wednesday, October 01, 2014

now that October is National Women's Small Business month? And did you also know that, according to the National Association of Women Business Owners (NAWBO), over 9.1 million businesses are owned by women, generating $1.4 billion in sales as of 2014? For over 35 years, GROW South Dakota has been working hard to assist women starting their own businesses. Here's just one story of how we've helped turn dreams into reality: Anyone who has remodeled or built a house knows the routine:  visit with the plumber, swing by the lighting store, touch base with another store on flooring, and double check...
Wagner Resident Qualified for Home Improvement Program

Wednesday, September 24, 2014

This article was written by the Wagner News. Roberta Clemens thought the program, GROW South Dakota, was too good to be true.  After listening to Kelsey Doom explain the logistics of the program and all the great things GROW had to offer and visiting with family, Roberta decided to fill out an application for home repairs to be made to her home.  It was a matter of a couple days when Roberta heard back from GROW stating that she met all the requirements to be able to make some repairs on her home.  Roberta's original plan was to replace the siding...
A White House, not “the White House”, With a Beautiful Yard

Thursday, June 26, 2014

The Joe & Danielle Donnell family have been living in their new home, a white house with a porch and a beautiful back yard with a running creek next to it, for nearly nine months now. “We feel blessed to have a place where our family can grow together,” said Joe Donnell. “We now have the room to have family and friends over and celebrate the holidays. To have space we can invest in, to grow with each other, and a place that we can call home in every sense of the word.” Their story exemplifies this year’s theme, “USDA: Own Your...
Schaefers Honored For 40 Years of Service

Tuesday, June 24, 2014

JoAnn Schaefers was honored by GROW South Dakota for her 40 years of combined service as a member of their Board of Directors. GROW South Dakota serves northeast South Dakota through housing, community and economic development.   Schaefers served on the Northeast South Dakota Community Action Program (NESDCAP also known as GROW South Dakota) Board of Directors for 10 years, including a number of terms on the State Community Action Board. Following her tenure on the NESDCAP Board she began serving on the Northeast South Dakota Economic Corporation (NESDEC also known as GROW South Dakota) since 1984. “JoAnn’s dedication to rural communities...
GROW South Dakota Makes Home Ownership Possible

Wednesday, June 04, 2014

Myron Doud and Stephanie Richards began working with GROW South Dakota over three years ago, when they first sought advice on home ownership.  At that time, the family of eight had been living with his parents in a four bedroom house.    Myron and Stephanie entered into the Dakota Dream Savings Fund, (DDSF) program where they set up financial goals and received coaching from GROW South Dakota staff.  They were able to complete the financial and homebuyer education courses in addition to learning how to complete and follow a budget. These tools were essential in completing their goal of home ownership.  The...
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A Half-Century of Serving South Dakotans

In 1978, NESDCAP created the Northeast South Dakota Economic Corporation (NESDEC) as a revolving loan fund to focus on small business lending and job creation in 22 counties. In 2007, Grow South Dakota, was formed to provide housing, community and economic development statewide. Through services to individuals, technical assistance to community and economic development agencies, and loans to small businesses and homebuyers, GROW South Dakota has had broad and lasting impact.

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GROW South Dakota

GROW South Dakota
104 Ash Street East | Sisseton, SD  57262
Phone (605) 698-7654 | Fax (605) 698-3038 info@growsd.org