GROW South Dakota Housing Programs

For more information on any of the programs below, call (605) 698-7654 or email.

Apartments for Rent

GROW South Dakota owns apartment complexes in Milbank, SD and manages apartments in Doland, Leola, Tulare and Wilmot, SD. The apartment complexes have subsidized rent available through the USDA Office of Rural Development and Housing and Urban Development. View an Apartment Application.

Home Mortgage Loans

GROW South Dakota assist people interested in purchasing a home by having them complete a prequalification packet regarding their ability to purchase a home and eligibility for homeownership.  Our agency will review credit history information with the client regarding their ability to purchase a home.  This process will allow the applicant to determine readiness and direction for homeownership. View the Housing Loan Prequalification Application.

Down Payment/Closing Cost Assistance

GROW South Dakota can provide potential homeowners with up to $10,000 toward a down payment or closing costs on the purchase of their home. View the Down Payment Assistance Application.

Homeownership Education

GROW South Dakota is a HUD approved Housing Counseling Agency and Housing Education Resource Organization (HERO) offering individual and group education for homeownership.  Schedule a Homebuyer Education Class.  Topics covered include: Are You Ready to Buy a Home, Money Management, Understanding Credit, Obtaining a Mortgage Loan, Protecting Your Investment.

Weatherization Assistance Program

Weatherization is a service to assist individuals in providing energy efficient measures in their homes. A GROW South Dakota representative will conduct an energy audit on the home to determine what repairs are cost effective to increase energy efficiency and reduce the cost of utilities. Common repairs include: adding insulation in walls and attics, weather stripping doors and windows, minor repairs, and furnace repairs and replacements.  Income guidelines determine eligibility. View an application for Weatherization.

Home Improvement Forgivable Loan Program - Federal Home Loan Bank

GROW South Dakota has available funds to provide home improvements.  The funds assist income eligible owner-occupied homes with needed home improvements such as shingles, plumbing, electrical upgrades, or siding.  The current maximum income guidelines are $33,300 for a family size of 1-2 or $37,145 for a family size of 3 or more.  The home must be the applicant’s primary residence. A deed restriction will be placed on the property and forgiven 1/60 per month.  Income and ownership restrictions apply. Click here to apply for a Home Improvement Forgivable Loan.



Dakota Dream Savings Fund

GROW South Dakota can match individual savings to purchase your first home. For each dollar you save, up to $2,000, it will be matched with additional three dollars! If eligible, you can join the program and have a total of $8,000 to use toward the purchase of your first homeView the Dakota Dream Savings Fund Application.

Governor's House Marketing Representative

GROW South Dakota is a local marketing representative for this affordable pre-built energy efficient home that comes in a variety of floor plans including 2-bedroom and 3-bedroom homes.  Contact Jim Becker at 605-897-7636 or Click here to review the floor plans and home features for the Governor's House.

Home Energy Audits

Hire GROW South Dakota to conduct a home energy assessment on your home.  The results of the assessment are used to determine the energy saving improvements needed to increase the energy efficiency of your home.  To receive an estimate or to schedule your home energy assessment email or call (605) 698-7654. Watch a demonstration of the Blower Door Test.

Home Repair for Hire

Now is the time to get those repairs done.  Hire us to do small construction jobs such as:  replacing  windows or doors, insulate (attics, exterior walls, crawlspaces), home energy inspections, etc.  Email or call (605) 698-7654 today to get your repairs scheduled. Bids available upon request.