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GROW South Dakota Housing Programs

For more information on any of the programs below, call (605) 698-7654 or email.

Apartments for Rent

GROW South Dakota owns apartment complexes in Milbank, SD and manages an apartment complex in Sisseton. View more information about each apartment complex or view an Apartment Application.

Home Mortgage Loans

GROW South Dakota assists people interested in purchasing a home by having them complete a prequalification packet regarding their ability to purchase a home and eligibility for homeownership.  Our agency will review credit history information with the client regarding their ability to purchase a home.  This process will allow the applicant to determine readiness and direction for homeownership. Apply online for a home loan or view steps in preparing for homeownership.

USDA 502 Direct Loans

GROW South Dakota is an Intermediary and Loan Packager for the USDA Rural Development 502 Direct Loan program.  Individuals that wish to apply for a home loan through USDA Rural Development and utilize a loan package to expedite the loan process are encouraged to contact a certified loan packager.

Down Payment/Closing Cost Assistance

GROW South Dakota can provide potential homeowners with down payment or closing cost assistance, (DPA) on the purchase of their home. Check out the overview of the DAP and the list of Home Ownership Programs  Eligibility requirements and income guidelines apply and lenders must be approved through GROW SD.  

Homeownership Education

GROW South Dakota is a HUD approved Housing Counseling Agency and Housing Education Resource Organization (HERO) offering individual education and online education for homeownership.  Schedule a Homebuyer Education Class.  Topics covered include: Are You Ready to Buy a Home, Money Management, Understanding Credit, Obtaining a Mortgage Loan, Protecting Your Investment.

Weatherization Assistance Program

Weatherization is a service to assist individuals in providing energy efficient measures in their homes. A GROW South Dakota representative will conduct an energy audit on the home to determine what repairs are cost effective to increase energy efficiency and reduce the cost of utilities. Common repairs include: adding insulation in walls and attics, weather stripping doors and windows, minor repairs, and furnace repairs and replacements.  Income guidelines determine eligibility. View an application for Weatherization.

Governor's House Marketing Representative

governor's houseGROW South Dakota is a local marketing representative for this affordable pre-built energy efficient home that comes in a variety of floor plans including 2-bedroom and 3-bedroom homes.  Contact Jim Becker at 605-897-7636 or  Click here to review the floor plans and home features for the Governor's House.

Home Energy Audits

home energy auditHire GROW South Dakota to conduct a home energy assessment on your home.  The results of the assessment are used to determine the energy saving improvements needed to increase the energy efficiency of your home.  To receive an estimate or to schedule your home energy assessment email or call (605) 698-7654. Watch a demonstration of the Blower Door Test.

Home Repair for Hire

Now is the time to get those repairs done.  Hire us to do small construction jobs such as:  replacing  windows or doors, insulate (attics, exterior walls, crawlspaces), home energy inspections, etc.  Email or call (605) 698-7654 today to get your repairs scheduled. Bids available upon request.

Fast Fact Image

The GROW South Dakota Organizations Have had a Remarkable Few Years!

NESDCAP, our founding agency, celebrated 50 years in 2016 and reached over $73.2 million in housing impact across numerous program areas.

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GROW South Dakota

GROW South Dakota
104 Ash Street East | Sisseton, SD  57262
Phone (605) 698-7654 | Fax (605) 698-3038