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GROW South Dakota Housing Programs

For more information on any of the programs below, call (605) 698-7654 or email.

Apartments for Rent

GROW South Dakota owns apartment complexes in Milbank, SD and manages an apartment complex in Sisseton. View more information about each apartment complex or view an Apartment Application.


Home Mortgage Loans

GROW South Dakota's direct loan program supports individuals and families making their dream of homeownership come true with the financing of a home purchase.  Our experienced staff will be with you every step of the way.  Our loan program provides funds for the purchase of a new or existing home in the state of South Dakota.  GROW SD will finance loan amounts up to $175,000. Call for more information, and to ask about our current interest rates. Apply online for a home loan or view steps in preparing for homeownership.  Additional homeownership options are available here.  


Down Payment/Closing Cost Assistance

GROW South Dakota can provide potential homeowners with down payment or closing cost assistance, (DPA) on the purchase of their home. Check out the overview of the DAP and the list of Home Ownership Programs  Eligibility requirements and income guidelines apply.  Lenders must be approved through GROW SD.   View additional information regarding the Capital Magnet Fund.


USDA 502 Direct Loans

GROW South Dakota is an Loan Packager for the USDA Rural Development 502 Direct Loan program.  Individuals that wish to apply for a home loan through USDA Rural Development and utilize a loan packager to expedite the loan process are encouraged to contact a loan officer at GROW SD and apply online.


Homeownership Education and Housing Counseling

GROW South Dakota is a HUD approved Housing Counseling Agency and Housing Education Resource Organization (HERO) offering individual and online education for homeownership. We also offer one on one pre-purchase, rental counseling, and financial managment for homeowners.  Contact us today to schedule your confidential one on one counseling session.  


Weatherization Assistance Program

Weatherization is a service to assist individuals in providing energy efficient measures in their homes. A GROW South Dakota representative will conduct an energy audit on the home to determine what repairs are cost effective to increase energy efficiency and reduce the cost of utilities. Common repairs include: adding insulation in walls and attics, weather stripping doors and windows, minor repairs, and furnace repairs and replacements.  Income guidelines determine eligibility. View an application for Weatherization.


Governor's House Marketing Representative

governor's houseGROW South Dakota is a local marketing representative for this affordable pre-built energy efficient home that comes in a variety of floor plans including 2-bedroom and 3-bedroom homes.  Contact Jim Becker at 605-897-7636 or jabecal@nvc.net.  Click here to review the floor plans and home features for the Governor's House.


Home Energy Audits

home energy auditHire GROW South Dakota to conduct a home energy assessment on your home.  The results of the assessment are used to determine the energy saving improvements needed to increase the energy efficiency of your home.  To receive an estimate or to schedule your home energy assessment email or call (605) 698-7654. 


Home Repair for Hire

Now is the time to get those repairs done.  Hire us to do small construction jobs such as:  replacing  windows or doors, insulate (attics, exterior walls, crawlspaces), home energy inspections, etc.  Email or call (605) 698-7654 today to get your repairs scheduled. Bids available upon request.

Fast Fact Image

A Half-Century of Serving South Dakotans

In 1978, NESDCAP created the Northeast South Dakota Economic Corporation (NESDEC) as a revolving loan fund to focus on small business lending and job creation in 22 counties. In 2007, Grow South Dakota, was formed to provide housing, community and economic development statewide. Through services to individuals, technical assistance to community and economic development agencies, and loans to small businesses and homebuyers, GROW South Dakota has had broad and lasting impact.

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GROW South Dakota

GROW South Dakota
104 Ash Street East | Sisseton, SD  57262
Phone (605) 698-7654 | Fax (605) 698-3038 info@growsd.org