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GROW South Dakota Home Ownership Programs

Home Mortgage Loans

GROW South Dakota's direct loan program supports individuals and families making their dream of homeownership come true with the financing of a home purchase.  Our experienced staff will be with you every step of the way.  Our loan program provides funds for the purchase of a new or exisiting home in the state of South Dakota.  GROW SD will finance loan amounts up to $175,000. Call for more information, and to ask about our current interest rates. Apply online for a home loan or view steps in preparing for homeownership.  Additional homeownership options are available here.  


Down Payment/Closing Cost Assistance

GROW South Dakota can provide potential homeowners with down payment or closing cost assistance, (DPA) on the purchase of their home. Check out the overview of the DAP and the list of Home Ownership Programs  Eligibility requirements and income guidelines apply.  Lenders must be approved through GROW SD.   View additional information regarding the Capital Magnet Fund.


USDA 502 Direct Loans

GROW South Dakota is an Loan Packager for the USDA Rural Development 502 Direct Loan program.  Individuals that wish to apply for a home loan through USDA Rural Development and utilize a loan packager to expedite the loan process are encouraged to contact a loan officer at GROW SD and apply online.


Homeownership Education and Housing Counseling

GROW South Dakota is a HUD approved Housing Counseling Agency and Housing Education Resource Organization (HERO) offering individual and online education for homeownership. We also offer one on one pre-purchase, rental counseling, and financial managment for homeowners.  Contact us today to schedule your confidential one on one counseling session.  

Fast Fact Image

The GROW South Dakota Organizations Have had a Remarkable Few Years!

NESDEC celebrated 40 years in 2018, making over 2,000 business loans worth more than $71 million that created or maintained over 12,400 jobs.

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GROW South Dakota

GROW South Dakota
104 Ash Street East | Sisseton, SD  57262
Phone (605) 698-7654 | Fax (605) 698-3038 info@growsd.org