GROW South Dakota Home Ownership Programs
GROW South Dakota assists people interested in purchasing a home by having them complete a prequalification packet regarding their ability to purchase a home and eligibility for homeownership. Our agency will review credit history information with the client regarding their ability to purchase a home. This process will allow the applicant to determine readiness and direction for homeownership. Apply online for a home loan or view steps in preparing for homeownership.
GROW South Dakota is an Intermediary and Loan Packager for the USDA Rural Development 502 Direct Loan program. Individuals that wish to apply for a home loan through USDA Rural Development and utilize a loan package to expedite the loan process are encouraged to contact a certified loan packager.
GROW South Dakota can provide potential homeowners with down payment or closing cost assistance, (DPA) on the purchase of their home. Check out the overview of the DAP and the list of Home Ownership Programs Eligibility requirements and income guidelines apply and lenders must be approved through GROW SD.
GROW South Dakota is a HUD approved Housing Counseling Agency and Housing Education Resource Organization (HERO) offering individual education and online education for homeownership. Schedule a Homebuyer Education Class. Topics covered include: Are You Ready to Buy a Home, Money Management, Understanding Credit, Obtaining a Mortgage Loan, Protecting Your Investment.