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GROW South Dakota Home Ownership Programs

Home Mortgage Loans

GROW South Dakota assists people interested in purchasing a home by having them complete a prequalification packet regarding their ability to purchase a home and eligibility for homeownership.  Our agency will review credit history information with the client regarding their ability to purchase a home.  This process will allow the applicant to determine readiness and direction for homeownership. Apply online for a home loan or view steps in preparing for homeownership.


USDA 502 Direct Loans

GROW South Dakota is an Intermediary and Loan Packager for the USDA Rural Development 502 Direct Loan program.  Individuals that wish to apply for a home loan through USDA Rural Development and utilize a loan package to expedite the loan process are encouraged to contact a certified loan packager.


Down Payment/Closing Cost Assistance

GROW South Dakota can provide potential homeowners with down payment or closing cost assistance, (DPA) on the purchase of their home. Check out the overview of the DAP and the list of Home Ownership Programs  Eligibility requirements and income guidelines apply and lenders must be approved through GROW SD.  


Homeownership Education

GROW South Dakota is a HUD approved Housing Counseling Agency and Housing Education Resource Organization (HERO) offering individual education and online education for homeownership.  Schedule a Homebuyer Education Class.  Topics covered include: Are You Ready to Buy a Home, Money Management, Understanding Credit, Obtaining a Mortgage Loan, Protecting Your Investment.

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Interested in owning a home? Learn about credit, money management, affordability, finding the right house, and more! Inquire about our one-on-one homebuyer education or online education. Call or email us for more information!

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GROW South Dakota

GROW South Dakota
104 Ash Street East | Sisseton, SD  57262
Phone (605) 698-7654 | Fax (605) 698-3038 info@growsd.org