Impact Story: GROW South Dakota Empowers a Young Couple to Build a Future

When Hannah applied for a mortgage loan through traditional financing, she was denied. Despite having an established credit line, her fiancé had no credit history, and the property they hoped to purchase—a farm site—made securing a loan even more difficult.

Thankfully, the loan officer referred Hannah to the housing lending team at GROW South Dakota. They were able to receive homebuyer education and mortgage assistance tailored to their situation. With this support, Hannah and her fiancé were able to overcome the barriers standing in their way and successfully purchase their dream home.

Not only did they achieve homeownership, but they also gained the resources to make critical repairs. Together, they installed a new furnace, improved the plumbing, replaced the pressure tank, added a new water heater, and upgraded the existing electrical work—ensuring their home was safe, efficient, and ready for the future.

Today, Hannah and her fiancé are settled into the life they had envisioned, proud homeowners with a safe and sustainable farm site to call their own. “You guys have been such a help! Hopefully, our story will allow you to help others through your programs,” said Hannah. Their story is a testament to the power of opportunity, education, and financial support that GROW South Dakota has to offer.