A Fresh Start for Rebecca

After hearing what a traditional lender would require for a down payment, Rebecca's brother suggested she contact GROW South Dakota to explore other options.

For six years following a difficult divorce, Rebecca worked hard to rebuild her credit while raising her family as a single parent. Although she owned her home, it had fallen into disrepair, and major improvements simply weren't within her budget.

Through GROW South Dakota's homeownership programs, which also included homebuyer education and one-on-one pre-purchase counseling, Rebecca was able to secure a home loan with no down payment requirement. Additional assistance helped cover the cost of new windows, making her new home safer, more comfortable and more energy efficient.

"For a long time, owning a home that met my family's needs felt out of reach. I worked hard to rebuild my life, but there were times when I wondered if I would ever get there. Today, I'm proud of how far we've come. I often think about the days I prayed for what I have now, and I'm incredibly thankful for the support system that helped make it possible, including GROW South Dakota."

Rebecca's story is a reminder that with determination, support, and the right resources, homeownership can become a reality.